Martell Jones Family and Retirement Solutions Advisor

09/09/2026

📌 **ARE YOU HELPING TAKE CARE OF A PARENT OR LOVED ONE?**

If you’re the person helping Mom, Dad, or another loved one with doctor visits, medications, bills, Medicare paperwork, or financial decisions — this page was created with you in mind.

I’m an insurance advisor who helps caregivers and families sort through the financial and insurance questions that often come with aging.

Many families don’t realize there may be gaps, unnecessary expenses, or important decisions that should be addressed **before** there’s a health or financial crisis.

I help families review:

• Medicare coverage and options
• Life insurance and final-expense protection
• Annuities and retirement income
• Existing insurance policies
• Family and legacy planning needs

And sometimes the most valuable thing I can do is simply help a caregiver understand **what they already have and what questions they should be asking.**

💡 **If you’re currently helping care for someone, I offer a complimentary Family Coverage Review.**

No pressure. No obligation. Just a conversation to make sure you and your loved one understand your options.

📲 **Call or Text: 404-360-6578**

Or send me a message with the word **“CARE”** and I’ll reach out.

**Helping caregivers protect the people they love — and prepare for what’s ahead.**

05/21/2026

This is happening every day…

People go to the ER thinking they’re covered
then get hit with bills they weren’t expecting

That’s not because they don’t have insurance…
it’s because of deductibles, networks, and coverage gaps

Especially if your kids are active, this is something you want to understand BEFORE you need it

An analysis of hospital pricing found that facilities on average charge the uninsured almost five times what Medicare pays for the same procedure.

05/06/2026

A lot of people don’t really think about insurance until life happens.

A medical issue.
A prescription denial.
A surprise bill.
A job change.

Most people are simply trying to take care of themselves and the people they love, but insurance can sometimes feel confusing and overwhelming. That’s really why I created this page — to have real conversations about coverage and explain things in ways that relate to everyday life, not just industry terminology.

05/06/2026

Welcome to Business & Health Insurance Advisory by Martell.

I help individuals, families, self-employed professionals, and small business owners make smarter insurance decisions without the confusion.

Whether you need help with:

Health Insurance
Life Insurance
Medicare
Business Insurance
Supplemental Coverage
Coverage for your family, employees, or business

My goal is simple: help you understand your options, avoid gaps in coverage, and make decisions that actually fit your situation.

Insurance can feel overwhelming, but it does not have to be. I break things down in plain English and help you compare what makes sense.

If you have questions about your current coverage or want to see what options are available, send me a message.

No pressure. Just clarity.

Message me “COVERAGE” and I’ll point you in the right direction.