Rock Solid Financial

06/16/2026

Hey Ladies...Stats show, we tend to earn less AND we live longer. So, you have to have a Rock Solid plan for the future. If you'd like to sit in on this session, text "LEGACY" to request the registration link to: (404) 981 - 8989

05/06/2026

When a company shuts down, it's emotional for the employees. But, knowing and operating within these timelines can help the transition to be more manageable and to take more control of the situation. Click the link to read the article.

https://www.linkedin.com/pulse/navigating-triple-clock-corporate-shutdown-rocksolidfinancial-iwqze/?trackingId=HUInkYKVSrmbIwzZzZ3nyg%3D%3D

05/05/2026

Spirit Airlines 401k Update: How to Avoid the Upcoming Blackout

This Spirit Airlines 401k Update explains how to avoid the upcoming Spirit 401k blackout after the Spirit Airlines shutdown. If you are a Spirit employee, it's ideal to act before the 72-hour deadline to protect your immediate access to your retirement savings.

Why Spirit Employees Must Act Now:
The Spirit Airlines shutdown on May 2, 2026, has triggered a 72-hour window for your 401k rollover. By Tuesday or Wednesday, a court-appointed trustee will likely freeze all Spirit 401k accounts. This formal Blackout Period could last for 30, 60, or 90 days. During this time, your funds are completely inaccessible for loans, withdrawals, or transfers.

Essential 401k Protection Steps:

Avoid the 20% Tax Trap: Do not hit "withdraw" on your Schwab 401k portal. This triggers mandatory IRS withholding and potential penalties.

Direct Rollover Strategy: We discuss how to initiate a Direct Rollover into a private, protected environment where you own the contract, not a "Zombie Plan" without HR support.

Medicare & COBRA Warnings: For employees 65 and older, do not rely on COBRA. It can lead to permanent lifetime Medicare premium penalties.

If you'd like help navigating this transition, I'm here to help.

👉 Book A Consultation: https://calendly.com/tanishacoffey/rock-solid-financial-insurance-consultation-60]
👉 Ask A Question By Sending An Audio or Video Message: https://www.videoask.com/fg243gp54

ABOUT TANISHA COFFEY:
As a multi-state licensed insurance broker and financial strategist, one of the key areas that I specialize in helping individuals navigate corporate liquidations and retirement transitions. Based in St. Cloud, Florida, I provide virtual consultations across Florida, Georgia, Texas, and 11 more states.

DISCLAIMER:
This video is for educational and informational purposes only. No client-broker relationship is formed by viewing this video. Please consult with a professional regarding the specifics of your 401(k) plan and potential tax consequences.

05/05/2026

401k Rollover Deadline Approaching For Spirit Airlines Employees

With the recent Spirit Airlines shutdown, many former employees are asking about the timeline for their retirement assets. If you are a Spirit team member, it is important to understand the concept of an "Administrative Blackout Period."

When a company plan moves to a court-appointed trustee, accounts are often frozen for 30–90 days for auditing. To maintain control over your investment environment and avoid a long-term freeze, the window to initiate a direct rollover is closing.

Key Focus Areas for Former Employees:
- Account Control: Initiating a rollover now prevents your funds from being locked in a "Zombie Plan."
- Healthcare Transitions: Loss of coverage creates a Special Enrollment Period (SEP).
- Medicare Guidance: For those 65+, transitioning correctly is vital to avoid permanent late-enrollment penalties.

I am here to help you. As a licensed broker and strategist, I am complimentary consultations to help you navigate this and to ensure you have the safest financial landing possible for you.

👉 Book A Consultation: https://calendly.com/tanishacoffey/rock-solid-financial-insurance-consultation-60
👉 Ask A Question: https://www.videoask.com/fg243gp54

04/30/2026

If you have aging parents who want to live independently, a personal emergency response service (PERS) device is a great way to do that while still giving you the peace of mind that they're okay. Some may have it available to them through their Medicare plan but many don't. If you need help figuring that out, text me: 404.981.8989, and I can help. Meanwhile, if you know they don't and think this would be helpful, click the link and enter TANISHACOFFEY for a discount!

Lively Mobile2 personal emergency alert (PERS) with GPS, fall detection & 24/7 help. No landline needed. Plan required at activation. Peace of mind, anywhere you go.

01/22/2026

It's gonna be a great training! If this is the type of business you want to be doing in 2026 and you want to come learn, let me know. Or, if you personally need help with this, same. Let me know. DM me.

01/21/2026

1. Financial stability before saving.
2. Saving and building wealth are not the same thing.
3. The vehicle you use to grow your money matters.

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

12/10/2025

If you're self-employed, knowing what to do for health insurance isn't always easy. Come learn about your options Wed Dec. 10, 2025 @ 7p EST Zoom join code: 821 5979 5104 with password 892516.

12/05/2025

Rock Solid Financial is hosting Health Insurance for Business Owners. Make sure to attend it on December 10, 2025 at 7P EST (US and Canada) Register Now:

https://us02web.zoom.us/meeting/register/xGxHWRUwS_mJjZK1ECz7dw

After registering, you will receive a confirmation email containing information about joining the meeting.

12/05/2025