Eric Colcord - Certified Residential Appraiser - Metro Atlanta

10/07/2026

For the agents and lenders here, you may be hearing about UAD 3.6—the new appraisal dataset and redesigned residential appraisal report. I’ve completed about a dozen of these reports so far and wanted to share some practical insight.

If you’re an agent with questions about a particular home or how its features will be reported, please reach out. I’m happy to help.
For lenders looking for an appraiser who is comfortable with UAD 3.6 and actively accepting assignments in the new format, I’d love to connect. Let me buy you a cup of coffee, learn about your appraisal needs, and discuss how I can support your team through the transition.

This is more than a new look. The reports capture more detailed property information and standardize these details across all appraisers. Some assignments may take longer to inspect and complete the report as we collect, verify, and report that information. The learning curve is real as appraisers become familiar with the new inspection and report writing requirements.
Agents can help make the process smoother.

Providing specific, verified property details upfront can help us complete a more timely and well-supported report. Helpful information includes:
• The age or replacement date of the roof, water heater, and heating and cooling systems.
• Dates and descriptions of updates and renovations, along with available documentation, if available.
• Accurate square footage broken out by above-grade living area, finished basement area, and unfinished basement area.
• Details about any detached guest house or outbuilding, including its size, use, utilities, and finished areas.

Above-grade living area and basement area are reported separately. Detached guest houses and outbuildings also require separate reporting and should not be combined with the main dwelling’s living area. These distinctions aren’t new, but accurate listing information is especially helpful as the reports become more detailed.

Eric Colcord | Colcord Appraisal
colcordappraisal.com

05/15/2025

https://www.youtube.com/watch?v=kqfV4i6Hh6M&t=56s

🏡 Georgia friends! Whether you're looking to refinance, buy your next home, or just have mortgage questions—I'm here to help!

I’m proud to work with Fellowship Home Loans, a company rooted in faith, integrity, and doing what’s right for families. We’re honored to be endorsed by national radio host Mike Gallagher, who trusts us to help listeners make smart financial decisions with confidence.

📉 Want to lower your interest rate?
💸 Ready to eliminate PMI?
🔁 Need to remove someone from your loan or deed?
Let’s talk!

📲 Eric Colcord
📞 770-789-4353
📍 Serving Georgia and beyond
NMLS #2677712

Let me know how I can support your journey to better home financing!

Mike Gallagher and Brian Schiele met up at the National Religious Broadcasters Convention to talk mortgages and the state of the market. There's no denying ...

04/17/2025

09/25/2023

Beginning with Pre-Approval

If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, there are ways to navigate these waters. The first thing you’ll want to do is get pre-approved for a mortgage. That way you’ll know your numbers and can set yourself up for success from the start of your home search.

What Pre-Approval Does for You

Basically, pre-approval gives you critical information about the homebuying process that’ll help you understand how much you may be able to borrow. Why does this help you, especially today? With higher mortgage rates and home prices impacting affordability for many buyers right now, a solid understanding of...



Contact me at 770-789-4353

If you’re looking to buy a home this fall, there are a few things you need to know.

09/22/2023

The mortgage pre-approval process is one of the most important steps you can take as a homebuyer. It helps you understand what you can borrow, and it shows sellers you’re serious about buying their home. If you want to make sure you really know your numbers and stand out from other buyers, connect with a lender to begin the process.



Contact me at 770-789-4353

09/20/2023

Affordability is a top priority for many buyers, especially with today’s mortgage rates and rising home prices. If you work remotely either full or part-time, broadening your search to include other nearby areas could be the key to finding your dream home within your budget. DM me today to explore all your options.



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09/18/2023

If you’ve recently retired, you may be trying to decide what you want to do after you sell your current house. You're likely wondering whether to buy your next home or opt for a rental. Here’s what you should know. Buying comes with significant advantages that renting just can't match. DM me so we can chat about finding a home that better fits your changing needs.



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09/15/2023

Plenty of Buyers Are Still Active Today [INFOGRAPHIC]

Holding off on selling your house because you believe there aren’t any buyers out there? Data shows buyers are still active, even with higher mortgage rates. This goes to show, people still want to buy homes, and those who can are moving now. Don’t delay your plan to sell for fear no one is buying. The opposite is true and buyer traffic is still strong today. Let’s connect to get your house in front of these buyers.



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Holding off on selling your house because you believe there aren’t any buyers out there?

09/13/2023

Should Baby Boomers Buy or Rent After Selling Their Houses?

Are you a baby boomer who’s lived in your current house for a long time and you’re ready for a change? If you’re thinking about selling your house, you have a lot to consider. Will you move to a different state or stay nearby? Is it time to downsize or do you want more space to accommodate your loved ones? But maybe the biggest consideration boils down to this – will you buy your next home or choose to rent instead?

That decision ultimately depends on your current situation and your future plans. Here are two important factors to help you decide what’s right for you.

Expect Rents to Keep Going Up

Rents have been going up consistently over the long run. If you choose to rent, there’s a risk your rental payment will go up each time you renew your lease. Having a higher rental expense may not be something you want to deal with every...



Contact me at 770-789-4353

Are you a baby boomer who’s lived in your current house for a long time and you’re ready for a change?

09/11/2023

Planning to Retire? Your Equity Can Help You Make a Move

Reaching retirement is a significant milestone in life, bringing with it a lot of change and new opportunities. As the door to this exciting chapter opens, one thing you may be considering is selling your house and finding a home better suited for your evolving needs.

Fortunately, you may be in a better position to make a move than you realize. Here are a few reasons why.

Consider How Long You’ve Been in Your Home

From 1985 to 2009, the average length of time homeowners stayed in their homes was roughly six years. But according to the National Association of Realtors (NAR), that number is higher today. Since 2010, the average home tenure is just over nine years.

This means many homeowners have been living in their houses even longer in recent years. When you live in a home for such a significant amount of time, it’s natural...



Contact me at 770-789-4353

Reaching retirement is a significant milestone in life, bringing with it a lot of change and new opportunities.