Justin and Sharon Carter

Justin and Sharon Carter J and S Carter Enterprises is your one-stop-shop for Medicare options in GA, VA, and DE. Let us simplify your Medicare journey.

We partner with numerous insurance carriers to find you a wide variety of plan options tailored to your unique needs. J and S Carter Enterprises: Your One-Stop-Shop for Medicare Options in GA, VA, and DE

At J and S Carter Enterprises, we understand that navigating the complexities of Medicare can be overwhelming. That's why we've made it our mission to simplify the process and provide you with a

one-stop-shop for all your Medicare needs. With our extensive network of insurance carriers and commitment to personalized service, we strive to find you the best plan options tailored to your unique healthcare requirements and budget. Our experienced team of licensed insurance agents is dedicated to helping you explore the full range of Medicare options available in Georgia, Virginia, and Delaware. We work closely with you to assess your individual needs, answer your questions, and provide unbiased guidance to help you make informed decisions about your coverage. What sets J and S Carter Enterprises apart?

✔️Extensive Carrier Network: We have established partnerships with numerous reputable insurance carriers, allowing us to offer you a wide selection of Medicare plans to choose from.
✔️Personalized Approach: We take the time to understand your unique healthcare needs, preferences, and budget, ensuring that we recommend plans that align with your specific requirements.
✔️Comprehensive Plan Options: Our one-stop-shop approach means that you have access to a full range of Medicare options, including Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans (Part D).
✔️Competitive Rates: We shop carriers on your behalf, leveraging our industry knowledge and relationships to find you the most competitive rates available.
✔️Unbiased Guidance: Our goal is to empower you to make informed decisions about your Medicare coverage. We provide objective advice and transparent information, ensuring that you have the knowledge you need to select the best plan for your needs.
✔️Exceptional Customer Service: Our dedicated team is committed to providing prompt, attentive, and personalized service. We're here to answer your questions, assist with enrollment, and provide ongoing support throughout your Medicare journey. Don't navigate the Medicare maze alone. Let J and S Carter Enterprises be your trusted partner in finding the best Medicare coverage for your needs. Contact us today to schedule a complimentary consultation and experience the difference of our one-stop-shop approach to Medicare.

📞434-260-7774
🌐jandscarterenterprises.com

💡Did you know there's an 8-month window to enroll in Medicare once your employer coverage ends?This Special Enrollment P...
03/03/2026

💡Did you know there's an 8-month window to enroll in Medicare once your employer coverage ends?

This Special Enrollment Period gives you time to transition to Medicare without penalties—whether you're retiring or going through a work-related change. Missing this window can lead to delays in coverage or costly fees.

Need help navigating the details? Send us a message to speak with a licensed insurance agent and get answers tailored to your situation.

Travel Between States? Here’s What You Need to Know About Medicare!If you live in different states throughout the year, ...
03/02/2026

Travel Between States? Here’s What You Need to Know About Medicare!

If you live in different states throughout the year, your Medicare coverage could be affected.

✅ Original Medicare (Parts A & B) works nationwide—any doctor that accepts Medicare will see you.
❌ Medicare Advantage (Part C) plans usually have network restrictions, meaning your coverage may not work in both states.
💡 Medicare Supplement (Medigap) plans can help cover out-of-pocket costs while allowing flexibility to see providers anywhere Medicare is accepted.

📞 Call us today to speak with a licensed insurance agent and make sure your plan works wherever you go!

Concerned about when to enroll in Medigap? The clock starts ticking when you turn 65 and are enrolled in Medicare Part B...
02/27/2026

Concerned about when to enroll in Medigap? The clock starts ticking when you turn 65 and are enrolled in Medicare Part B. Let's discuss your enrollment options and avoid any timing pitfalls!

☎️ Give us a call to speak with a licensed insurance agent to get started!

Did you know that although Original Medicare covers the basics, it doesn't cover everything! Here are 3 pathways you can...
02/26/2026

Did you know that although Original Medicare covers the basics, it doesn't cover everything! Here are 3 pathways you can take to bridge the gap for what Original Medicare lacks:

➡️Original Medicare + Part D plan

➡️Medicare Advantage plan

➡️Original Medicare + Medicare Supplement plan + Part D plan

Remember, there is no right or wrong plan. There are only plans that fit your unique health and financial situation.

Contact us today to speak with a licensed insurance agent about your Medicare options.

Turning 65? This May Be Your Only Chance to Get Medigap Without Medical QuestionsWhen you first enroll in Medicare, you ...
02/25/2026

Turning 65? This May Be Your Only Chance to Get Medigap Without Medical Questions

When you first enroll in Medicare, you have a one-time window to choose a Medicare Supplement (Medigap) plan with guaranteed approval—no medical underwriting.

This special window is:
🗓️ 6 months from the day you enroll in Medicare Part B

After that, applying for Medigap could involve medical questions—and approval isn’t guaranteed.

Not sure what to pick? That’s okay.

📞 Give us a call to speak with a licensed insurance agent and get guidance on choosing the right Medigap plan for your needs while you’re in your open window.

Concerned About Keeping Your Doctor with Medicare?Changing doctors can be tough, especially when you’ve spent years buil...
02/23/2026

Concerned About Keeping Your Doctor with Medicare?

Changing doctors can be tough, especially when you’ve spent years building trust with the one you have now.

Our goal is to help you explore Medicare plan options that align with your preferred providers. We’ll guide you every step of the way so your transition to Medicare is smooth and personalized.

Send us a message today to speak with a licensed insurance agent and explore your options.

Your Medicare Enrollment Timeline MattersMissing your Initial Enrollment Period (IEP) could mean costly penalties and de...
02/20/2026

Your Medicare Enrollment Timeline Matters

Missing your Initial Enrollment Period (IEP) could mean costly penalties and delayed coverage. Planning early helps ensure a stress-free transition to Medicare.

Need help getting started? Send a message today to speak with a licensed insurance agent for a free Medicare plan review and enrollment assistance.

What if my spouse isn’t eligible for Medicare yet?You turn 65. You’re ready to retire.But your spouse is only 62—and now...
02/19/2026

What if my spouse isn’t eligible for Medicare yet?

You turn 65. You’re ready to retire.
But your spouse is only 62—and now they’re left without coverage.

Here’s what most people don’t realize:

👉 Medicare doesn’t cover spouses.
👉 You can’t “add them” like you did with employer insurance.
👉 They’ll need separate coverage—like COBRA or a private plan—until they’re eligible.

💡 Medicare is personal. You and your spouse may need completely different strategies.

📞 Give us a call to speak with a licensed insurance agent to make sure you’re both covered through this transition.

Medicare doesn’t have to be confusing. We're here to make it simple.Let’s review your options together and find a Medica...
02/17/2026

Medicare doesn’t have to be confusing. We're here to make it simple.

Let’s review your options together and find a Medicare plan that fits your specific needs—without the overwhelm.

💬 Drop your biggest Medicare question in the comments to connect with us, licensed insurance agents, for personalized support.

Curious about Medicare prescription drug coverage as you approach 65? Even if you’re not currently taking medications, a...
02/16/2026

Curious about Medicare prescription drug coverage as you approach 65? Even if you’re not currently taking medications, a Part D plan can still be a smart choice.

Here’s why:

Health needs can change without warning. A Medicare Part D plan helps cover prescription costs and provides important protection against late enrollment penalties.

Whether you're currently taking medications or not, it’s worth reviewing your options.

Send us a message to connect with a licensed insurance agent for a free Medicare drug plan review.

Did You Know You Can Enroll in Medicare Before You Turn 65?Your Initial Enrollment Period (IEP) is your first chance to ...
02/14/2026

Did You Know You Can Enroll in Medicare Before You Turn 65?

Your Initial Enrollment Period (IEP) is your first chance to enroll in Medicare. It’s a 7-month window that starts three months before the month you turn 65, includes your birthday month, and continues for three months after.

During your Initial Enrollment Period, you can enroll in:

✔️ Medicare Part A (hospital insurance)

✔️ Medicare Part B (medical insurance)

✔️ Medicare Part D (prescription drug coverage)

✔️ Medicare Advantage or Medicare Supplement coverage

Enrolling during your IEP can help you avoid late enrollment penalties and coverage gaps.

Have questions about Medicare enrollment or plan options? Comment "HELP" below to connect with a licensed insurance agent and review options that fit your needs.

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Athens, GA

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