METRO Federal Credit Union

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METRO Federal Credit Union METRO is a non-profit cooperative Credit Union serving the local community. Why We're Different:

We're Here For You! We Answer Our Own Phones. It's true!

Who We Are:

METRO was organized in 1973 by a committed group of resourceful people who wanted financial services at lower costs than those available at banks or savings institutions. When you join as a member, you have access to all METRO has to offer, including free and discounted financial services. All accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. METRO operates under the supervision of the NCUA and is audited each year by our Supervisory Committee and an approved CPA. As a member of METRO, you're not just another account number. You are an individual with unique financial needs, and we will keep your best interest in mind. That's one of the benefits of being a smaller financial institution: our staff will get to know you and help you achieve your goals utilizing our many products and services. Whenever you call or email our office, a friendly METRO Account Representative will assist you with your account and questions. We will never route you to a call center, or worse, to a different country. Not-For-Profit & Member Owned. METRO is a member owned non-profit cooperative. This means that we don't have to answer to private stockholders (like banks do). When METRO makes a profit, it's returned to you in the form of lower fees and better services! By joining METRO, you are automatically an owner and your account earns dividends monthly. Get More. Remember that part about free AND discounted services? That's right! As a member, enjoy FREE coin counting, teller & phone transactions, auto valuations, notary services and MUCH MORE! Check out our discounts on New Auto Purchases, Great America tickets and rental services too. How We're Governed. METRO's Board of Directors represents the membership base because they are elected from and by METRO members. The Board will always have the members' best interest because they are members too. The Board of Directors is responsible for determining policy, services, loan rates, and dividend rates. You, as a METRO member, can also be involved! If you would like to serve on the Board, please contact us for details!

💰 Small savings add up! At METRO, we make saving easy with automatic payroll deductions, secondary savings accounts, and...
10/16/2026

💰 Small savings add up! At METRO, we make saving easy with automatic payroll deductions, secondary savings accounts, and even Payroll CDs!

Start small, save consistently, & build your emergency fund one paycheck at a time💙
🌐 www.mcu.org

Filene Research Institute HerMoney

One of the most recent scams out there.  Check before you scan 👀
10/14/2026

One of the most recent scams out there. Check before you scan 👀

QR codes are everywhere, but not all of them are legitimate.

Before scanning, make sure the code hasn't been covered with a sticker or placed somewhere suspicious. If the destination doesn't look right, don't continue. Scan smart. Stay safe.

Happiest of birthdays to our newest of the crew, Anthony!  🎂🎈🎉
10/03/2026

Happiest of birthdays to our newest of the crew, Anthony! 🎂🎈🎉

Your child may be college-ready — but are they financially savvy enough to navigate this next chapter successfully?Sendi...
10/02/2026

Your child may be college-ready — but are they financially savvy enough to navigate this next chapter successfully?
Sending your kid off to college means more than just buying a shower caddy and helping them register for classes… It's also their first opportunity to manage money independently.
So, before move-in day, make sure they know how to:
• Build a realistic monthly budget
• Understand the difference between needs and wants
• Use a debit card responsibly
• Avoid credit card debt
• Borrow only what's necessary for school
Because the best graduation gift isn't helping pay tuition — it's giving your child the confidence to make smart financial decisions on their own!
Filene Research Institute HerMoney

If you've got kids and you're planning for your financial future, chances are you've asked yourself the question: "Shoul...
09/30/2026

If you've got kids and you're planning for your financial future, chances are you've asked yourself the question: "Should I save for my child's college… or my own retirement?"
While both goals matter, retirement needs to come first. Why?
• You can borrow for college.
• You CANNOT borrow for retirement.
• Employer retirement matches are essentially free money. (Never leave that on the table!)
• Retirement savings aren't counted when determining your child's federal financial aid eligibility.
With that said, college savings shouldn't be put on hold indefinitely. Even modest monthly contributions to a 529 plan can grow significantly over time thanks to compound interest.
Check out our guide to some of the best strategies for balancing both: https://ow.ly/uwbb50ZNZsP.
Filene Research Institute HerMoney

Parents: We know you want to give your children every opportunity… But one thing you should NEVER do is put their colleg...
09/28/2026

Parents: We know you want to give your children every opportunity… But one thing you should NEVER do is put their college savings ahead of your own retirement.
The problem is: These are two very big, very expensive goals. So, which do you prioritize??
Instead of thinking in terms of "either/or," think in terms of balance. So you can:
• Contribute enough to earn your full employer retirement match.
• Automate retirement and college savings.
• Increase retirement contributions by 1% each year.
• Remember that you don't necessarily have to save 100% of college costs before freshman year.
• Invite grandparents and family members to contribute to a 529 plan instead of buying more toys or gadgets.
Filene Research Institute HerMoney

09/24/2026

College is one of the biggest investments you'll ever make, and like any other big investment, it deserves careful planning.

It's easy to get caught up on how to get acepted into the "right" school… But just as important is asking: How will we pay for it?

There are federal loans, private loans, scholarships, grants, community college, and work-study program, and each of those come with advantages and drawbacks.

Our guide will walk you through:
• The different types of student loans and who they're right for
• Why federal loans are the first place to start
• How to compare your borrowing options
• Best ways to reduce the amount you need to borrow

The decisions you make before your freshman year can shape your financial future for decades — let's make sure they're good ones! https://ow.ly/lvQt50ZL3zX.
Filene Research Institute HerMoney

09/16/2026
Being a credit union member means your money works for you—through better rates, lower fees, and personalized service. T...
08/01/2026

Being a credit union member means your money works for you—through better rates, lower fees, and personalized service. Thanks for celebrating Day with us! 💙

P.S. In honor of Day, share your credit union story this weekend using and . We'll randomly select one participant to receive a Starbucks gift card on us! ☕💙

Address

2440 E Rand Road
Arlington Heights, IL
60004

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 9am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 1pm

Telephone

+18476700456

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