Woodward & Associates

09/01/2025

September is almost here. The kids are back in school 🎒, fall festivals are starting 🍂, and the holidays will be here before we know it 🎄. Life gets busy fast.

For anyone on Medicare ❤️💊 the Annual Enrollment Period is coming soon. This is the time each year when you can look over your Medicare Advantage or drug plan to be sure it still works for you.

If you need help looking at your options or have questions, I am glad to help. 📞

04/17/2025

There’s been a recent change out of Washington that could affect your Medicare drug costs.

President Trump signed an executive order that delays Medicare’s ability to negotiate lower prices on many brand-name drugs—extending the timeline by four more years. That means some medications will stay expensive longer than expected.

What else is changing:
• The $2 cap on generic drug copays was rolled back.
• New tariffs on foreign-made drugs could raise prices even more.
• A program offering discounted insulin is back—but only through certain clinics.
• The FDA is working to speed up approval of generics, but that may take time to trickle down.

If you’re concerned about rising drug costs or want to make sure you’re in the best Part D plan for your needs, I’m here to help. Let’s talk about ways to protect your budget and get the most out of your coverage.

Sandra F Woodward

03/13/2025

The Centers for Medicare & Medicaid Services (CMS) has released a proposed rule to "address the troubling amount of improper enrollments."

03/13/2025

🚨 Heads up, folks! Healthcare is on the line. 🚨

Right now, millions of Americans get help paying for health insurance through the ACA’s Enhanced Premium Tax Credits. But here’s the bad news—these subsidies could disappear at the end of 2025 if Congress doesn’t act. 😳

What does that mean?
❌ Higher premiums – Some people could see their insurance costs double.
❌ Millions losing coverage – Up to 4 million people could be uninsured.
❌ More medical debt – No insurance = BIG hospital bills.

This is why your vote matters! If we don’t pay attention, we could lose the healthcare safety net that helps so many families stay covered.

What can you do?
✅ Stay informed – Know what’s happening.
✅ Speak up – Contact your reps & tell them to protect ACA subsidies!
✅ VOTE! – Support leaders who fight for affordable healthcare.

We can’t afford to sit this one out. Healthcare is a right, not a privilege! Let’s make sure it stays that way. 🗳️💙

02/05/2025

Important

12/24/2024

🎄 Merry Christmas to You! 🎄

As we gather with family and friends to celebrate the season, I want to take a moment to thank YOU for being such an important part of my journey this year. Your trust and support means the world to me, and I am truly grateful to have the opportunity to serve you.

May your holiday be filled with warmth, joy, and the simple pleasures of the season. Here’s to cherished memories, happy hearts, and a bright year ahead!

Wishing you and your loved ones a very Merry Christmas and a Happy New Year! 🌟

With heartfelt gratitude,
Sandra F. Woodward
Woodward & Associates

12/23/2024

Medicare costs at a glance:

11/28/2024

11/23/2024

kynect is here for Kentuckians in every part of our commonwealth. You can find Kentucky resources, benefits and assistance programs online through the kynect portal. Learn more: https://kynect.ky.gov/

11/22/2024

Access to healthcare in Appalachia is a growing crisis that demands immediate attention. While the national average for primary care physicians is 75.6 per 100,000 people, in Appalachia, that number drops to just 66.8—12% fewer doctors available to meet the needs of the population. This disparity widens in the most underserved areas. For example, Central Appalachia has only 50.9 primary care physicians per 100,000 people—one-third fewer than the national average. Southern Appalachia fares slightly better but is still 21% below the national standard.

The problem doesn’t stop with primary care. Appalachia has 35% fewer mental health providers, 28% fewer specialty physicians, and 26% fewer dentists compared to the rest of the country. For families in rural communities, this often means traveling hours to the nearest doctor, counselor, or dentist—if they can afford the time and cost of transportation. Imagine a single mother in rural Kentucky needing mental health services for her child but being told the closest provider is over 60 miles away with a six-month waiting list.

The consequences of this shortage are felt daily. Preventable conditions worsen without timely care. Routine dental issues turn into emergencies. And mental health needs go untreated, often escalating into crises. People in Appalachia are just as deserving of accessible, quality healthcare as anyone else in America. Yet for many, the barriers to care are nearly insurmountable.

This is not just a regional issue; it is a moral imperative for our entire nation. Addressing these disparities means investing in more healthcare professionals for underserved areas, expanding telehealth services, and ensuring affordable access to care for all. When we neglect the health of any part of our country, we all suffer.

Let us remember that fairness and human dignity require us to take action. By ensuring Appalachia’s families have access to healthcare, we not only uphold our shared values but strengthen the fabric of our nation as a whole.

Sandy Woodward

09/23/2024

Mundhenk is restricted in Boyle, Nelson, Bullitt and Oldham County jails.