JK Home Loans

JK Home Loans Owner and Branch Manager at JK Home Loans powered by Heritage Mortgage KC. in Leadership and Management from Harding University.
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Helping families and first-time buyers achieve their homeownership goals with a clear and personal lending process built on trust and experience. With more than 25 years of combined experience in business, finance, real estate, and lending, including the past decade in mortgage lending, John is licensed in Arkansas, Florida, Kansas, and Missouri. He is the owner of JK Home Loans, LLC, powered by H

eritage Mortgage KC, and serves as the Branch Manager. John brings experience from both the banking and mortgage-broker environments, giving him a strong understanding of products and guidelines. He is a graduate of the Barret School of Banking, a Certified Mortgage Advisor, and holds a B.S. His earlier leadership roles at Walmart and PetSmart corporate offices also shaped his client-focused approach. John makes the mortgage process clear, simple, and stress-free for first-time buyers, second-home buyers, and investors. His steady communication and broad market experience help clients move forward with confidence. John is active in giving back and supporting his communities. He also owns and operates a fifth-generation farm that raises Angus cattle and other livestock, reflecting his values and strong community roots. Unlocking homeownership dreams one key at a time.

05/31/2026

Buying a home is one of the biggest dreams for many people, but it often feels like a distant goal d...

05/27/2026

NEW VIDEO! In this latest video from Laura, she pulls back the curtain on why "hyper-local" real estate specialization is the ultimate safety net for you looking for a buyers or sellers agent in the Ozarks - plus diving deep into the insider secrets of Cherokee Village! Click through to watch the video: https://www.youtube.com/watch?v=wXApgnK5ygM

05/25/2026
05/19/2026

NEW LISTING! 12 Kiwanie cove is a super-cute A frame in Hardy, AR near Spring River, the South Fork and the lakes of Cherokee Village. And it's furnished! Visit https://tinyurl.com/12KiwanieCv or call/text Laura Clute at 870-847-1651 to schedule a showing!

Dropping early! A huge thank you to Kelly Harrison, Exective Broker at King-Rhodes & Associates, Rob Elliot,t owner of O...
05/16/2026

Dropping early!

A huge thank you to Kelly Harrison, Exective Broker at King-Rhodes & Associates, Rob Elliot,t owner of Ozarks Precision Home Inspections, LLC, and Jason Fuller, owner of Appraisal Solutions for joining me on the very first episode of Closing Table Conversations with JK Home Loans.

We had a great conversation about what buyers need to know in today’s market, including real estate trends, home inspections, appraisals, financing, and how buyers can better prepare.

Listen now on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, or wherever you listen to your podcasts.

https://open.spotify.com/show/033hJIUhK45OyBcCNb2sBc

Podcast · John Kunkel - JK Home Loans, LLC · Closing Table Conversations with JK Home Loans brings together mortgage and other industry professionals to discuss today’s housing market in a practical, easy-to-understand way. Each episode is designed to help homebuyers, homeowners, and Realtors ma...

Stay tuned…Spring River Innovation Hub
05/08/2026

Stay tuned…

Spring River Innovation Hub

The Community Challenge: Fill the Dump Truck Food Drive was a success, and it happened because of people who stepped up ...
12/13/2025

The Community Challenge: Fill the Dump Truck Food Drive was a success, and it happened because of people who stepped up and showed what a strong community really looks like.

Together, we raised just over three tons of food that will go back into our community through the Highland School System, Mission of Hope, and Agape Food Pantry. These donations will directly support local students, families, and neighbors who need it most.

This effort was made possible by an incredible group of volunteers, including the students who picked up food from drop off locations and did the hard work of loading and unloading the dump truck.

A huge thank you to Renee Clay-Circle and Nathan Circle for allowing us to use their dump truck. Renee, thank you for leading Team Clay-Circle to the win. This victory brings the trophy to Sharp County along with some well earned bragging rights.

Thank you to Kelly Mahaffey and Misti Carter for their support and leadership in guiding the student volunteers throughout the event.

A sincere thank you to the students and volunteers who helped make this possible so far:

Charslee Goodman
Sadie Meyer
Nate Huckabee
Owen Hyslip
Cole Boyer
Hunter Christy
Merissa Gurley
Gale Gerundiano
Ellie Davis
Karlee Fuller

This list will continue to grow, and every contribution matters. Whether you donated food, helped organize, spread the word, or showed up to lend a hand, you played a role in this success.

This is what community looks like. Thank you for helping fill the dump truck and support those who need it most.

Thank you to team Jeremy Langston in Fulton County for taking the lead on obtaining food donations to support the Agape Food Pantry.

Organized by JK Home Loans.

Save the date. The second annual Community Challenge: Fill the Dump Truck will be held November 27 through December 11, 2026.

Address

75 US Highway 62/412, Suite D
Ash Flat, AR
72513

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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