Edward Jones- Financial Advisor: Kamal Sidhu

07/18/2025

Whether you are decades away from retirement or are looking to retire in the next few years, it’s never too soon (or too late) to ramp up your retirement savings. Here are some strategies to help boost your 401(k) contributions.

Funding your 401(k) comes with many benefits. Learn how much you should consider contributing to your 401(k) as your salary increases.

07/17/2025

You can’t control market fluctuations. But you can follow time-tested investment principles – diversifying your portfolio, owning quality investments and investing for the long term.

Tips for reaching your goals

07/17/2025

🌱 Why Rebalancing Matters — A Lesson from a Young Investor 💼

I recently met with a bright 23-year-old who had already taken a smart first step toward his financial future—opening a Traditional IRA. But when we reviewed the account, I noticed something common for many young investors:
👉 The entire balance was sitting in a money market fund.

Nothing wrong with being cautious, of course—but here’s what I shared with him:

“Your IRA is like a garden. You planted the seeds early—which is great! But keeping them in a money market is like placing those seeds in a shaded corner with no water or sunlight. Safe, yes… but not growing.”

At his age, with decades ahead, his money has the power to grow significantly through the market—despite short-term ups and downs. We talked about long-term growth, risk tolerance, and why rebalancing is like regular garden maintenance. 🌿

⚖️ Rebalancing helps keep investments aligned with your goals and risk comfort—even as markets shift.

We created a plan that fit his age and goals, and he left with something powerful: a sense of control over his financial future.

💡 If you’re young—or even just young at heart—and your investments are “parked” in cash or a single fund, it might be time for a check-in.

Let your money work as hard as you do. You deserve that growth.

07/16/2025

You don’t need the deep pockets of Warren Buffet or Bill Gates to make your charitable contributions more impactful. Check out these four tips that can help extend your philanthropic reach and offer potential tax breaks along the way.

Because writing an occasional check for your favorite charity only goes so far.

07/15/2025

Life insurance can sometimes be confusing. If you already have it, you may be wondering if you have enough. If you don't have it yet, what type do you need?

Prepare for the unexpected

07/14/2025

Stocks held near record highs, new tariffs were announced, and the H.R. 1 bill was signed into law. We dig into what the past week or so might mean for investors: https://bit.ly/46NaADo

07/14/2025

Life often brings unexpected events that can be costly and easily derail these goals. That’s why it’s important to save some cash for a “rainy day” in an emergency fund.

Tips on how much to save

07/12/2025

Sending your child to college can be a time of immense pride coupled with uncertainty about what it means for your financial situation. Here are six things to consider as your child begins life after high school.

6 things to consider

07/11/2025

Whether you need to supplement your income due to rising costs, want to boost your savings or have recently lost a full-time job, side hustles have become an increasingly common way to make extra money.

A financial plan can help you build wealth but misinformation has kept many from creating a plan. Consider these 8 financial planning myths.www.edwardjones.com/us-en

07/10/2025

Edward Jones has shifted its portfolio guidance to reflect an updated global outlook. Portfolio Strategist Tom Larm outlines the changes, which can help investors looking to rebalance or position their portfolios for the second half of 2025.

Learn more about portfolio performance, and check out our recommendations for disciplined investors.

07/10/2025

🌕 On this auspicious day of Guru Purnima… a beautiful reminder from a new client’s journey 🌕

Today, on Guru Purnima, I’m reminded of the value of guidance — and the deep trust that comes when someone lets you be a small part of their journey. I recently met a wonderful Indian woman who is now one of my clients.

When we first spoke, she was hesitant. She assumed financial advisors charge consultation fees just to talk — but was pleasantly surprised to learn that my consultations are always free, no matter what stage you’re at or even if you already have an advisor.

She came to me because she’s working on buying her first home, and like many, felt overwhelmed by the process. We sat down, walked through her goals, reviewed her numbers, and created a clear, doable plan. Watching her confidence grow with every step was truly rewarding.

What made it even more special — she had been unsure about her retirement plans, but after our meeting, she felt relieved and proud to learn that she’s on the right track.

👉 Whether you’re just starting your financial journey or already have someone guiding you — it never hurts to get a second opinion. Sometimes that fresh perspective can open up options you didn’t even know existed.

💬 If you or someone in your community is working toward a goal — like buying a home, saving for college, or planning retirement — I’m here to help. The conversation is always free, and the peace of mind is priceless.

Happy Guru Purnima — may we all continue learning and guiding each other on the path to a brighter future. 🙏🏽✨

07/09/2025

While it may be tempting to put extra cash toward paying down your mortgage, it may not always make the most financial sense.

Before you consider paying of your mortgage early, be sure to ask yourself these three questionswww.edwardjones.com/us-en