Verna Morgan, Licensed Agent with New York Life

04/10/2026

03/05/2026

People aged 70½ or older now have a way to support the causes they love while also creating a reliable stream of lifetime income, thanks to recent law changes that allow a once-in-a-lifetime transfer directly from an IRA to fund a charitable gift annuity or charitable remainder trust. When structured correctly, this transfer can be excluded from taxable income, and for those 73 or older, it may even count toward required minimum distributions. Read more about this strategy and then let’s explore whether this fits into your retirement or giving plans.

03/03/2026

When you die, your mortgage doesn’t die with you. Learn what happens to your home loan and how to protect your spouse or heirs.

10/28/2025

Wishing everyone a spooky, silly, and safe celebration filled with costumes, candy, and laughter. Have a fang-tastic time with your family and friends!

10/23/2025

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in up to a 12% interest rate for the first year and 5% for subsequent years on a Premium Deposit Account for select life insurance products. Speak to me today to learn more. Rates based on premium amount and other guidelines apply. https://nyl.co/4hvpthm

10/21/2025

No matter how much you think you've covered all your bases preparing for retirement, something unexpected can always come up. Check out these 5 retirement blind spots to avoid and reach out if you want even more help.

When financially transitioning into retirement, consider these common income planning mistakes and how to avoid them.

10/16/2025

From disproportionate student loan debt to housing, hiring, and workplace discrimination, the LGBTQ+ community continues to face financial hurdles. Together, we can create a strategy that gets you to the finish line. Reach out, and let's help make your financial insecurity history.

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You’ve come a long way; we’d like to help you go even further. New York Life is tailoring solutions to meet the needs of the LGBTQ+ community.

10/14/2025

Life is unpredictable—your finances don’t have to be. As part of my practice, I offer a complimentary session where we use New York Life’s proprietary tools and 180 years of experience to create your financial story. We can work together to help you feel confident no matter what the future brings. Together, we’ll uncover opportunities, identify gaps, and prepare for the unexpected—so you can stay on track through it all.

10/09/2025

Understanding the different types of life insurance available is crucial for finding the right policy. Discover what type of life insurance will fit your financial goals.

Discover what type of life insurance will fit your financial goals.

10/07/2025

Whether you’re saving for college, buying a home, or planning for retirement, big financial decisions often come with big questions. That’s where I can help. With access to proprietary tools and insights backed by New York Life, you’ll get an extensive report to help you see your options clearly —maybe even in a new light. A better future starts with one conversation. Call me today for a free personalized report with no obligation.

09/30/2025

Your future shouldn’t be left to chance. At New York Life we have special resources that help you build a personalized financial strategy—one that gives you clarity, confidence, and control over where life takes you. Because when you steer your own course, you can move toward the future you’ve always imagined. Let’s start mapping your clear path forward today.

09/25/2025

Every hug, every milestone, every promise kept — love shows up in the moments that matter most. Because, as this video shows, love is not something you just say – it’s something you do. I’m here to help you protect the ones you love. Reach out to me to start the conversation.