Kevin Cario - Union Home Mortgage

Kevin Cario - Union Home Mortgage Regional Manager. FL, GA, AL and SC
Union Home Mortgage Caliber Home Loans, Inc., NMLS #15622,
Equal Housing Lender. Not all
customers will qualify.

This is not an offer
to enter into an agreement. All products subject
to credit and property approval and not all
products available in all states or for all
dollar amounts. Caliber cannot accept
mortgage loan applications or inquiries for
properties located in New York through this
site. State disclaimer (if required) Questions
about your existing Caliber mortgage? Call
1‐800‐401‐6587

Broker shares how poor lender communication can derail mortgage deals     https://buff.ly/Qt6NGVE
04/21/2026

Broker shares how poor lender communication can derail mortgage deals https://buff.ly/Qt6NGVE

Why strong communication is the backbone of good broker/lender relationships

Mitigation as market advantage: How builders are redefining insurability in a hard market
04/20/2026

Mitigation as market advantage: How builders are redefining insurability in a hard market

Westwood’s Gabriel Salazar on how builders are using mitigation, embedded insurance and carrier alignment to secure insurability and stabilize premiums.

Bank regulators unveil capital reforms to boost mortgage lending
04/20/2026

Bank regulators unveil capital reforms to boost mortgage lending

Fed, FDIC and OCC propose Basel III updates, MSR risk weight at 250% and LTV-based mortgage weights, with comments due June 18.

US household net worth climbs $2.2 trillion to fresh record
04/19/2026

US household net worth climbs $2.2 trillion to fresh record

Household net worth climbed $2.2 trillion from the prior quarter to $184.1 trillion, a Federal Reserve report showed Thursday.

Fed’s Waller slams brakes on rate cuts as Iran war rattles outlook     https://buff.ly/84iDpsX
04/19/2026

Fed’s Waller slams brakes on rate cuts as Iran war rattles outlook https://buff.ly/84iDpsX

Oil shock and weak jobs pulled Fed policy in opposite directions – mortgages were caught in the middle

Home flippers face Great Recession‑era returns as costs catch up
04/18/2026

Home flippers face Great Recession‑era returns as costs catch up

Investors saw record prices but thinnest home‑flipping margins since 2008

The housing blind spot: Why the Senate’s housing bill is a start, not a solution
04/18/2026

The housing blind spot: Why the Senate’s housing bill is a start, not a solution

The ROAD to Housing Act passed 89 to 10, but omits employer housing benefits like tax free savings and matching support.

Builder Confidence Inches Higher Amid Affordability Concerns     https://buff.ly/CbhXedW
04/17/2026

Builder Confidence Inches Higher Amid Affordability Concerns https://buff.ly/CbhXedW

Builder confidence ticked slightly higher in March according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI), though sentiment remains subdued as affordability concerns continue to weigh on the single-family market. The headline index rose one point to 38 ,...

Reality Check For Refi Demand
04/17/2026

Reality Check For Refi Demand

NOTE: the rates discussed in this article are from MBA's weekly survey and pertain to last week.  This week's rates have already moved significantly higher according to our daily data. Mortgage application activity fell sharply last week as rising rates weighed on demand. The Mortga...

New Home Sales Plunge to 3-Year Lows
04/16/2026

New Home Sales Plunge to 3-Year Lows

New home sales took a notable step back in January, reversing much of the prior month’s strength and highlighting the volatility that often defines this data series. The Census Bureau reported a seasonally adjusted annual rate of 587,000 , down sharply from December’s 712,000 and 11.3% lower tha...

Borrower hesitation in high-cost regions
04/16/2026

Borrower hesitation in high-cost regions

Rising insurance premiums and total ownership costs are driving borrower hesitation in high-cost regions. See how lenders can adapt strategically.

Address

5555 Glenridge Connector
Atlanta, GA
30342

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm
Sunday 8am - 10pm

Telephone

+16784381151

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