Liton Mortgage

Liton Mortgage At HomeBound Loans, Inc. dba, HBLending, LLC, we treat each customer as an individual, not a number. We work with more than 100 investors.

We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr

ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

08/12/2026

🏑 Do You Really Need 20% Down to Buy a Home?

Many first-time buyers are surprised to learn that some loan programs may allow a lower down payment for qualified borrowers.

Your down payment options depend on your loan program and financial situation.

πŸ’¬ Want to learn what options may be available to you? Message me today.

πŸ“ž 972-998-8522

🏑 Thinking About Buying a Home?Do you think you need 20% down?Not necessarily! Some home-loan programs may allow qualifi...
08/12/2026

🏑 Thinking About Buying a Home?

Do you think you need 20% down?

Not necessarily! Some home-loan programs may allow qualified buyers to purchase a home with a much smaller down payment β€” sometimes as low as 3.5%.

The right option depends on your loan program and financial situation.

πŸ‘‰ Want to know what you may qualify for? Send me a message.

Liton | Real Estate & Mortgage
πŸ“ž 972-998-8522

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07/02/2026

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05/08/2025

Self-Employed: 12-month PTIN or Accountant-prepared P&L
βœ… Salaried: VOE of current income only
βœ… Lite Doc Only – No tax returns or W2s required
βœ… Subject property does not need positive cash flow
βœ… Loan amounts up to $1,000,000
βœ… Up to 75% LTV (Purchase & Rate/Term) | Up to 70% LTV (Cash-Out)
βœ… Minimum 680 FICO | Up to 50% DTI
βœ… 1-month bank statement covering at least 30 days
βœ… 100% gift funds allowed for down payment & closing costs
βœ… Cash-out proceeds may be used for reserves
βœ… Max 5 properties owned

05/08/2025

No bank statements, just the net income figure provided by your cpa tax preparer.
12 to 24 months accepted
Up to 85 LTV
Loans up to $6 million
Min 660 FICO

01/06/2025

Address

2500 NE Green Oaks Boulevard
Arlington, TX
76006

Telephone

+19729988522

Website

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