West Central Bank

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United States
Ashland, IL
West Central Bank

We have four locations to serve you:

Ashland, Beardstown, Rushville, & Springfield, Illinois For more information, please contact one of our four locations.

West Central Bank is a full service bank, which is willing to assist our current and potential customers to the fullest extent by offering a wide variety of attractive products and services. Member FDIC. Equal Housing Lender. Locations:

Ashland
400 E. Buchanan
Ashland, IL 62612
(217)476-3325

Beardstown
122 S. State Street
Beardstown, IL 62618
(217) 323-4500

Rushville
815 W. Clinton
Rushville, IL 62681
(217) 322-4010

Springfield
3600 Wabash
Springfield, IL 62711
(217) 726-9600

05/18/2026

Debit Card Update - Our rock star employees printed debit cards all weekend and have most of the cards printed! We have notified customers whose cards are ready for pickup. We will continue to print cards until all are ready and we will notify customers as their cards are available. If you have not been notified your card is not yet ready. If you have fraud on your card and need to get on the list for a new card, please call your branch. If you’ve called, chatted, or left a voicemail you are on our list. Thank you for your continued patience and we apologize for the inconvenience.

05/15/2026

Debit Card Update – We have finally arrived at a solution for the issues. All locations are printing debit cards this weekend. Once all cards are printed, we will notify customers that their card is ready to be picked up. Please do not come to get your card before we call you. We apologize for this inconvenience and we appreciate your patience as we have navigated this issue.

05/12/2026

5/13/26 3:45pm Update - Thank you all for your patience. We have begun the process of issuing new debit cards. If you have called (whether you spoke to a person or left your name and number on the voicemail), we are working on your card. We will call you when your card is ready to pick up. If you have not yet called and your card was compromised, please call your branch and press 1 to leave your name and number and we will issue your card as soon as we can and we will call you when it is ready. Thank you again for your patience. We appreciate your business.

Update – We continue to work on the debit card issue. We have a potential solution that we are testing. With the influx of phone calls we have not been able to call customers back today. If you have called us we will return your call tomorrow. Thank you for your patience.

We are aware of a widespread issue with debit cards. This issue is not specific to West Central Bank. We are unable to issue debit cards at this time. If your debit card is not working, please make arrangements to come into the bank to get cash. If you need cashiers checks or money orders, we will be issuing those free of charge during this time period. We are working hard on this issue and we will continue to update our customers as we obtain further information.

05/11/2026

UPDATE- This issue has been resolved.

We are aware of an issue affecting all debit cards. Debit cards currently are unavailable to be used. Please do not call your local WCB branch to report this issue. We will send another message once the issue has been resolved. Thank you!

01/22/2026

After 30 years and 8 months with State Bank of Ashland and West Central Bank, Kim Scholes is officially retiring on Saturday, January 24. She will be working Saturday at the drive up. Feel free to stop by and see her on Saturday to congratulate her on this milestone.

Thank you Kim for all your years of service. We, and the Customers, will miss you. Enjoy your retirement.

11/14/2025

Our Android App is back up and running! If you currently have the app on your phone, just access it to update. If you do not have the app on your phone, go to the Google Play/Android Store and download "WCBank". Once downloaded, you should be able to enter your username and password to access. Please contact us with any questions. Thank you for being patient with us!

10/31/2025

We are aware of an issue affecting all Android phones and the ability to access our app. Currently our app for Android devices cannot be updated or downloaded from the Google Play Store. We are working on getting this issue corrected. In the meantime, Android users can access their online banking through the web browser on their phone and navigating to our website – www.westcentralbank.com. From here you can enter your online banking user ID and password to access your account information. Please call your local West Central Bank branch if you have any questions or problems logging on to your account through the website. We will send an update as soon as a resolution to this issue is completed. Thank you!

05/15/2025

The Beardstown Plaza location is closing for the day and will remain closed tomorrow. The downtown location drive up will be open until 5:30pm on Friday. We apologize for any inconvenience.

03/06/2025

Due to the recent increase in fraudulent calls, we want to remind our customers to be vigilant with their account information.

West Central Bank Fraud Center will never ask for account or debit card information. Never give out any information regarding your debit card or account unless you initiated the call.

When in doubt, please contact your local WCB branch for assistance with any messages or phone calls you may receive.

02/25/2025

All West Central Bank ATMs are currently out of service except for Walby's in Ashland, Skateland in Springfield, and JBS in Beardstown. If you use a non-West Central Bank ATM and incur a service charge, please call your branch and we will refund these charges. We apologize for any inconvenience.

Address

400 E Buchanan Street
Ashland, IL
62612

Telephone

+12174763325

Website

http://www.westcentralbank.com/

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