04/29/2026
Hail has been a common home destroyer for years! Many roofs in DFW are now settled at actual cash value. This means the roof is depreciated based its age, and the consumer will have to come up with so much more money versus a person that has a full replacement cost policy! State Farm Paid a ‘Hail’ of a Lot of Claims in 2025
Providing its annual report of hail-related claims, State Farm said that it paid out $5.6 billion nationally for such claims in 2025, and $1.4 billion in Texas alone.
The giant insurer’s report on hail claims includes a list of the top 10 states based on payment dollars. Comparing the list to a similar list for 2024 reveals that State Farm’s payouts for Texas hail claims jumped more than 27% year-over-year, with the countrywide total growing about 12%.
Rounding out the top three states, State Farm paid 10% more claim dollars for hail-related damage in 2025 than 2024 for the state of Missouri, which now has the second-highest total, while paying 28% less for hail-related claims in Illinois. Illinois moved down to a third-place rank from a second-place spot on the 2024 list.
Hail-related claims were less concentrated in 2025, with the top 10 states accounting for about three-quarters of the nationwide total payouts ($4.2 billion of the $5.6 billion). In 2024, the top 10 states represented more than 80% of the total ($4.0 billion for the top 10, compared to $5 billion for the entire nation).
