Curtiss Simmons with TowneBank Mortgage NMLS #250057

02/09/2025

5.0 star review received on Experience.com for Curtiss Simmons by Angela H - Curtiss went above and beyond to help me.

Click to see all 12 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551

01/30/2025

5.0 star review received on Experience.com for Curtiss Simmons by Joel R - Curtiss is an amazing mortgage loan Officer.

When I say amazing, I mean he rrally takes customer service to the highest level possible. No words in english language adequately describe how happy we were with Curtis and the lending experience.

Oue first experience with him when he was at a different company was so good we stayed in touch and we have now used him as our mortgage loan Officer a second time.

Give this Curtiss an enormous pay raise.

Click to see all 10 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551

09/09/2024

5.0 star review received on Experience.com for Curtiss Simmons by John M S - Curtiss was so knowledgeable, helpful, and so eating communicate with! He was able to clearly explain every aspect of the process with us.

Click to see all 9 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551

06/06/2024

Great news for buyers looking for affordable housing! FHLB funds are available starting February, 5, 2024, and are provided to qualified buyers on a first-come, first-served basis, so it’s important to start the conversation now. Contact us today to see if you or a loved one could be eligible. We're always happy to help.
First-time buyers could be eligible to receive up to $12,500 toward a down payment or closing costs on their home purchase.
The following community partners may be eligible up to $15,000 toward their down payment or closing costs on their home purchase: current or retired law enforcement officers, educators, firefighters, healthcare workers, first responders, active-duty military members, veterans or their surviving spouses.

06/05/2024

Don't Just Find a Home, Find Your Future Home!

As you embark on the exciting journey of finding a home, it's important to consider not only your immediate needs, but also your long-term goals.

- Outline your priorities and must-haves.
- Consider any future life changes over the next 5 years.
- Research the neighborhood for stability, amenities, and potential property value growth.
- Consider resale features with broad appeal and avoid overly customized spaces.

Ready to find your perfect long-term match? Contact me today to chat about your home buying journey!

05/31/2024

Great News! Qualified self-employed clients can now access the financing they need to achieve their homeownership goals without the hassle of providing traditional tax returns. Our Bank statement loan program provides a flexible alternative to traditional mortgage qualification methods by utilizing bank statements instead of tax returns as income verification.

This is particularly beneficial for individuals with fluctuating incomes or those who claim significant tax deductions, such as small business owners, doctors, lawyers, real estate agents, and investors. Contact me today for more info.

05/30/2024

Looking to buy a home but need a JUMP START? Eligible home buyers can now receive 100% FHA financing in the form of a 10-year repayable second mortgage. The best part? There’s no first-time homebuyer requirement or household income limits and JUMP START has flexible credit guidelines – meaning you could still qualify for 100% financing with less-than-perfect credit. Ready to learn more? Contact me today! Additional restrictions and guidelines apply.

05/29/2024

As the spring homebuying season kicks into high gear, why not partner with a local lender who can provide a personalized service.

- We're here for you and your clients, day or night.
- Get quick responses and streamlined communication channels to keep things moving.
- Our app puts loan management at your fingertips! Track progress, upload documents, and stay connected.
- We handle processing and underwriting in-house for faster turnaround times and personalized service.
- We work with trusted local appraisers, avoiding delays and ensuring a smooth experience.

Ready to level up your home buying experience with a LOCAL advantage?
Contact me today to get started.

01/30/2024

5.0 star review received on Experience.com for Curtiss Simmons by Rebecca F I - Curtiss and the team worked diligently to get my loan through very quickly as I had to move and live in a rental between homes. They were always available and responded very quickly with any questions or needs. He even helped me understand some difficult issues I was having on the other side of my situation with the sale of my house, that had nothing to do with my loan. Curtiss goes above and beyond!

Click to see all 7 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551

11/08/2023

5.0 star review received on Experience.com for Curtiss Simmons by Amy A N - Curtiss was very professional, resourceful and responding quickly to all of our needs. Highly recommend!

Click to see all 7 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551

11/08/2023

5.0 star review received on Experience.com for Curtiss Simmons by Charles N - Curtiss was great and worked through many obstacles to get us closed on time.

Click to see all 6 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551

11/05/2023

5.0 star review received on Experience.com for Curtiss Simmons by DeSharla Y R - Communication and Mr Simmons willingness to allow me to ask questions. He made me feel comfortable through out process and educated me on things I didn't understand and made sure I was comfortable with the answers.

Click to see all 5 reviews of Curtiss Simmons, Mortgage Loan Officer | NMLS # 468551