Jody Cooper NMLSR ID - 420460

02/23/2026

Housing starts ended 2025 with solid gains of 3.9% and 6.2% in November and December, respectively. Nevertheless, the total of 1.359 million starts last year was a 0.6% decline from 2024. Single-family starts, about 70% of total starts, dropped 6.9% in 2025 to 943,000 units. Multifamily starts, on the other hand, climbed to 415,700 units, 17.3% above 2024’s starts.

12/15/2025

The Federal Reserve cut its short-term interest rate target by 25 basis points on Wednesday, December 10. That’s the third consecutive FOMC meeting resulting in a quarter-point cut. The target range for overnight lending in the fed funds market is now 3.75% to 3.50%, its lowest level in three years. The next FOMC meeting is scheduled for January 27-28.

The Federal Reserve Board of Governors in Washington DC.

11/24/2025

Want to pay off your mortgage sooner? Refinancing with a shorter loan term could help. My site outlines some of the benefits and considerations to think about. Let's talk to see if it makes sense for you.

Learn about the benefits of refinancing your mortgage, which include lowering your interest rate and potentially paying off your mortgage faster.

11/21/2025

Six timely suggestions to help your Thanksgiving table look amazing!

Hosting Thanksgiving means paying attention to details. Designers share advice on what guests notice about your holiday table to help you focus on essentials.

11/16/2025

Today is Clean Your Refrigerator Day! Take a few minutes to toss expired items, wipe down shelves, and make room for fresh favorites. Nothing says "holiday ready" like a clean fridge.

10/25/2025

It's Make a Difference Day! Even the smallest deed can inspire a chain reaction of kindness.

09/02/2025

Questions about when to tip or how much? This article helps break it down.

8 Places You Should Always Tip, According to Etiquette Experts

07/18/2025

Try these helpful tips if you plan to fly internationally:

As a former flight attendant, I think the worst things to do on long flights include taking sleeping pills and walking around in socks.

07/16/2025

The housing market was built for a baby boom, but homebuyers today have different needs. Find out here how the future of homebuying is shifting. https://bit.ly/4lYWqUh

07/14/2025

Helpful ideas worth trying that can help you wake up with more energy...

If you tend to roll out of bed already in a slump, here's how to start things off right so you can feel peppy and productive all day long.

07/14/2025

As the devastating floods continue to impact communities across Texas, my heart is with everyone affected. The Wells Fargo Foundation is making a $1 million donation in support of immediate relief and future recovery efforts, and we’ll continue to stand by our customers, employees, and communities as they begin to rebuild.

Funding to support immediate and longer-term community needs SAN FRANCISCO – The Wells Fargo Foundation is donating $1 million toward the tragic flooding in Texas for immediate relief and longer-term recovery efforts. The funding will support the Community Foundation of the Texas Hill Country (Ker...

07/07/2025

There's something about ice cream in July that brings back all the childhood memories - sticky fingers, bike rides, and chasing the ice cream truck. What's your favorite go to flavor?