Phillip Breaux - Mortgage Lender and Advisor - NMLS # 1657430

07/04/2023

Happy Birthday, America!

06/30/2023

When you buy a home with a lender, they may create an escrow account. You pay the lender every month for property taxes and home insurance. The lender keeps the money in the escrow account and pays the bills for you when they're due.

06/28/2023

Three Tips to Get Top Dollar from Your Home Appraisal
Are you thinking about refinancing or selling your home? If so, it is important to know how you can get top dollar from your home appraisal. If you are utilizing a streamlined refinance or if your refinance qualifies for an appraisal waiver, you may be one of the lucky few who can skip the requirements of a property appraisal when refinancing.

Homeownership Are you thinking about refinancing or selling your home? If so, it is important to know how you can get top dollar from your home appraisal. If you are utilizing a streamlined refinance or if your refinance qualifies for an appraisal waiver, you may be one of the lucky few who can skip...

06/26/2023

To maximize the value of a home appraisal, aim to improve the condition of your homes. Click here for three quick and easy steps to get top dollar during your home appraisal.

06/23/2023

Adjustable rate mortgages typically offer home buyers the advantage of having a lower mortgage payment during the initial period of the mortgage. Adjustable rate mortgages are typically offered on a 1, 3, 5 or 7 year basis.

06/21/2023

https://advice.amerisbank.com/family-finances/identity-protection/article/wire-fraud

Always be vigilant and double-check wire transfer instructions with the intended recipient through a trusted communication channel to avoid falling prey to wire fraud.

Identity Protection Wire transfer fraud is a growing epidemic of its own. Wire transfers are attractive to criminals because they’re almost impossible to recover given their immediate payment and final settlement nature. They’re especially common during real estate transactions because they invo...

06/18/2023

For those dads who seem to have it all, why not surprise them with a thoughtful yet thrifty gift for ?

05/13/2023

Moms deserve the world. But since we can't buy the world and wrap it up, here are some sweet Mother's Day gift ideas!
Happy Mothers Day to all the moms out there!

04/17/2023

Spring is here and the sun is shining! Unfortunately, it's beaming down on your clogged gutters and dirty driveways.

04/09/2023

Happy Easter egg hunting from Ameris Bank! We look forward to serving you tomorrow.