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Randi Sullivan - Cornerstone Home Lending

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Houston, TX
Randi Sullivan - Cornerstone Home Lending

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Randi Sullivan NMLS ID #496169
Company NMLS ID #2258
Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB. Member FDIC.

www.nmlsconsumeraccess.org

10/25/2026

I’m going to have Chad set me up with once I start wrapping. Will advise outcome.

10/11/2026

The calculator is just the starting point-not the finish line. I've sat down with hundreds of families who qualified for X but realized they could only *comfortably* afford Y. That gap? That's where your real financial health lives.

These three scenarios aren't hypothetical. They're conversations I have every week. And the good news: once you see it clearly, the right number becomes obvious.

Your situation is unique-your budget should be too. Let's talk about what actually works for your life, not just what the bank will lend.

👉 Prequalify with me and let's find your real number.

10/05/2026

What’s holding you back? Often it’s fear of failing, too much overthinking, and waiting for perfect timing. Sometimes it’s old habits or people who keep you small. The key is spotting your pattern, taking one small step today, and learning as you go—because momentum beats hesitation.

10/05/2026

PMI gets a bad reputation, but here's the truth: it's not the enemy-it's a tool you can control. The slides break down exactly what it costs, when you can cancel it, and how to structure your loan to skip it entirely. I've walked hundreds of first-time buyers through this math, and the ones who understand PMI upfront? They make smarter decisions about their down payment, their timeline, and their long-term wealth. That's the difference between feeling trapped and feeling in control. If you're ready to run your numbers and explore loan programs designed to minimize or eliminate PMI from day one, let's talk.

10/03/2026

🍲 Let’s talk about one of my favorite ways to save money AND avoid wasting food.

My mom taught me this one, and I’ve been doing it for years.

I keep a Tupperware bowl with a lid in my freezer.

When I have a little bit of leftover vegetables, rice, pasta, beans, meat—basically anything that’s perfectly good but not enough for another meal—I put it in the bowl.

Don’t have enough broccoli for another serving?

Into the bowl.

A little leftover rice?

Into the bowl.

Two pieces of chicken?

You guessed it. 😂

When the bowl is full, I make Dump Soup.

I get some good bone broth, dump everything from the container into the crockpot, turn it on low and let it do its thing.

And somehow all those little bits and pieces that weren’t enough to make another meal turn into a completely new meal.

My mom called it Dump Soup, so that’s what I’ve always called it.

And honestly?

I LOVE it.

The best part is that I’m not buying a bunch of ingredients for a soup recipe. I’m using food I already paid for.

That’s the bigger point behind this whole 3-part series.

Saving money isn’t always about making huge sacrifices.

Sometimes it’s:

🥕 Eating the food you bought
🍱 Taking lunch instead of buying it
🍔 Planning takeout instead of ordering it because you’re tired
🍲 Turning leftovers into another meal
💰 And putting the money you didn’t spend toward something that matters to you

If you’re trying to save for a home, build an emergency fund, pay down debt—or just be smarter with your money—look at the little leaks first.

Because little leaks can empty a pretty big bucket.

And if you’re curious about what it actually takes financially to prepare for buying a home, that’s where I’m happy to help. Sometimes the first step isn’t finding a house.

It’s figuring out how to get your finances ready for one. 🏡

What’s your favorite soup or meal you make with leftovers?

10/02/2026

Saving up for a down payment? You might need less than you think. 🙌🏼

With the HomeRun® Mortgage, you could buy for as little as 3% down. Plus, there’s no mortgage insurance!

👀 Want to see if you qualify? DM us today.

Available in select areas. Eligibility is subject to additional requirements and underwriting conditions, including income, location, and property restrictions. Not a commitment to lend. Borrower must meet qualification criteria.

10/02/2026

Got Ideas but not sure how to fund them?

10/02/2026

Buying a home might take less upfront than you think. ✨

FHA and USDA loans already make homebuying more accessible, with lower down payment requirements and flexible credit guidelines. Paired with our down payment assistance, you could need even less money out of pocket to get started.

🔑 Up to 5% of the purchase price in assistance

💰 Use the funds toward your down payment, closing costs, or a lower rate

🏡 No first-time buyer requirement

Wondering which loan fits your homebuying plans? That's what we're here for. Message us and we'll walk you through it.

10/02/2026

You've worked hard to build a successful career. Your mortgage should work just as hard as you do.

Our Professionals Plus Program combines flexible financing with integrated banking solutions, giving professionals in eligible states a smarter way to buy a home.*

✔️ Up to 100% financing available (maximum $1M loan amount)

✔️ Deferred student loans (12+ months) won’t count against you

✔️ No private mortgage insurance (PMI)

✔️ For doctors, registered nurses, nurse practitioners, attorneys, and CPAs in eligible states who open a checking account with Cornerstone Capital Bank

📩 Message us to learn more about Professionals Plus!

Additional requirements and restrictions apply; see loan officer for details. Not a commitment to lend. Borrower must meet qualification criteria. *The program is available statewide in Arizona, California, Florida, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Texas, and Washington. Updated 7/23/2026.

09/30/2026

🏡 One of the sneakiest ways we spend money?

The “I’m too tired to cook” tax.

You know the drill…

You had a long day. Nobody planned dinner. Someone asks, “What are we eating?”

Suddenly you’re opening DoorDash, Uber Eats or your favorite restaurant app. 😂

And it’s not just the price of the food. There may be delivery fees, service fees, tips—and suddenly the $15 meal you thought you were ordering isn’t $15 anymore.

The same thing happens with lunch.

You didn’t pack anything, you’re busy, and $12–$18 for lunch doesn’t seem like a big deal.

But repeat that a few times a week and it adds up FAST.

According to the U.S. Bureau of Labor Statistics, the average U.S. consumer unit spent $3,945 on food away from home in 2024—about $329 a month or $76 a week. That category includes restaurants, takeout and delivery. (Bureau of Labor Statistics)

I’m not saying never eat out. I LOVE a good meal out.

I’m saying plan for it instead of letting exhaustion make the decision for you.

Pack lunch.

Keep a couple of easy meals in the freezer.

Plan one or two nights for takeout instead of ordering because you didn’t have a plan.

And if you redirected even $50 a week toward a savings goal?

That’s $2,600 a year.

That’s real money.

Especially when your goal is a down payment, closing costs, emergency savings or simply getting your finances in a better place.

Small changes. Consistently made. That’s where the magic happens.

Next up: what I call “Dump Soup.” 😂 And yes, it sounds exactly like what it is.

Address

2221 East Lamar Boulevard Suite 120
Houston, TX
76006

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm
Saturday	8am - 5pm
Sunday	12pm - 5pm

Telephone

+16824282914

Website

https://www.houseloan.com/RandiSullivan/, https://x.com/RandiMortgage, https://www.linkedin.com/in/randina-sullivan-3096

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