VIP Independent Mortgage, Inc. - Dallas / Fort Worth

11/04/2022

05/25/2020

Happy Memorial Day! No matter where this weekend finds you, I hope you'll join me in taking the time to honor and remember our fallen.

05/07/2020

Superheroes in scrubs! We appreciate you.

04/22/2020

Let's work together to . We should live every day like it is .

04/12/2020

Start Each Day With A Positive Thought! Wishing you and your family a safe and happy Easter.

03/31/2020

Meet another one of amazing loan officers, Alan Feigenbaum. Knowledgeable, informed and provides exceptional customer service. If you have any questions or need anything mortgage-related reach out to Alan, you will be in good hands.

Click to see all 19 reviews of Alan Feigenbaum, Loan Officer | NMLS # 1539757

03/27/2020

Unprecedented rates, unprecedented demand.
The spread of COVID-19 and its expected impact on world economies have created stock market turmoil, unprecedented bond rallies, and the lowest mortgage rates on record.⠀
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You’ve seen the empty shelves that once displayed anti-bacterial soap and hand sanitizer, right? The rush on mortgage loans is just as dramatic for the home financing industry.⠀
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How can you help with your loan?⠀
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Be patient. The influx of demand is felt by service providers throughout the loan process, including appraisers, title agents, attorneys, loan processors, underwriters, county clerk’s offices, and more. It’s possible the system will become strained and the process will take a little longer than normal.⠀
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Be aware. The sudden rush of refinancing activity can carry unseen costs for lenders. They may pay penalties when a loan is refinanced earlier than expected or sustain a loss when rates shift suddenly after customers have locked.⠀
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As a result, lenders may act conservatively to protect your rate lock and the cost of possible extensions. We expect to pay more for insurance policies that cover higher risks. Similarly, longer locks may carry a cost or marginally higher rate than you see in the news.⠀
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How can you avoid delays?⠀
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You’ve heard the real estate cliché about location, location, location? When getting a loan approved, think “documentation” instead!⠀
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Provide everything requested. Pay attention to the details. Respond to inquiries as quickly as possible. Keep your credit clean. Avoid job changes during the process.⠀
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And if you have questions or experience problems in any of these areas, please talk to me first.⠀
Together, with good communication and documentation, we’ll get your loan through the process as quickly as possible!⠀
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03/24/2020

We cannot express enough how thankful we are for all of you. Thank you again for your dedication to helping others in these trying times. For everyone else we can help by staying home. Let’s all do our part.

03/19/2020

You’ve seen the empty shelves that once displayed anti-bacterial soap and hand sanitizer, right? The rush on mortgage loans is just as dramatic for the home financing industry. If you're one of the millions in the refinance process, please be patient and aware. We have entire teams doing our best to serve you! And remember, proper documentation for your refinance is like hand washing for the coronavirus—it's the best way to avoid delays. Please reach out if I can help!