LTC Tree

LTC Tree LTCTree is the #1 Online Long Term Care Insurance Brokerage For more information about our process you can watch our video on our efficient process.

We are LTC Tree and provide Long Term Care Insurance research and quote comparison for all the major blue-chip companies. We never ask for a sales presentation and mail you the information so you can review it on your time. http://www.ltctree.com/why-buy-online.html

06/18/2026

We made a popular video on this a couple years ago. Time to update it.

Markets changed. Interest rates changed. The stock market's up 50%.

There's way more options now than there were then.

So we're updating the conversation. Because Long Term Care planning isn't static. It moves with your situation and the market.

We compare all the major options. Insurance. Annuities. Self-insurance.
We spitball ideas with you on any of it.

That's what candid looks like.

LTC Tree 🌳

06/17/2026

Most common Long Term Care Insurance mistake?

Underinsuring.

People buy a daily benefit that fits today's costs, skip the inflation rider, and assume future-them will figure it out. Future-them usually can't.
A policy bought in your 50s needs to still work in your 80s. That math only works if the benefit grows with the cost of care.

Get the inflation protection. It's the whole game.

LTC Tree 🌳 x Just Peachy Home Care, LLC

06/16/2026

One of our core missions: hand-curate only the companies that don't hassle people when claims come.

We've filed claims with all of them. We know how they treat people at 85 years old, when it actually matters.

Some companies want us to sell their products. We don't trust them.
So we don't. Simple as that.

If Long Term Care Insurance makes sense for you, rest assured you're working with carriers we'd trust with our own families.

No hassle. Just fair treatment.

LTC Tree 🌳

06/11/2026

Here's our philosophy: buy as little insurance as possible.

Why? So you can keep the rest rolling in the market. Use the premium savings to grow your portfolio instead.

It's a balance between insurance and investing. And we skew toward investing.

Some people want all their money in the market. That's fine. But if you're open to it, locking 5-10% of your portfolio into something secure might be the smart move.

You get growth where it matters and protection where it counts.

LTC Tree 🌳

06/10/2026

Cash-indemnity. Sounds like jargon. It's actually one of the best features in modern Long Term Care Insurance.

Here's how it works...

Once your claim is triggered, the insurance company sends you the cash. That's it. No invoices to submit. No fighting over which agency is "approved." You spend the money however you want.

Pay a family member. Pay a home health agency. Pay a facility. You're in the driver's seat.

LTC Tree 🌳 x Just Peachy Home Care, LLC

06/09/2026

We don't work with every company. We work with the ones that actually
pay claims and treat people fair.

Between our team, we've been part of thousands of Long Term Care sales over the years. Drew navigated an 8-year claim with his mom. We've
seen what happens when it matters.

That's why we hand-curate every carrier we recommend. Our YouTube channel is over a decade old-you can go back and verify our track
record.

We know what to look out for. That matters.

LTC Tree 🌳

06/04/2026

Over the past 5 years, our clients in these annuities have seen
6, 8, even 12-13% annual returns.

You're getting higher interest rates than a CD or bond. And you're
not risking your principal.

That's the sweet spot. You get a shot at real growth without the
downside. It's the closest you can get to having your cake and
eating it too.

That's why more people are looking at this as they get older.

LTC Tree 🌳

06/03/2026

Quick reminder for policyholders...

Use your Long Term Care Insurance when you need it. Not "later." Not "when it gets really bad." Now.

Most modern policies (post-1996) pay full benefits whether you're getting care at home, in assisted living, in a nursing home, or at adult day care. The flexibility is built in.

The reality is none of us are promised tomorrow. The policy exists to make life easier today. See what you think.

LTC Tree 🌳 x Just Peachy Home Care, LLC

06/02/2026

Ever heard of the Rule of 100?

Simple: Take 100, subtract your age. That's your stock percentage.

If you're 60? 40% stocks, 60% bonds and stable investments.

If you're 55? 45% stocks, 55% stable.

Most people we talk to are breaking this rule. Markets have been
good, portfolios drifted, and nobody rebalanced.

It's not a golden rule, but it's a smart one. And it might be exactly
what your portfolio needs right now.

LTC Tree 🌳

05/28/2026

We love stocks. We're not telling you to pull everything out.

This is about balance.

If you're 55, 60, 65 and you've got 80-90% of your money in equities,
you're overexposed. Markets have been good, and people just never
rebalanced.

Consider moving a portion into one of these vehicles-Long Term Care,
annuities, income products. Something below the green line.

You keep your growth. You just protect what you've built.

That's the play.

LTC Tree 🌳

Address

5 Concourse Pkwy, Ste 3000
Atlanta, GA
30328

Opening Hours

Monday 7am - 10pm
Tuesday 7am - 10pm
Wednesday 7am - 10pm
Thursday 7am - 10pm
Friday 7am - 10pm
Saturday 7am - 10pm
Sunday 7am - 10pm

Telephone

+18008006139

Website

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