Strategy One Home Loans, LLC NMLS #2552774

06/07/2026

We can’t wait for our new neighbor! 😍

Ollie’s East opening June 26th!! We’ve made it to the finish line. Come join us for our grand opening weekend. We will have three fantastic food trucks, roll up doors, picnic tables, free arcade games, balcony seating, brand new pizza menu, 24 beers on tap, and music playing so loud you’ll question our judgement.

We hope East Medford is ready for all the fun we’re about to throw at it. Can’t wait to celebrate with you guys!

06/04/2026

🏡 PRO TIP:

A $10,000 seller concession can be worth more than you think.

On a $450K home...

❌ $10K price reduction = about $60/month saved
✅ $10K seller credit used for a permanent rate buydown = about $250/month saved

But here’s where it gets interesting...

👀 Use that same $10K for a 2/1 buydown?

You put every dollar of that $10K back in your pocket through lower payments over the first two years.

For many buyers, that’s the difference between feeling stretched and feeling comfortable.

The right strategy isn’t always the most obvious one.

What would you rather have?

💬 A lower purchase price
or
💬 A lower monthly payment

Questions? Call us at 541-708-LOAN ☎️

05/31/2026

☕ Sunday morning musings ☕️

Is it just us or does this seem backwards to you too?

We talk to a lot of people paying about $2,500 bucks a month in rent on time who still can’t qualify for a home.

Not because they don’t earn enough, but because a lot of their income doesn’t count under conventional lending guidelines.

Side hustles, gig work, cash tips, self-employment. Real income that does not always fit neatly into the box.

It begs the question:
“So it is okay to pay my landlord’s mortgage but not my own?”

Homeowners, renters, industry friends, what’s your take on this?

05/29/2026

BIG Friday energy at Strategy One 🔥

5 signings ✍️

4 closings 🔑🏡

Feeling incredibly grateful for our clients, partners, and all the momentum heading into the weekend.

Who’s next? ☎️ 541-708-LOAN

05/25/2026

🇺🇸 This Memorial Day, we pause to remember and honor the heroes who gave their lives in service to our country. Their sacrifice is the reason we enjoy the freedoms and opportunities we often take for granted each day. 🇺🇸

As we spend time with family and friends today, may we take time to hold space for the families who carry the weight of loss every day. We are deeply grateful for the courage, service, and sacrifice of our fallen heroes. Their legacy will always be remembered. ♥️🤍💙

05/23/2026

I don’t know if I’m allowed to ugly cry over a Google review… but here we are 😭🏡✨

When I say THIS is why we love what we do, I mean it.

One of the sweetest parts of this review was hearing:
“Normally I smile and nod and let my husband handle the complicated parts… because it overwhelms me. But not this time.”

THAT. RIGHT. THERE.

Because buying a home shouldn’t feel confusing, intimidating, or overwhelming. My job isn’t just to get you to the closing table. It’s to make sure you feel informed, confident, cared for, and supported the entire way through.

And then she hit me with:
“You might buy another house just to work with her again.” 😂

Honestly… I may never recover from this review.

To every client who trusts me with one of the biggest moments of their life, thank you. It is never “just a transaction” to me. 🤍

Now excuse me while I go read this review 17 more times. 💕

https://www.experience.com/reviews/melissa-redding

05/20/2026

What would YOU do with an extra $3,773? 👇💭

At Strategy One Home Loans, we’re proud to give back to our heroes through Homes for Heroes, helping eligible military members, healthcare workers, teachers, and first responders receive real savings. 💙🇺🇸

📩 Click to learn more and see if you qualify:

https://www.homesforheroes.com/affiliate/melissa-redding/