JK Home Loans

JK Home Loans Owner and Branch Manager at JK Home Loans powered by Heritage Mortgage KC. in Leadership and Management from Harding University.
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Helping families and first-time buyers achieve their homeownership goals with a clear and personal lending process built on trust and experience. With more than 25 years of combined experience in business, finance, real estate, and lending, including the past decade in mortgage lending, John is licensed in Arkansas, Florida, Kansas, and Missouri. He is the owner of JK Home Loans, LLC, powered by H

eritage Mortgage KC, and serves as the Branch Manager. John brings experience from both the banking and mortgage-broker environments, giving him a strong understanding of products and guidelines. He is a graduate of the Barret School of Banking, a Certified Mortgage Advisor, and holds a B.S. His earlier leadership roles at Walmart and PetSmart corporate offices also shaped his client-focused approach. John makes the mortgage process clear, simple, and stress-free for first-time buyers, second-home buyers, and investors. His steady communication and broad market experience help clients move forward with confidence. John is active in giving back and supporting his communities. He also owns and operates a fifth-generation farm that raises Angus cattle and other livestock, reflecting his values and strong community roots. Unlocking homeownership dreams one key at a time.

06/17/2026

NEW LISTING! 569 Browns Creek Road in Ravenden, AR is a great deal! Two homes for the price of 1! Sitting on a 1 shared acre across the street from each other. Visit https://tinyurl.com/569BrownsCreek or call/text Laura Sackett at 870-847-1651 or Dick Sackett at 870-847-1094 to schedule a showing - and hurry, because this one won't last long!

Call me today and let's get you preapproved, a Realtor that will work hard for you, and locked before June 30. A 1-0 buy...
06/16/2026

Call me today and let's get you preapproved, a Realtor that will work hard for you, and locked before June 30.

A 1-0 buydown that costs you zero.

A 1-0 buydown can help make homeownership more affordable during your first year in the home. It temporarily lowers your interest rate by 1% for the first 12 months, which means a lower monthly payment right when many homeowners are dealing with moving expenses, furniture purchases, and other upfront costs.

After the first year, the rate adjusts to the permanent note rate for the remainder of the loan term. The loan amount, loan term, and permanent interest rate do not change.

It's a great option for buyers who want lower payments during their first year of homeownership while still locking in today's market rate.

John Kunkel
479.621.3500
[email protected]
www.jkhomeloans.com

Looking for the right Realtor to guide you through your home search? 🏑Whether you're buying for the first time or you've...
06/10/2026

Looking for the right Realtor to guide you through your home search? 🏑

Whether you're buying for the first time or you've done this before, the right agent makes all the difference. Check out our latest blog for tips on what to look for!

And before you start touring homes β€” let's get you pre-approved so you walk in with confidence and a plan. πŸ’ͺ

πŸ“ž Call or text 479.621.3500
🌐 www.jkhomeloans.com

Most buyers spend more time picking a restaurant than picking the person who negotiates the biggest...

06/10/2026

NEW LISTING! 16 Katsina Circle is a custom-built Cherokee Village home on the South Golf Course! This beautiful home features 5 bedrooms, 2 full bathrooms, spacious rooms and garage, and lots of natural light. Visit https://tinyurl.com/16KatsinaCircle or call/text Laura at 870-847-1651 or Dick at 870-847-1094 to schedule a showing!

06/08/2026

Address

75 US Highway 62/412, Suite D
Ash Flat, AR
72513

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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