John Romano, Benefits Specialist

01/29/2026

Recent data shows that the estimated total savings needed to retire at 65 can differ by as much as $1.46 million depending on where you live. Here’s a look the minimum amount of savings needed to retire at 65 in each state.

The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.

01/27/2026

Millennials are shifting toward new paths in business ownership, exploring opportunities that offer independence and leadership. Learn more about this trend.

Buying an existing business and stepping into its leadership has become a popular way to get a foot in the door to ownership.

12/15/2025

While long-term care coverage costs are based on several factors, you should consider protecting yourself from a potential care need. Click below to read this article to learn about your options.
https://cbsn.ws/4aj3SXJ

12/12/2025

Did you know that 2026 will mark the 172nd consecutive year New York Life has paid a dividend to eligible participating whole life policyowners? Best of all, it will be the largest dividend payout ever declared by our company.

Reach out to me today, and let me tell you more about the power of dividends.

New York Life announces that the company will pay an estimated $2.78 billion in dividends to eligible participating policy owners in 2026 — the largest dividend payout in New York Life’s 180-year history and its 172nd consecutive annual dividend.

11/18/2025

Even business owners who recognize the need for a succession strategy often don’t know where to start. Here is a high-level roadmap to help set the wheels in motion.

A business succession plan starts with exploring your options and learning who might be interested in taking over.

11/06/2025

Older adults who aren't yet eligible for Medicare may face the largest increases in health insurance premiums if enhanced ACA subsidies disappear.

Older adults who aren't yet eligible for Medicare face the largest increases in health insurance premiums if enhanced ACA subsidies disappear.

10/14/2025

As the year winds down, it’s the perfect time to reflect on your financial goals, review your progress, and set a strong foundation for the year ahead. Whether it’s budgeting, retirement planning, or investment strategy—an end-of-year check-in can make all the difference.
Let’s make sure you’re on track.
Reach out to me and I can help.

10/02/2025

When you celebrate with family, love and good fortune are always close at hand. Wishing you and your loved ones a happy and prosperous .

09/12/2025

The emotional and financial toll of caring for a loved one sometimes means you will have to reevaluate your own long-term care plans. But it doesn’t have to be that way. There are strategies and resources to help you cope, lessen the load on others, and still make plans for your own care in the future. Learn more in this very informative article from AARP.
https://bit.ly/47GOMtY

09/10/2025

How do you retire ‘tax-free’? This state doesn’t tax retirement income, has a low median property tax bill, and even offers savings on gas. Are you ready for a move?

09/10/2025

This article can help you determine if an older adult needs more assistance and the next steps to take.

9 warning signs that could mean it’s time to act