METRO Federal Credit Union

METRO Federal Credit Union METRO is a non-profit cooperative Credit Union serving the local community. Why We're Different:

We're Here For You! We Answer Our Own Phones. It's true!

Who We Are:

METRO was organized in 1973 by a committed group of resourceful people who wanted financial services at lower costs than those available at banks or savings institutions. When you join as a member, you have access to all METRO has to offer, including free and discounted financial services. All accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an a

gency of the Federal Government. METRO operates under the supervision of the NCUA and is audited each year by our Supervisory Committee and an approved CPA. As a member of METRO, you're not just another account number. You are an individual with unique financial needs, and we will keep your best interest in mind. That's one of the benefits of being a smaller financial institution: our staff will get to know you and help you achieve your goals utilizing our many products and services. Whenever you call or email our office, a friendly METRO Account Representative will assist you with your account and questions. We will never route you to a call center, or worse, to a different country. Not-For-Profit & Member Owned. METRO is a member owned non-profit cooperative. This means that we don't have to answer to private stockholders (like banks do). When METRO makes a profit, it's returned to you in the form of lower fees and better services! By joining METRO, you are automatically an owner and your account earns dividends monthly. Get More. Remember that part about free AND discounted services? That's right! As a member, enjoy FREE coin counting, teller & phone transactions, auto valuations, notary services and MUCH MORE! Check out our discounts on New Auto Purchases, Great America tickets and rental services too. How We're Governed. METRO's Board of Directors represents the membership base because they are elected from and by METRO members. The Board will always have the members' best interest because they are members too. The Board of Directors is responsible for determining policy, services, loan rates, and dividend rates. You, as a METRO member, can also be involved! If you would like to serve on the Board, please contact us for details!

A quick money reset = less stress, more control. Do it a few times a year and keep your goals on track 💡
03/19/2026

A quick money reset = less stress, more control. Do it a few times a year and keep your goals on track 💡

Think of your finances like a check-up: not intimidating, just necessary. A 30-minute reset helps you identify "financial cavities" — the habits that quietly undermine your goals.
Start with clarity: what came in, what went out, and what surprised you?
Then declutter: subscriptions, unused services, and impulse buys.
Then strengthen: savings automation, spending awareness, and debt strategy.
This isn't about restriction. It's about aligning your money with your values. With your credit union by your side, 2026 can be your most intentional financial year yet. https://ow.ly/B5BA50Yt9Ap.
Filene Research Institute HerMoney

Strategies to "Reboot" your emergency fund without cutting all the fun!
03/13/2026

Strategies to "Reboot" your emergency fund without cutting all the fun!

Life is unpredictable — but your financial stress doesn't have to be. If 2025 felt like one ""surprise expense"" too many, now is the perfect moment to rebuild your emergency fund with strategies that don't rely on deprivation.
A few smart shifts go a long way:
• Switch to a high-yield savings account that actually rewards your discipline
• Turn expected money (tax refunds, bonuses) into long-term peace of mind
• Use a small side gig to rebuild your cushion faster
• Cut wasteful spending, not meaningful joy
• Revisit bills, subscriptions, and debt to lighten your monthly load
Your safety net should support your life — not restrict it. Let your credit union help you build the fund that allows you to breathe easier in 2026 and beyond. https://ow.ly/vJNZ50YpWR1.
Filene Research Institute HerMoney

03/04/2026
Love is in the air 💕 … but so are romance scams.If your “Valentine” is asking for gift cards or wire transfers, that’s n...
02/13/2026

Love is in the air 💕 … but so are romance scams.

If your “Valentine” is asking for gift cards or wire transfers, that’s not love — that’s a red flag 🚩

Protect your heart and your wallet this Valentine’s Day. Check out our latest article to spot the signs!

Online dating has opened doors to real connection — but it’s also opened opportunities for sophisticated scammers. Romance scams are rising, fueled by AI and social media, and they don’t just target the vulnerable — they target anyone hoping to find their special someone.
Here's a look at the most common red flags, how scammers operate, and what to do if something feels off. Because protecting your financial future is just as important as protecting your heart. https://ow.ly/rmzf50Yacm0.
Filene Research Institute HerMoney

🚗✨ Ready for a smoother car-buying journey?Say goodbye to the stress and discover hassle-free car buying with METRO’s Ca...
12/01/2025

🚗✨ Ready for a smoother car-buying journey?

Say goodbye to the stress and discover hassle-free car buying with METRO’s Car Buying Service! Whether you're browsing for your first car or your dream upgrade, we're here to make the process simple, transparent, and convenient.

Your perfect car is just a click away → www.mcu.org/car-buying-service/

🍁 Happy Thanksgiving! 🦃 Our office is closed today.Wishing everyone a day filled with gratitude, good food, and time spe...
11/27/2025

🍁 Happy Thanksgiving! 🦃 Our office is closed today.
Wishing everyone a day filled with gratitude, good food, and time spent with the people who matter most. May your hearts and homes be full today. 🧡

More savings. Less stress.Our Signature Loan Special starts at 6.99% APR—apply today at mcu.org!
11/24/2025

More savings. Less stress.
Our Signature Loan Special starts at 6.99% APR—apply today at mcu.org!

🐇✨ Happy National Rabbit Day! ✨🐇Today we’re celebrating with some very special visitors — meet Layla and Remi! These two...
09/27/2025

🐇✨ Happy National Rabbit Day! ✨🐇

Today we’re celebrating with some very special visitors — meet Layla and Remi! These two fluffy friends hopped in with their human when signing loan paperwork, and they stole everyone’s hearts 💕 Even our loan officer Alfonzo couldn’t resist!

At METRO, we love being part of moments big and small — from financing dreams to welcoming adorable pets that brighten our day.

Drop a 🐰 in the comments if you love seeing these cuties (and Alfonzo’s happy face) as much as we did!

We hope everyone has a fun and safe 4th of July!  Come see us at the Arlington Heights Frontier Days Parade today and th...
07/04/2025

We hope everyone has a fun and safe 4th of July! Come see us at the Arlington Heights Frontier Days Parade today and the fest this weekend!

Come see us at the Arlington Heights Frontier Days Parade tomorrow! Wishing all of our members a safe and happy 4th of J...
07/03/2025

Come see us at the Arlington Heights Frontier Days Parade tomorrow! Wishing all of our members a safe and happy 4th of July! 🎆

06/19/2025

Address

2440 E Rand Road
Arlington Heights, IL
60004

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 9am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 1pm

Telephone

+18476700456

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