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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Ashland Credit Union

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Ashland, KY
Ashland Credit Union

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ashland Credit Union, Loan service, 305 Martin Luther King Jr Boulevard, Ashland, KY.

11/01/2026

Brooke Hurst is one of our Remote Financial Wellness Consultants (FWC). She has been part of the ACU family since 2023. Brooke loves helping members save money and take control of their finances.

If you’re looking for a career where you can grow, make an impact, and serve your community, consider applying at ACU!

🔗 To learn more, visit https://www.ashlandcu.org/learn-more/careers

10/31/2026

The power to support your community is in your hands . . . literally! When you enroll in our Community Spirit Debit Card Program, each purchase made with your card = $0.10 back to Community Spirit Partners like Ashland Independent Schools!

Ashland Schools are one of our longtime community partners and allow us to teach financial education classes. We’re proud to partner with them because small habits add up to big impact.

🔗For a full list of Community Spirit partners, visit https://www.ashlandcu.org/community

10/30/2026

No tricks, just treats . . . and low auto loan rates!

Ask us how we can help you save with rates As Low As 4.66% APR*

🔗 Learn more at https://www.ashlandcu.org/personal/borrow/transportation-loans/auto-loans

*APR=Annual Percentage Rate based on a $40,000 loan with fees of $100. Estimated payment at 4.66% APR for 36 months is $1,192.67 on $40,000 financed. Not all applicants will qualify for lowest rates. Rates subject to change.
1As low as rates include a 0.25% reduction when the loan amount is 80% or less of NADA retail, MSRP, or applicable value. Transportation loans also qualify for a 0.50% electronic payment discount (direct deposit, payroll deduction, or automatic withdrawal), which is reflected in the advertised rate. If electronic payments are discontinued, the rate increases by 0.50%. Discounts are not available on all loan types. Estimated payment is based on $40,000 financed (including origination fee) at the lowest stated rate over the maximum term listed. For example, the 0–36 month term uses 36 months for payment estimates. Some terms require minimum loan amounts. See website for additional payment details. Maximum loan amount for new vehicles or motorcycles is 120% of collateral value (MSRP or motorcycle purchase price if no MSRP), less dealer discounts plus rebate-eligible additions (e.g., warranties, GAP). Classic autos (over 7 model years old) are not eligible. All loans are subject to credit & collateral requirements. Rates current as of October 5, 2026. Membership required. Federally insured by NCUA.

10/29/2026

🎃👻 No Tricks, Just Treats Around Our Community This Weekend! 🍬

Halloween weekend is creeping up, and there's no shortage of spooky fun happening around town! Whether you're looking for a good scare, a little Hocus Pocus, or some not-so-scary family fun, our community has you covered!

🕸️ Thursday, October 29
Trunk or Treat - ACTC, College Drive 5–6:30 PM

🦇 Friday, October 30
Fear on Reed - Reed Street, Flatwoods 7–11 PM
Trunk or Treat - Greenup County DCBS Offic
Hocus Pocus - Paramount Theater 6 PM

🎃 Saturday, October 31 – Halloween!
Family Twilight Skate - Garden Roller Rink 1–6 PM
Fear on Reed - Reed Street, Flatwoods 7–11 PM

🍂 Sunday, November 1
Fall Hayride - Boyd County Preschool Football Field 1–5 PM

And there's more spooky fun where that came from! Check out the pics below for even more Halloween happenings around our area!

From all of us at Ashland Credit Union, have a safe and fun Halloween weekend! Eat the candy, wear the costume, and enjoy making memories right here in our community!

10/29/2026

This week, we came together to celebrate growth, connection, and community at our Member Appreciation Dinner in Cottage Grove, MN. With 125 attendees, the evening at Tinucci’s was filled with members, guests, employees, and family all sharing in the success we’ve built together.

President & CEO Larry Lucas shared his annual report and Branch Manager John Quast provided updates on our Cottage Grove branch and the local community.
Our Cottage Grove location holds a special place in our story, and it’s because of our members that we continue to thrive.

Thank you for trusting us to help you take control of your finances and for being such an essential part of our journey.

10/28/2026

Want more breathing room this Fall? ACU’s Fall & Winter Skip-A-Pay can help give your budget a little extra room when you need it most!*

🔗 Visit https://www.ashlandcu.org/skip for eligibility details!

*Eligibility: Only auto, RV, motorcycle, boat, and personal/signature loan payments may be skipped. Other loan types are not eligible. To qualify, all Ashland Credit Union (ACU) loans and accounts must be in good standing. Members who caused ACU a loss, have an account overdrawn by more than $500 for over 30 days, or have unresolved title documentation requirements are not eligible. Loans are not eligible if they have been more than 120 days delinquent, have not received the first scheduled payment, are classified as a Hardship Refinance, or have received a hardship payment deferral within the past 12 months.
Requirements: In order to qualify, all of your ACU loans and accounts must be in good standing, and you cannot have caused the credit union a loss. The first contractual payment on your loan(s) must have been made prior to the skipped month.
Fees: $30.00 per loan. The online application will allow you to pay your fee from one of your ACU accounts or with a non-ACU credit or debit card.
Other Terms & Conditions: Participating in this program may extend the length of your loan and reduce the amount of GAP coverage. Interest, Credit Disability, Loan Life Insurance, and Debt Protection premiums (if applicable) will continue to accumulate on your loan(s) during the month you skip your payment. Note: No applications will be accepted within 3 business days of an ACH Payment Origination. If you receive a message stating "Cutoff period for next ACH payment has already passed and is unable to be cancelled," please try resubmitting your application after your payment date to skip your next payment. Promotional dates still apply. Offer ends December 22, 2026.

10/27/2026

Just like a coach or personal trainer can help you go farther, ACU is here to help you reach higher and achieve more. Whether you’re planning for the future or creating an emergency safety net, we can help you find the best savings fit for your finances.

Earn more with Certificate rates as high as 4.25% APY* on 36, 48, and 60-month terms

🔗 Learn more at https://www.ashlandcu.org/personal/save/certificate-of-deposits or start saving today!

*APY=Annual Percentage Yield. APY is an annualized rate that reflects estimated earnings based on dividend rate & frequency of compounding. Rates subject to change. Minimum balance required to open account & earn stated APY=$35,000/Jumbo. A penalty may be charged for early withdrawal. Yields are compounded monthly. APY is current as of 10/1/2026. Fees may reduce earnings. Membership required. Federally Insured by NCUA.

10/26/2026

Our Marketing Specialist, Maeghan, spent Friday evening at the Raceland football game. At halftime, she presented Raceland-Worthington High School with a check for proceeds from their Community Spirit Debit Card.

Together, we raised $4,700.00 for Raceland Worthington School District!

This check represents the ways we give back to our community. We are proud to partner with local organizations and schools through our Community Spirit debit card program. You can join us on this mission too! Each time you use your Community Spirit Debit Card and choose ‘credit’ (no PIN), ACU donates $0.10 per eligible transaction to your chosen school!

🔗 To learn more about our Community Spirit debit card program and view a full list of partners, visit https://www.ashlandcu.org/community

10/25/2026

🥫 ACU is launching a Food Drive to support our local partner schools and their Weekend Food Bag Programs. Every weekend, some of our schools provide food bags to 100–150 students, with each child receiving 2 snacks, 2 breakfast items, and 2 meal items.

Our goal: 2,500 Food Items!
We count individual items. A 12-pack of ramen = 12 food items, not 1! See the graphic for a list of food items!

📍 Donation boxes are located at each ACU Branch Location
📅 Donations accepted through November 16th

Let’s fill those bags!

Address

305 Martin Luther King Jr Boulevard
Ashland, KY
41101

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+16063295489

Website

http://www.ashlandcu.org/

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