Katz Mortgage Team NMLS #69623

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Katz Mortgage Team NMLS #69623 Whether you're buying your first home, upgrading to your dream home, refinancing, or building from the ground up, having the right mortgage partner makes all the difference. At Katz Mortgage Team, powered by Edge Home Finance, I understand just how much is riding on the decisions you're making—and I’m here to guide you every step of the way.

With the real estate market constantly evolving and loan programs changing regularly, you need more than just a loan officer—you need a trusted advisor. I’m Stephen Katz, and with years of experience helping Georgia families navigate the mortgage process, I bring the knowledge and insight you need to make confident financial choices.

My top priority is helping you make the best decision for your future and your family. I’m committed to delivering a mortgage experience that’s not only seamless, but also exceeds your expectations. I invite you to explore my website, check out the wide range of loan options we offer, use the helpful tools and calculators, and even apply in just a few simple steps with our short-form application.

Once you’ve applied, I’ll personally reach out to go over the details with you—or you can easily schedule a time that works best using my online calendar. And of course, I’m always just a call, text, or email away if you need guidance, have questions, or want expert advice tailored to your goals.

Let’s make your home financing journey as smooth and successful as possible—together.

— Stephen Katz
Katz Mortgage Team | Atlanta, GA

Stephen Katz NMLS #69623
Georgia Residential Mortgage Licensee
VanDyk Mortgage Corporation NMLS #891464
nmlsconsumeraccess.org
Equal Housing Opportunity

At Edge Home Finance, we're redefining what it means to work with a mortgage broker. As a nationwide, client-first mortgage brokerage, we are committed to delivering a personalized, transparent, and efficient home financing experience from start to finish.

With access to a wide range of lenders and loan products, we’re able to shop around on your behalf—finding the best possible rate and loan structure to fit your unique needs. Whether you’re buying your first home, refinancing, investing in property, or building your forever home, our experienced team is here to guide you every step of the way.

What sets Edge Home Finance apart is our independent structure and our passion for service. We’re not tied to one bank or one set of loan programs, which means you get more options, better rates, and faster results. Our licensed loan officers take the time to understand your goals, answer your questions, and create a mortgage plan that works for your life.

We believe home financing should be clear, stress-free, and built around you—and that’s exactly what we deliver.

Your edge in home finance starts here.

10/23/2026

Trump Just Signed an Executive Order to Lower Mortgage Costs!

There are some potentially BIG changes coming for homebuyers and homeowners!

Here’s what you need to know:

✅ Automatic PMI Cancellation – A proposed program could automatically eliminate private mortgage insurance when eligible homeowners have enough equity.

✅ Lower Refinance Costs – Certain refinances could eliminate lender’s title insurance requirements, saving homeowners hundreds or even thousands of dollars.

✅ Easier Refinancing – Fewer appraisals, less income documentation and potentially lower lender fees.

✅ Lower VA & USDA Direct Loan Rates – Certain government-funded home loans could see reduced interest rates.

✅ More Affordable Housing – Streamlining regulations could help reduce the cost of manufactured and modular homes.

⚠️ Here’s the catch: Most of these changes are not effective yet. Federal agencies still need to develop and implement the new rules.

My takeaway? If these proposals become reality, refinancing could become significantly cheaper and homeownership more affordable.

I’ll keep you updated as these changes become available!

10/07/2026

Fannie Mae just made a BIG change to how rental income can be used when you’re turning your current home into a rental.

If you’re buying a new primary residence and keeping your old home as a rental, Fannie Mae no longer allows the new lease to be used to determine the rental income on that departing residence.

Instead, the lender can establish market rent using an appraisal, a Comparable Rent Schedule, or even a market-rent analysis using sources like MLS, Zillow or Redfin with appropriate rental comps.

From there, we generally use 75% of the market rent and compare that to the existing home’s mortgage payment, taxes, insurance and HOA dues.

There are also important rules regarding reserves and whether positive rental income can actually be added to your qualifying income.

This could make a BIG difference if you’re planning to keep your current home as a rental instead of selling it.

Want to know how the new rules work and whether they could help you qualify?

📩 DM me the word HOME — H-O-M-E — and I’ll send you more information.

Address

800 Johnson Ferry Road
Atlanta, GA
30342

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17705521000

Website

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