Fairway of the Peach State

11/11/2024

Honoring all those who served this Veterans Day!

10/31/2024

Happy Halloween! Stay safe and have a spooktacular time today. 👻🎃🍬

10/10/2024

Did you know that there is now Artificial Intelligence for staging homes? Stager AI has launched it’s BETA phase for Staging where you can erase, add, enhance, or automatically stage an empty room. Really cool tool you can learn about here:
Stager AI - One Click Home Virtual Staging And Image Editor
stagerai.com
Stager AI - One Click Home Virtual Staging And Image Editor
Artificial intelligence powered virtual staging, image enhancer, and editor. Trusted by real estate agents to stage their photos to sell their properties for more.

https://stagerai.com/

Artificial intelligence powered virtual staging, image enhancer, and editor. Trusted by real estate agents to stage their photos to sell their properties for more.

09/20/2024

BIG UPDATE TODAY!

🏡 The updated conforming loan limits mean a wider selection of homes is now within your reach! From charming historic houses to sleek modern condos, your options just expanded in the neighborhoods you love!

07/04/2024

Happy Fourth of July! 🇺🇸 Wishing you a day filled with sparkles, stripes, and freedom! Have a safe and joyful Independence Day!

06/13/2024

🏡💼 Exciting News for Veterans! Announced Tuesday, June 11th, the U.S. Department of Veterans Affairs (VA) will temporarily allow buyers using a VA mortgage to pay for their agent’s commission!

This move ensures our Veterans remain competitive buyers during these dynamic times. Stay tuned for more updates as VA works on a more permanent policy to adapt to the changing real estate landscape! 🌟

06/07/2024

🏆 Exciting news! We're honored to have secured one of the TOP spots in Scotsman Guide in 4 categories! 🎖️🌟 Check out our video to learn more about this prestigious recognition.

06/04/2024

Today's Mortgage Trivia:

Question: What is the purpose of a DSCR Loan?

Answer:
• Real estate investors will often take out debt service coverage ratio (DSCR) loans to buy rental properties when their personal income alone isn’t enough to qualify for traditional loans.
• Instead of traditional income verification methods, DSCR will calculate whether an investment property will generate sufficient income to cover each mortgage payment, plus other expenses associated with the rental property.
• Calculate an investment property’s DSCR by using the lower of the lease or the appraiser’s fair market rents divided by the PITIA.
• Because they don’t require verification of personal income, debt service coverage ratio loans may require a higher down payment, a better credit score, and a lower LTV ratio than a borrower would need for a conventional loan.

If you are a real estate investor looking to purchase or refinance a 1-4 unit residential investment property using a DSCR loan.... give me a call @ 404-348-0446

05/27/2024

Honoring the brave men and women who made the ultimate sacrifice for our freedom. This Memorial Day, let's remember and give thanks. 🇺🇸

05/06/2024

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