04/08/2026
Most homeowners policies will not cover flood-related damages. For flood coverage, you’ll likely require a special policy available through the National Flood Insurance Program. Learn more about flood insurance now at:
Ninety percent of all natural disasters in the United States involve flooding, and flood damage strikes frequently in low or moderate risk areas. Homeowners policies don’t cover flooding so—whatever your area’s risk level—learn about flood insurance protections.