Starkey Insurance Group

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Starkey Insurance Group Proudly serving WV, OH & KY with Home, Auto, Life, Business, Farm, and Employee Benefits insurance.

We compare 30+ carriers at every renewal to keep your coverage right and your rates competitive, all backed by local service you can trust.

Many people assume the life insurance they get through work is all they need. Often it is not. Group life insurance is c...
10/07/2026

Many people assume the life insurance they get through work is all they need. Often it is not. Group life insurance is coverage an employer provides to employees as a benefit. It is often set at one or two times your yearly salary, which may not be enough to cover a mortgage, other debts, and years of lost income. It is also usually tied to your job, so the coverage may end or change if you leave, retire, or are laid off. Individual life insurance is a policy you own yourself, so it stays in place no matter where you work. Many people keep their work coverage and add an individual policy to fill the gap. Send us a message and we can help you work out how much coverage fits your family.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

A coverage detail worth knowing:Ordinance or law coverage helps pay the extra cost of rebuilding a damaged home so it me...
10/07/2026

A coverage detail worth knowing:
Ordinance or law coverage helps pay the extra cost of rebuilding a damaged home so it meets current building codes. Building codes are the local rules for how a house must be built, such as wiring, plumbing, and roofing standards. If an older home is damaged and the town requires the repairs to meet today's code, a standard homeowners policy may pay only to restore what was there before. Ordinance or law coverage can help pay the difference. It can also help pay to tear down an undamaged part of the house when code requires it. Some policies include a small amount, often a percentage of your dwelling coverage, which is the amount available to rebuild the house itself. Policies vary, so ask how much your policy includes, especially if your home is older.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

Looking for a fall day trip in Ohio? Hocking Hills State Park in southeast Ohio is known for Old Man's Cave, its waterfa...
10/07/2026

Looking for a fall day trip in Ohio? Hocking Hills State Park in southeast Ohio is known for Old Man's Cave, its waterfalls, and its sandstone cliffs, and the trails are especially pretty when the leaves change in October. A weekday visit is a good way to see it with smaller crowds. We are licensed and offer insurance in Ohio, West Virginia, Kentucky, and North Carolina.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

A question we hear from business owners: if a machine breaks down, does my property insurance pay to fix it? Often it do...
10/06/2026

A question we hear from business owners: if a machine breaks down, does my property insurance pay to fix it? Often it does not. A standard commercial property policy covers damage from events such as fire, wind, or theft, but it usually excludes mechanical breakdown. Equipment breakdown coverage pays to repair or replace equipment that fails from a sudden mechanical or electrical problem, such as a motor burning out, a power surge, or a boiler failing. This can include heating and cooling systems, refrigeration, computers, and production machinery. It can also be paired with business income coverage, which helps replace the income you lose while you wait on repairs. Policies vary, so ask whether equipment breakdown is part of your business policy.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

A coverage detail worth knowing:Many homeowners policies have a vacancy clause. A vacancy clause is a section of the pol...
10/06/2026

A coverage detail worth knowing:
Many homeowners policies have a vacancy clause. A vacancy clause is a section of the policy that limits or removes coverage for some types of damage once a home has been empty for a set period, often 30 or 60 days in a row. Damage from vandalism, broken glass, or frozen pipes may not be covered after that point. Policies define "vacant" in different ways, but it often means the home has no one living in it and little or no furniture inside. If a home will sit empty during a move, a long renovation, or an estate settlement, ask about a vacancy permit, which is an add-on that keeps coverage in place for a set time, or a vacant home policy. Policies vary, so call us before the home sits empty.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

Is your home or auto policy renewing in the next month? About 30 days before the renewal date is a good time to review t...
10/06/2026

Is your home or auto policy renewing in the next month? About 30 days before the renewal date is a good time to review three things. First, check your deductible, which is the amount you pay out of pocket on a claim before your insurance pays the rest. Make sure it is an amount you could actually cover. Second, check your liability limits, which are the most your policy will pay if you are found responsible for injuring someone or damaging their property. Third, on a homeowners policy, check your dwelling coverage, which is the amount available to rebuild the house itself, and make sure it still matches today's building costs. Send us your renewal notice and we will go over it with you before it takes effect.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

A question we hear often: does my landlord's insurance cover my things? Usually it does not. A landlord's policy is writ...
10/05/2026

A question we hear often: does my landlord's insurance cover my things? Usually it does not. A landlord's policy is written to protect the building the landlord owns. Renters insurance covers your personal property, meaning your furniture, clothes, and electronics, after covered losses such as fire or theft. It also includes personal liability coverage, which can help pay if someone is hurt in your home or you accidentally damage someone else's property and you are found responsible. Many renters policies also help with extra living costs if a covered loss forces you to move out during repairs. Policies vary, so ask what yours includes.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

A coverage detail worth knowing:Personal injury and bodily injury are not the same thing on a liability policy. Bodily i...
10/05/2026

A coverage detail worth knowing:
Personal injury and bodily injury are not the same thing on a liability policy. Bodily injury means physical harm to another person, such as a guest who falls on your steps and breaks an arm. Personal injury usually means harm caused by certain offenses, such as libel or slander (false statements that damage someone's reputation), false arrest, or invasion of privacy. On many homeowners policies, personal injury coverage is not automatic and is added by an endorsement, which is an add-on that changes the policy. Business liability policies often list it separately as well. Policies vary, so ask which of these you actually carry.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

Leasing your truck onto a motor carrier? Before you sign, ask three insurance questions. First, whose liability policy c...
10/05/2026

Leasing your truck onto a motor carrier? Before you sign, ask three insurance questions. First, whose liability policy covers you while you are under dispatch, meaning while you are hauling a load for that carrier. Second, do you need non-trucking liability? Non-trucking liability is coverage for your own truck when you drive it without a load and not under dispatch, such as a trip home or to the shop. Third, who insures physical damage to your truck and trailer? Physical damage coverage pays to repair or replace your own equipment after a covered accident, fire, or theft, and it is usually the owner operator's responsibility. Send us the insurance section of your lease and we will walk through it with you.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

A quick life insurance beneficiary review is worth a Sunday check. A life insurance beneficiary is the person or people ...
10/04/2026

A quick life insurance beneficiary review is worth a Sunday check. A life insurance beneficiary is the person or people named to receive the life insurance payout. Confirm the names on the policy match who you intend, update them after marriage, divorce, birth, or death, and tell your agent when beneficiaries change so the form matches your plan.

Home, auto, business, life, employee benefits, and commercial trucking.

StarkeyInsuranceGroup.com · Call or text (304) 607-2329 · [email protected]

Address

6169 Ashton Upland Road
Ashton, WV
25503

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13048123488

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