JK Home Loans

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JK Home Loans Owner and Branch Manager of JK Home Loans, a branch of Heritage Mortgage KC. in Leadership and Management from Harding University. Stronger offers.
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Helping families and first-time buyers achieve their homeownership goals with a clear and personal lending process built on trust and experience. John Kunkel is the Owner and Branch Manager of JK Home Loans, LLC, a branch of Heritage Mortgage KC. Licensed in Arkansas, Florida, Kansas, and Missouri, John brings more than 26 years of professional experience spanning business leadership, finance, real estate, and mortgage lending. His background includes both banking and mortgage brokerage, giving him a practical understanding of loan programs, underwriting guidelines, and financing strategies. John is a graduate of the Barret School of Banking, a Certified Mortgage Advisor, and holds a B.S. Before entering the mortgage industry, John held leadership positions at the corporate offices of Walmart and PetSmart. Those roles helped shape the structured, service-focused approach he brings to JK Home Loans today. He works with first-time and repeat homebuyers, homeowners, real estate investors, and business owners. John is committed to making the mortgage process easier to understand. His approach centers on honest guidance, practical solutions, clear communication, and dependable updates. He also works closely with real estate professionals to review financing scenarios, address challenging properties, and help transactions move toward closing. John remains active in supporting the communities he serves. Outside of lending, he owns and operates a fifth-generation family farm raising Angus cattle and other livestock. The values of hard work, family, and community that guide the farm also shape how he leads JK Home Loans and serves his clients. Unlocking homeownership dreams one key at a time. Smoother closings.

10/06/2026

Class is dismissed, but your homeownership journey is just beginning! 🔑🎓

Don't let the standard "2-year work history" rule discourage you from looking at homes. If you are a recent graduate starting your new job, your time in the classroom could satisfy that requirement.

Let's skip the guesswork and see what you qualify for right now.
💬 Have questions? I have answers.

📞 Call or text me at 940-745-0551 to chat!

09/19/2026
09/16/2026

The Batesville Area Chamber of Commerce will welcome JK Home Loans, LLC with a ribbon-cutting on September 24 at 10:30 a.m. at the Chamber office. The event will introduce Peter Paoletta as the company’s new Mortgage Loan Officer for the Batesville area.

Paoletta will also join the Chamber Ambassador Team and receive his red Ambassador blazer, symbolizing his commitment to supporting local businesses, welcoming new members, and strengthening community connections.

“It’s always exciting to welcome a new business to the Chamber, but we are especially pleased to have Peter join our Ambassador Team,” said Amanda Roberts, the Chamber’s Membership Engagement Specialist. “Our ambassadors help connect businesses, welcome new members, and build the relationships that strengthen our business community.”

JK Home Loans brings together more than 25 years of combined experience in business, finance, real estate, and mortgage lending. Owned and led by John Kunkel, a licensed mortgage professional in Arkansas, Kansas, and Missouri, the company operates as a branch of Heritage Mortgage KC.

Kunkel is a Barret School of Banking graduate, a Certified Mortgage Advisor, and a Harding University graduate with a degree in Leadership and Management.

“Our company is committed to giving clients a mortgage experience that is smooth, straightforward, and stress-free. We work with first-time homebuyers, move-up buyers, second-home buyers, and investors,” Kunkel said.

With Paoletta serving Batesville, the company will provide personalized mortgage guidance to local buyers, investors, entrepreneurs, and business owners.

“Community involvement is another important part of JK Home Loans’ identity, and I am looking forward to supporting many great causes in the Batesville area,” Paoletta said.

Guided by hard work, family, and community, JK Home Loans pursues a simple goal: “Unlocking homeownership dreams one key at a time.”

Join the Chamber in welcoming JK Home Loans and Paoletta to the local business community.

We are excited to welcome Peter Paoletta to the JK Home Loans team. We are proud to expand to the Batesville area. Pleas...
09/14/2026

We are excited to welcome Peter Paoletta to the JK Home Loans team. We are proud to expand to the Batesville area. Please reach out to Peter for all your home loans needs.

The Batesville Area Chamber of Commerce will celebrate the newest addition to its membership with a ribbon cutting, September 24th, at 10:30 at the Chamber of Commerce office welcoming JK Home Loans, LLC to the Chamber community and officially introducing Peter Paoletta as the company’s new Mortg....

JK Home Loans is set up and ready to go at the Arkansas REALTORS® Association Annual Convention in Branson!If you’re in ...
09/14/2026

JK Home Loans is set up and ready to go at the Arkansas REALTORS® Association Annual Convention in Branson!

If you’re in town for the convention, stop by and see us. We’d love to visit, talk mortgages, and connect with our REALTOR® partners from across Arkansas.

And don’t forget to drop your business card in the bowl for a chance to win a $100 gift card!

Inflation increased in August, with headline CPI rising 0.4% from the previous month, driven largely by higher gas and e...
09/12/2026

Inflation increased in August, with headline CPI rising 0.4% from the previous month, driven largely by higher gas and energy costs. The annual rate held steady at 3.4%. Excluding food and energy, core inflation fell to 2.4% year over year, its lowest level in more than five years.

Inflation increased in August, with headline CPI rising 0.4% from the previous month, driven largely by higher gas and energy costs. The annual rate held steady at 3.4%. Excluding food and energy, core inflation fell to 2.4% year over year – its lowest level in more than five years.

Your down payment isn’t the only upfront expense to consider when buying a home. Depending on the loan program and trans...
09/12/2026

Your down payment isn’t the only upfront expense to consider when buying a home. Depending on the loan program and transaction, a seller may be able to contribute toward certain closing costs. If you’re negotiating an offer, understanding how seller contributions could affect your overall cash-to-close can help you evaluate the full financial picture, not just the purchase price. Have questions about your situation? Send us a message; we're here to help.

Your down payment isn’t the only upfront expense to consider when buying a home. Depending on the loan program and transaction, a seller may be able to contribute toward certain closing costs. If you’re negotiating an offer, understanding how seller contributions could affect your overall cash-t...

Congratulations to Ms. Reedia on closing on her new home today!It was such a pleasure helping her through the homebuying...
09/04/2026

Congratulations to Ms. Reedia on closing on her new home today!

It was such a pleasure helping her through the homebuying process and seeing everything come together at the closing table.

A special thank you to Nancy Humphrey with Century 21 Campbell & Company for taking great care of Ms. Reedia throughout the process, and to the team at Pro Land Title in Camden for helping us get everything across the finish line.

Congratulations again, Ms. Reedia! We wish you many happy years and wonderful memories in your new home.

If you are dreaming about a place to call home, we would love the opportunity to help you get there. Your closing day could be next.

We love helping first-time homebuyers turn the dream of homeownership into reality! 🏡🔑Congratulations to Ryan, Audrey, a...
09/03/2026

We love helping first-time homebuyers turn the dream of homeownership into reality! 🏡🔑

Congratulations to Ryan, Audrey, and their family on closing on their very first home! This is such an exciting milestone, and we are grateful that you trusted our team to be part of your journey.

A special thank you to Natalie Miller with JK Home Loans and Cristie Donahoe at Sharp County Title for working together to help get this wonderful family to the closing table.

Congratulations, Ryan and Audrey! We hope your new home is filled with many years of great memories.

JK Home Loans
Unlocking homeownership dreams one key at a time.
Stronger offers. Smoother closings.

Address

75 US Highway 62/412, Suite D
Ash Flat, AR
72513

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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