Cody Fox, Mortgage Banker, CMA, NMLS 1120052

08/06/2026

Think you must sell before you can buy? Not always.
If you have equity in your current home, there may be a way to use it toward your down payment before your home sells.
That can mean:
- Move directly into your next home
- Avoid packing twice
- Submit a stronger offer
Every situation is different, but I'd be happy to show you your options.
Message me to learn more.



NMLS # 1120052

07/18/2026

5.0 star review received on Experience.com for Cody Fox by Debra G - Enjoyed working with Cody! He is friendly and and handles all details expertly!

Click to see all 442 reviews of Cody Fox, Cody Fox | NMLS # 1120052

07/18/2026

5.0 star review received on Experience.com for Cody Fox by Derek G - Cody Fox was a pleasure to work with throughout the process of obtaining our new home mortgage. From the initiation of the application to the closing day signing he was professional, cordial, and a delight to work with. He was pleasent, and patient in responding to my many questions, and he made my wife and I feel that he was totally committed to our best interests as we proceeded through the process of purchasing our new home. By the completion of the closing day we felt we had not only a new home, but also a new friend.

07/15/2026

5.0 star review received on Experience.com for Cody Fox by Sarah M - 100% recommend Cody Fox at Atlantic Bay! We shopped multiple lenders and Cody was by far the most helpful. He thoroughly explained every quote and matched our lowest offer as best he could. Ultimately, we chose him over a slightly lower credit union rate because of his ability to meet our tight timeline and his promise of excellent service. It was the best decision we made! When unexpected issues came up, Cody responded almost instantly, even to panicked, after-hours texts and emails. A large institution or online broker would never provide this level of dedication. Cody was the most reliable person on our team. If you want a stress-free home-buying process, call Cody!

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07/10/2026

5.0 star review received on Experience.com for Cody Fox by Margaret W - Cody Fox and his team are a cut above!! The whole house buying process was seamless ( actually enjoyable) because of them . Cody's professionalism , expertise and warm personality was a breath of fresh air. I highly recomnend Cody and his team for mortgage needs.

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07/05/2026

5.0 star review received on Experience.com for Cody Fox by Kristen V - Cody was so responsive and clearly explained everything. He went above and beyond helping us close quickly on our house with some challenges outside of his control. So happy we worked with him!

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06/28/2026

5.0 star review received on Experience.com for Cody Fox by Colin M - We love Cody, this is our 3rd loan with him. We have referred several people to him and will continue doing so. He was the lender for both our sons, which should show the trust we have for him. Cody stays on top of everything and is there to keep you informed every step of the way. I have never worked with anyone with more knowledge and passion for his job. Thank you Cody for just being you.

Click to see all 432 reviews of Cody Fox, Cody Fox | NMLS # 1120052

06/27/2026

5.0 star review received on Experience.com for Cody Fox by Christopher E - Cody and his team were the absolute BEST when it came to answering questions, being empathetic and problem solving when there were bumps in the road (as I am sure there are in all mortgages). I cannot think of a more professional person in any area of my life at any time! I will refer friends and acquaintances to Cody WITHOUT any hesitation. Plus, I believe he's just a great human being! 10 out of 10 stars all day long, every day!

Click to see all 431 reviews of Cody Fox, Cody Fox | NMLS # 1120052

06/27/2026

5.0 star review received on Experience.com for Cody Fox by John L - Cody was so helpful! Couldn't recommend enough

Click to see all 430 reviews of Cody Fox, Cody Fox | NMLS # 1120052