Howard Bono - NMLS #293827

03/17/2026

5.0 star review received on Experience.com for Howard Bono by Sadie C - This is my 3rd home purchase with Howard, he finds a solution to everything and I would recommend him to everyone I know! His team is great to work with as well keeping us informed every step of the way!

Click to see all 210 reviews of Howard Bono, Mortgage Advisor | NMLS # 293827

02/25/2026

5.0 star review received on Experience.com for Howard Bono by Sandra E - Howard and his teammate Sally made this experience smooth and straight-forward. Having a significantly lower rate after a 3 week process was better than I'd hoped when we first talked. I definitely recommend Howard and Sally to anyone looking to better their mortgage payment.

Click to see all 209 reviews of Howard Bono, Mortgage Advisor | NMLS # 293827

02/25/2026

While many buyers today have strong credit, perfect credit isn't a requirement to buy a home. Some buyers are still qualifying with credit scores in the 600s, and there's no universal cutoff that applies to everyone. The most helpful next step is a real conversation about where you stand, what options exist, and whether improving your credit is even necessary right now.

02/24/2026

In today's market, sellers pay attention to more than just the numbers. They're looking for confidence, credibility, and a loan they can trust to close.

Security Plus Seller Guarantee® puts Evergreen's reputation behind the offer, backed by proven performance and a history of closing on time. It's the original seller guarantee, the most trusted, and the one with the most offers accepted because trust like this is earned over time.

When your word is backed by Evergreen, sellers listen.

02/17/2026

Valentine's Day is over, the chocolates are gone, and it might be time for a different kind of breakup. The kind where rent checks, rules, and renewals get left behind. Moving on can feel pretty good when it leads to a place that actually feels like yours. When you're ready to make it official and hard launch homeowner, I'm here to help you take that next step.

02/16/2026

Innovation Day is a chance to spotlight what drives everything we build. Being the most innovative mortgage company on the planet means constantly creating smarter products, better tools, and simpler paths through the lending process. From idea to ex*****on, innovation shows up in how we solve problems, remove friction, and make the experience easier for the people we serve. That commitment keeps pushing the industry forward, and it's something we bring to the table every single day.

02/14/2026

Love is in the details this time of year. Finding the right match, committing with confidence, and knowing when it's time to take the next step all matter. A solid home loan works the same way, good communication, clear expectations, and a plan you can trust long term.

If homeownership is the kind of commitment you're thinking about this Valentine's Day, I'm always here to help you fall in love with the numbers first.