DYCE & Associates, INC.

03/04/2024

There are so many good people in the world. We just seem to concentrate on the bad ones.

02/14/2023

Valentine’s day # 35 with this amazing young lady! I know how blessed I am!

03/31/2021

Travel Insurance seems like an unnecessary expense due to which, we are usually quick to ignore. However, you cannot deny that uncertainties, expensive holiday disasters, and unfortunate incidents can occur at any time. When any of this uncertainty happens, travel insurance saves you a fortune. There may be vacations where you didn’t need them. But in the future, there might be an occasion where you may need it. Here we have outlined the true benefits of a travel insurance policy.

Travel is one of the best know ways to remove stress and to get an escape from ordinary life. The true benefits of travel insurance...

03/30/2021

You might not think about it now, but in the future, the chances are high that you may need some help in taking care of yourself. How will you pay for your medical needs? You can buy long-term insurance to prepare yourself for any medical mishaps. Long-term insurance plans cover those areas that regular health insurance doesn’t pay attention to. This includes assistance with routine or daily activities like dressing, bathing, sanitary services, laundry, and many basic needs. Long-term insurance covers the cost of necessities when you have any disease or disorder. Most long-term care insurance policies will help you pay for services like

You can buy long-term care insurance to prepare yourself for any medical mishappenings. Long-term care insurance plans cover those areas...

03/29/2021

Retirement is one of the primeval phases in one’s life which demands peace and stable living. With an entire lifetime of sweat and toil, retirement is to enjoy those fruits. If you are stuck in the dilemma as to how to plan your life perfectly post-retirement, do not worry. This article will be your respite, giving you a thorough 5 steps guide for perfect retirement planning. Nowadays most people prefer to just think about the present and leave the future aside. The younger generation and even middle-aged people find future planning too cliché and esoteric. It is sagacious to keep yourself geared up and prepared about your life decades later. You need to be clear about your retirement goals and work towards leading a better life later on.

Retirement is one of the primeval phases in one’s life which demands stable living. Here is a pro guide for perfect retirement planning...

03/26/2021

Are you considering thoughts on a safe, secure, and fun retirement? All you need to do is start building a financial cushion that will support you in the future. What is the first step to start planning for a shielded retirement? Planning for your retirement starts with the true evaluation of your retirement goals, your resources, and the time you have in hand to pursue it. The second concept that needs attention is the in-depth study of the types of retirement accounts that can help you raise money to fund your future. In this blog, we discuss Quick tips regarding Post Retirement plans

Planning for your retirement starts with a true evaluation of your retirement goals. This article discusses tips on post-retirement plans...

03/25/2021

A Roth IRA can be an incredible source of money when you are retired. Like traditional IRAs, it allows you to have an entirely tax-free savings account. There is an added advantage of the Roth IRA. It allows tax-free withdrawals of your contributions as well. Like other retirement plans, the Roth IRA has specific rules. Listed below are 10 Roth IRA Rules to know in 2020

Roth IRA can be an incredible source of money when you are retired. It allows tax-free withdrawals. Here, are the 10 Roth IRA Rules in 2020...

03/24/2021

Some people don’t know how they can save more for their retirement. The best way to do this is by introducing an annuity in your retirement income plan. Annuities can help you save from tax benefits, and have other perks as well. There are many annuity types provided by insurance companies. You don’t need to look on different websites to search for every annuity type. In this article, you will learn about different types of annuities in retirement income and how they can benefit you in the long term. 5 types of annuities are

Some people often confuse how they can save for retirement. The best way to do this is by introducing Annuities in your retirement income...

03/23/2021

Whether you are near your retirement age or just starting your career, sometimes your savings, retirement plans, and finances may make you anxious. As a result, you start looking for the right lifetime income products in addition to your retirement plans. An annuity is one such lifetime income product that will help you financially secure yourself in retirement investment. Originally annuities were designed for people who were retiring and, therefore, needed a fixed monthly income. So, why not add it to your retirement plans? If you are planning to add annuities to your retirement investment, here is everything you need to know

An annuity is one such lifetime income product that helps financially secure in retirement investment. If you are planning to add annuities...

03/22/2021

If you are planning to retire within the next 10 years, after decades of working, you may finally see retirement on the horizon. But now isn’t the time to coast, and you should consider taking these steps to enjoy a comfortable retirement lifestyle. Examining your income in advance of your target retirement date gives you time to make necessary adjustments. Start by envisioning a realistic picture of the financial resources you may need to support your plan. In this blog, we discuss a step-by-step plan to retire in 10 years.

Planning to retire within the next 10 years, after decades of working. In this blog, we discuss a step by step plan to retire in 10 years...

03/19/2021

Whether your retirement is in the distant future, or just around the corner, knowledge of the best cities to retire can help you save your hard-earned money. But some people don’t know which cities are the best for retirement. The most common factors include quality of life and the cost of living. We have listed the top 7 cities which are best for retirement in the United States.

We have listed the top 7 cities which are best for retirement in the United States. Best cities to retire can help you save your hard...

03/18/2021

The current pandemic has caused people to lose their employment. This unexpected loss in income has caused many to tap into their savings. According to a survey by Magnify Money & Lendingtree, three out of ten Americans have tapped into their retirement savings in the last two months. The survey also shows that people mostly spent that money to pay for groceries and housing bills. One of the reasons people are dipping into their retirement savings is the new provisions of the CARES Act. The CARES Act allows people to access their 401k or IRA during the pandemic without any penalty. The Act covers many people, including those who have become unemployed due to COVID-19. However, financial experts say that early access to your retirement funds is not an ideal option. However, it might be a necessary option if you have been jobless for the last six months and do not have money to fulfill the basic needs of yourself & your family.

One of the reasons for people to dip into their retirement savings is the new provisions of the CARES Act. The CARES Act allows people...