09/03/2026
Low rates for every mile of your journey
Rates As Low As 4.41% APR*
🔗 Learn more at https://www.ashlandcu.org/personal/borrow/transportation-loans/auto-loans
*APR=Annual Percentage Rate based on a $40,000 loan with fees of $100. Estimated payment at 4.41% APR for 36 months is $1,188.20 on $40,000 financed. Not all applicants will qualify for lowest rates. Rates subject to change.
1As low as rates include a 0.25% reduction when the loan amount is 80% or less of NADA retail, MSRP, or applicable value. Transportation loans also qualify for a 0.50% electronic payment discount (direct deposit, payroll deduction, or automatic withdrawal), which is reflected in the advertised rate. If electronic payments are discontinued, the rate increases by 0.50%. Discounts are not available on all loan types. Estimated payment is based on $40,000 financed (including origination fee) at the lowest stated rate over the maximum term listed. For example, the 0–36 month term uses 36 months for payment estimates. Some terms require minimum loan amounts. See website for additional payment details. Maximum loan amount for new vehicles or motorcycles is 120% of collateral value (MSRP or motorcycle purchase price if no MSRP), less dealer discounts plus rebate-eligible additions (e.g., warranties, GAP). Classic autos (over 7 model years old) are not eligible. All loans are subject to credit & collateral requirements. Rates current as of September 1, 2026. Membership required. Federally insured by NCUA.