McIlroy Insurance Group

06/18/2026

The number one reason Houston small business owners put off offering health insurance?

They think the setup process is going to be a nightmare.

We get it. But here's what most people don't know: the majority of that work falls on the broker, not on you.

You select the plans and confirm how much you want to contribute. We build the portal, create the enrollment guides, run the group presentation, do all the individual meetings, collect all the paperwork, and submit everything to the carriers.

From yes to coverage is typically 30 to 45 days. Most of your involvement is showing up to one meeting and signing a DocuSign.

If you've been putting this off because it seemed like too much work, it might be less than you think. Find out what to expect. Link in comments.

06/17/2026

At the GEMCC chamber breakfast

06/02/2026

McIlroy Insurance bought season tickets. Customers, friends, and family, who's interested in seeing a game?

06/02/2026

05/26/2026

Are you looking for affordable health insurance? Do you own a business? Do you have at least 2 people who want insurance? If so, send me a DM

05/21/2026

One of our clients sent me a text after we got his team set up on a benefits package.

He'd been saying 'we'll get there' to his employees for about two years.

After enrollment, his top employee told him: 'This is the reason I'm not going anywhere.'

That's not about the insurance. That's about what the insurance signals. It tells your team that you're building something real. That they're not just filling a seat.

What you're really building when you offer benefits is the difference between a job and a career.

Jobs, people come and go. A career? You're getting people five, ten, fifteen years.

If you're ready to have that conversation for your Houston business, We’re here.

05/20/2026

There's a reason HMO plans have a bad reputation.

The traditional HMO makes you pick a primary care doctor. That doctor has to approve every specialist visit, every referral, everything. It's designed to slow you down.

But here's what most Houston business owners don't know: that's not the only HMO-priced option in the market anymore.

Open access plans work like this: your employees see any doctor, any specialist, no referral, no gatekeeper. It has the feel of a PPO. The pricing runs more like an HMO.

If you've been told you can't afford PPO, or if you're currently on a traditional HMO and your employees aren't happy about it, it's worth getting a second look at what's actually available.

Happy to pull real quotes and show you the comparison. No obligation.

05/14/2026

For the HR managers in the room:

Here are five signs your current broker isn't actually doing their job.

1. They only call you at renewal time.
2. You Google benefits questions instead of calling them.
3. Employee billing complaints land in your inbox, not theirs.
4. You're building open enrollment mostly on your own.
5. You can't reach them when something's urgent.

None of this is normal. It's just what happens when you've never had a broker who actually works year-round.

Wrote up the full breakdown -- what each of these looks like in practice and what the standard actually should be.

Check it out now. Link in the comments.

05/13/2026

Houston business owners -- what was the moment that made you finally pull the trigger on offering health insurance?

For most people we talk to, it's one of these:

A great candidate turned down the offer and mentioned benefits.
A long-term employee finally asked directly.
They hit a milestone -- 10 employees, a revenue goal, a new hire who had a family.

What was yours? Drop it in the comments. We’re genuinely curious what the actual tipping point looks like.

(And if you're still in the 'I'll get to it' phase -- also totally valid. Happy to answer questions if you've got them.)