Michelle Oliver, Loan Originator, NMLS: 492476

Michelle Oliver, Loan Originator, NMLS: 492476 Home Loans Made Simple At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes.

PrimeLending NMLS: 13649

I'm Michelle Oliver, NMLS: 492476, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed

and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

09/01/2026

You don’t have to be ready to tour homes to start the mortgage conversation.

I can help you estimate a comfortable price range, potential monthly payment and cash needed to close. Then you can decide whether buying now fits your plans or whether you need more time to prepare.

What if I told you you’re not the only person who overthinks their credit score when they want to apply for a mortgage? ...
08/31/2026

What if I told you you’re not the only person who overthinks their credit score when they want to apply for a mortgage? Here’s what you might not know...you don’t need perfect credit to secure a low down payment.

FHA financing may offer more flexible credit guidelines and low down payment options for qualified buyers. Contact me today and I can walk you through how it works.

The market can give you reasons to buy and reasons to wait. I focus on the part that matters most: your budget, timeline...
08/30/2026

The market can give you reasons to buy and reasons to wait. I focus on the part that matters most: your budget, timeline and plans.

If the payment feels comfortable and the home supports your next few years, buying now may make sense. If the numbers don’t work, waiting may be the smarter decision.

I can run both scenarios with you.

What you may be able to borrow and what feels comfortable each month can be two different numbers.I can help you compare...
08/29/2026

What you may be able to borrow and what feels comfortable each month can be two different numbers.

I can help you compare the payment, cash needed to close and the amount you want left in your budget after the move. That gives you a more useful homebuying range before you start shopping.

08/28/2026

A lot of homeowners assume they have to wait years before refinancing. In many cases, the window may open within six to twelve months, depending on your mortgage and payment history.

If you think you’re ready to refinance, let’s talk. I’ll look at your current mortgage, discuss what you want to improve and see if your new payment and closing costs make sense together.

Someone asked me recently if it’s possible to use their home equity without having to sell their house. It made me reali...
08/27/2026

Someone asked me recently if it’s possible to use their home equity without having to sell their house. It made me realize how many people still think a reverse mortgage means giving up their home. It doesn’t.

Eligible homeowners 62 or older can use a reverse mortgage* to access some of the equity they’ve built, without making a monthly payment. They’re still responsible for the property taxes, homeowners insurance and upkeep, and the loan is typically repaid when the home is sold or is no longer their primary residence.

Wondering if a reverse mortgage is the right fit for you? I can explain the requirements and help you find out if you qualify.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and/or trusted financial planner when considering any reverse mortgage loan.

Closing is the last step before the home is officially yours. You’ll get your Closing Disclosure at least three business...
08/26/2026

Closing is the last step before the home is officially yours. You’ll get your Closing Disclosure at least three business days ahead of time, so you can review the final numbers and know what to bring.

Then you’ll sign the paperwork, wrap up the purchase and get the keys. I’ll keep you updated along the way so you’re never left wondering what comes next.

Show off your home’s true owner in the comments.
08/26/2026

Show off your home’s true owner in the comments.

If you have a good mortgage rate, you may not want to give it up just to access your equity.A home equity loan* may let ...
08/25/2026

If you have a good mortgage rate, you may not want to give it up just to access your equity.

A home equity loan* may let you borrow what you need while keeping your current mortgage and rate in place. I can help you compare the additional payment and total cost.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Looking for a little more breathing room in your monthly budget? Take a look at whether PMI (private mortgage insurance)...
08/24/2026

Looking for a little more breathing room in your monthly budget? Take a look at whether PMI (private mortgage insurance) is still part of your mortgage payment.

Depending on the loan product, if you’ve paid down your balance or your home’s value has gone up, you may be able to remove it and lower what you pay each month. I can run your numbers to see if you’re able to remove your PMI.

Address

812 Skyway Highway
Atchison, KS
66002

Telephone

+19133701765

Website

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