Ryan Larson at Guaranteed Rate NMLS ID: 1371688

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Ryan Larson at Guaranteed Rate NMLS ID: 1371688 SVP of Mortgage Lending at Rate NMLS ID: 1371688 Rate NMLS ID: 2611 nmlsconsum NMLS 26113940 N.

CORPORATE DESCRIPTOR • NY: Licensed Mortgage Banker - NYS Department of Financial Services Guaranteed Rate, Inc. Ravenswood Ave., Chicago, IL 60613 (866) 934 7283 • rate.com Equal Housing Lender For licensing information, go to www.rate.com/licensing www.nmlsconsumeraccess.org

Arizona Mortgage Banker License #0907078 - https://www.rate.com/texas-consumers-how-to-file-complaint - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

10/23/2026

Market Update

Finally, a good week for mortgage rates.

We’re seeing investors move out of tech and into safer assets like mortgage backed securities and the 10-year Treasury, pushing the Treasury below 5%, which is an encouraging sign for mortgage rates.

Right now we’re seeing:

* Conforming rates in the low 7s, with some options reaching the high 6s depending on the loan product.
* FHA and VA rates in the mid 6s.

Let’s hope this momentum continues. If you’ve been waiting for a better opportunity, now is a great time to revisit the numbers.

Have questions about what this means for your buying power? Reach out and let’s take a look.

10/16/2026

📉 Weekly Mortgage Rate Update

Despite inflation numbers coming in higher than expected this week, mortgage rates actually moved lower! 🎉

The 10-year Treasury yield settled around 5.1%, helping mortgage rates improve as well. It’s welcome news and a positive move we weren’t necessarily expecting.

Will the rally continue? We’ll be watching closely and keeping you updated!

Have questions about what today’s market means for your homebuying plans? Reach out anytime.

Have a wonderful weekend!

Complex borrower? Investment property? Self-employed income?We see the opportunity where others see obstacles.From bank ...
10/13/2026

Complex borrower? Investment property? Self-employed income?

We see the opportunity where others see obstacles.

From bank statement loans to asset-based qualification and DSCR investor loans, we look beyond traditional financing to find solutions that fit your client’s unique situation.

Because the right mortgage strategy can make all the difference in getting your buyers to the closing table.

Different situations. More solutions. One strategic lending partner.

Real estate agents, let’s find a way to make your next challenging deal work.

10/02/2026

Looking for a way to make the first few years of a mortgage payment more manageable?

A 2-1 buydown can use a seller credit to temporarily reduce your interest rate:

🏠 $500,000 loan at 7.25%
💰 $15,000 seller credit
📉 Year 1: 5.25% → save about $800/month
📉 Year 2: 6.25% → save about $400/month
📌 Year 3+: returns to the original 7.25% rate

That upfront savings can give buyers more breathing room while they plan for the long term, whether that means refinancing if the opportunity arises or exploring other ways to use available funds.

The right strategy depends on the loan and the buyer’s goals. Let’s run the numbers and see what makes sense for you.

September was a tough month for rates, with the 10-Year Treasury moving sharply higher. But challenging markets don’t el...
09/29/2026

September was a tough month for rates, with the 10-Year Treasury moving sharply higher. But challenging markets don’t eliminate opportunity — they create different opportunities.

🏡 Have a listing that isn’t moving? Let’s build a creative financing strategy to help get it sold.
🔑 Have buyers sitting on the sidelines waiting for lower rates? Let’s show them where today’s negotiating power, seller concessions and financing strategies can create an opportunity right now.

You don’t need a perfect market. You need the right strategy.

Let’s find the opportunity — and build a plan around it.

🎉 Save the date! Rate Palooza is coming! 🎉Join us Wednesday, October 21st from 7–10 PM at Union Stage in Washington, DC ...
09/29/2026

🎉 Save the date! Rate Palooza is coming! 🎉

Join us Wednesday, October 21st from 7–10 PM at Union Stage in Washington, DC for a night of live music, food, drinks, and entertainment!

📍 740 Water St SW, Washington, DC 20024
🎟️ Contact me for tickets!

Bring your people and come ready for a great night!

09/18/2026

The Fed just raised rates by a quarter of a percent. 📈

So what does that mean for mortgage rates?

We’re breaking down the immediate impact, what the Fed’s outlook could mean for the housing market, and what to watch for at the upcoming October and December meetings.

The Fed makes the headlines, but mortgage rates are influenced by much more than the Fed’s rate alone. 🏡

🚨 The Fed just raised rates. So what does that mean for mortgages?The Federal Reserve increased its benchmark rate by 0....
09/16/2026

🚨 The Fed just raised rates. So what does that mean for mortgages?
The Federal Reserve increased its benchmark rate by 0.25% today, bringing the target range to 3.75%–4.00%.
But here’s the important part: mortgage rates do not move one-for-one with the Fed. Mortgage rates are driven more by the bond market, inflation, economic data and investor expectations.
So while today’s hike matters, what happens next in the bond market could be even more important for mortgage rates.
🏠 If you’re buying, refinancing or trying to figure out whether you should make a move in today’s market, let’s talk through your options.

Address

Arlington, VA
22209

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17038729029

Website

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