Garwood Equine Services

02/08/2025

This page has been radio silent for awhile, but we have exciting news!

One of our long-time equine insurance providers, one of the most well-known names in equine insurance, recently INCREASED their colic surgery endorsement amount to $7000! (As long as horse is insured for at least $14k) With the standard mortality plan, this colic surgery endorsement is automatically included at no extra charge.

The industry standard is $5000. Better yet, this also comes with the LOWEST barrel and rope horse rate I know of! Cheaper AND better doesn't usually go together!

(Current clients will be given the option to switch at renewal, if it will benefit you and your horse)

Do we only insure barrel and rope horses? Of course not! All types of horses are welcome and insured, whether the best fit is with this company or one of our 5 others we use.

11/12/2024

Your horse gives you the best days.
Don’t overlook preparation for the worst days.

Equine insurance can help protect your investment in your 4-legged partner.

• All types of horses—western and English
• Mortality (including theft and a $5k colic surgery endorsement)
• Major medical starting at $200
• Higher colic surgery endorsement amounts of $7500 or $10k available

At Northwest Insurance, we have access to multiple leading equine insurance providers. Let me do the shopping for you!

Licensed in most states.

Contact me for a free, no-pressure quote and more information:
> Message me on this page
> Email [email protected]
> Call or text (402) 925-8334

Northwest Insurance
Jena Garwood, Agent
https://www.northwestequineinsurance.com/

Northwest Insurance, Agent: Equine, liability, cattle insurance
NeutraBac pH
Barrel horse trainer

06/21/2024

👏Not to mention secondary soreness and injuries from compensation. A horse that hasn’t “needed” maintenance…probably would still be better with maintenance.

Why is maintenance such a dirty word?!

Why would people rather have an 8 year old that’s never had any “maintenance” than one that’s been properly maintained throughout its training?

I firmly believe that most young horses in training would benefit from some kind of maintenance. The most is being asked of them during this time. They are growing and learning how to use their body. So they are inevitably going to get sore.

Is the right choice to let them be sore and let the inflammation sit in their joints and cause irreversible damage. No! You have the power to prevent a lot of joint damage by keeping the inflammation out of a horses joint. Especially in a young horse.

Does this mean there is something “wrong” with them? That if they require injections as a 4 or 5 year old that they will be hard to maintain the rest of their life. NO! Often times if you keep the inflammation out of those joints when they are young they will enjoy a much longer performance career with less maintenance down the road.

Society and peer pressure tell us that “maintenance” is bad. I challenge you to look at the big picture and really look at what we are asking these horses to do. To get a great performance vet to go over your horse regularly and trust their opinion. And not to shy away from a young horse that has been injected. In the long run you maybe getting a healthier horse down the road than the one that hasn’t had any maintenance done.

-OT

05/22/2024

Now, let’s talk foals!

Foals can be insured as early as 24 hours old with a very simple vet check and a couple basic blood tests.

Foaled out at home, and don’t want to haul little Muffin to the vet? We have a company that will insure at 30 days old without a vet check!

How to establish an insured value? We can insure for up to three times the stud fee you paid—simple as that.

PM me if you’d like to learn more about protecting your investment!

Jena Garwood, Northwest Equine Insurance, Agent

05/21/2024

Major medical can be an overwhelming idea at first--is it complicated? Can I pick my vet? It must be so expensive!

Major medical helps with vet bills for accidents, injuries, sickness, and disease. It's not for "routine" expenses such as teeth floating, vaccinations, hock/stifle injections, etc.

We have many options available through a few different companies, but I won't overwhelm you with all of them! I'll only present the handful of best values upon request.

Major medical endorsements start at just $200/year per horse with a $300 deductible, for a $5k/limit year! Limits up to $15,000 are available.

Use any licensed vet you choose. You pay your vet as usual, then provide your insurance company with the documentation, and you'll be reimbursed.

Pre-existing conditions are excluded, and if a claim is made, that becomes a pre-existing condition at renewal. I don't want any surprises for you--this is a downfall! But, you have that entire limit available for that injury or sickness for that year. (If an injury or sickness is sustained late in your policy year, you do have a period of time after that injury to use your benefits, regardless of your policy end date)

Major medical is great because you can budget for it, versus a major injury or colic. Avoid massive surprise vet bills!

If colic expenses are what worry you the most--we also have endorsements available to increase the colic surgery endorsement amount to $7500 (additional $80/year) or $10k ($100/year). There's a "colic treatment" endorsement available for $150, with a $400 deductible, for a $10,000 limit (on top of the standard $5k colic surgery endorsement already included with your mortality!)

(All subject to underwriter review and approval--intended for general information only)

I can help break it down for you! If we go through it all and you decide it's not for you, it's okay! I'm not going to be a pushy salesperson; I have better things to do 🙂

Cute video just for kicks!

Jena Garwood, Northwest Equine Insurance, Agent

03/24/2024