Kaila Tolsma - Registered Representative

06/02/2023

Don’t squander your money – Western & Southern Life lays out 3 key factors to examine when considering the best time to increase your 401(k) contributions.

https://bit.ly/43Dji2j

There's no magic formula for contributions to a 401(k), which can make things confusing at times. Determining how much to contribute initially, as well as when you should increase 401(k) contributions (and by how much) depends on your unique financial situation and retirement goals. Here's what to k...

06/01/2023

It's possible you may have sources of income in retirement, such as Social Security, pensions or part-time work, but these may not be sufficient to meet your entire income needs.

If you're looking for more information on how to save for retirement, here's what to keep in mind.

Worried about your retirement savings? Discover how to save for retirement with our actionable tips tailored to your age and financial goals. Get started now!

05/31/2023

Time is one of the most powerful tools when it comes to retirement, so starting to save in your 20s could make all the difference.

Click the link below to see 4 ways to determine how much to contribute to your 401(k) in your 20s.

https://bit.ly/42dP8BJ

When you're in your 20s, retirement may not be top of mind because it's likely 30 or 40 years away. But it's important to consider. If you're wondering how much to contribute to a 401(k) in your 20s, here are four considerations that can help you set a goal.

05/30/2023

No one likes fees. Understanding the fees and expenses associated with a 401(k) may help you make the most of your retirement savings.

https://bit.ly/3MGt1hJ

Knowing how much you are paying and identifying ways to avoid unnecessary 401(k) fees may help you make the most of your savings.

05/26/2023

If you've been saving money for retirement through an IRA or 401(k), you might be inclined to use these funds to afford your first house.

Check out W&S Life’s overview of what to consider before using your IRA as a first-time home buyer.

https://bit.ly/3ouPk1N

contact me directly at [email protected] to discuss The Western and Southern Life’s individual retirement account products

Can you use your IRA to buy your first home? Here's what you need to know about using your retirement savings as a first-time homebuyer.

05/24/2023

According to US News & World Report these are the 7 mistakes to avoid with a Roth IRA

1. You’re not asking, “Are Roth IRAs Safe?”
2. Not checking if you can lose money in a Roth IRA
3. Accessing your funds early
4. Not having earned income
5. Contributing if your salary is too high
6. Not contributing enough
7. Overlooking spouse eligibility

Click the link to explore each point in more detail: https://money.usnews.com/money/retirement/iras/articles/mistakes-to-avoid-with-a-roth-ira

W&S Life’s IRA products: https://bit.ly/424DsB9

Avoid common errors with a Roth IRA that could lead to fees and losses.

05/23/2023

Join the trend! LIMRA predicts sales on ‘positive trajectory’ through 2027.

Read more: https://bit.ly/3WwvoYS

Explore our annuity products: https://bit.ly/3MsCqcx

The record-smashing tier of annuity sales will not be going away anytime soon, LIMRA analysts predict.

05/17/2023

Whether your retirement is years or decades away, it’s never too early to learn more about your 401(k) choices.

Click the link to explore how your 401(k) works when you retire.

Learn how a 401(k) works when you retire & make informed decisions for a financially secure future. Expert tips & insights await – click to explore!

05/16/2023

According to Plansponsor.com more than 80% of Americans consider a “normal” retirement age to be 67.

Use The Western and Southern Life’s retirement calculator to get an idea of when you can exit the work force and enjoy the freedom of retirement!

Are you on track to save enough to retire? Our free retirement savings calculator with Social Security and a possible pension can help shed light on your future.

05/15/2023

An IRA can supplement your Social Security income and help you invest additional retirement money. Plus, you can leverage certain tax advantages along the way.

Explore the benefits of both of Western & Southern Life’s Individual Retirement Accounts.

https://bit.ly/3ObcSmM

📞 Ready to select an IRA product? Call us today at 877-452-4597.

An Individual Retirement Account (IRA) can enhance your Social Security income and help you invest additional retirement money. Learn more here.

05/12/2023

As the markets continue to fluctuate and Americans strive for financial stability, annuities are becoming an increasingly popular means to secure a steady stream of income in retirement.

Learn more about the annuity products offered through The Western and Southern Life Insurance Company.

https://bit.ly/3Mj0Gis

05/12/2023

With everything else that comes with life after college, why should you bother adding "learn how to start investing" to your to-do list? One of the answers is pretty simple: compound returns.

Click the link below to learn how and why you should consider prioritizing investing after college.

https://bit.ly/3VXlNtH

While it can seem like an afterthought, investing after college is actually something you may want to consider. Learn why, as well as how to get started.