06/29/2022
Good morning. Here to remind you that if you are being pursued by a collection agency about a charge off that’s more than $600, then they are guilty of TAX FRAUD! I know it may feel like doing the right thing by paying it back, but it does not have a positive affect on your score! If the account is only a few hundred dollars, you can ask to do a “pay to delete” but have them send you a “pay to delete” letter in writing. You cannot claim money that is “lost” then collect on those same lost funds! Message me for help with your credit issues! Follow for more info!