Steve Ritchie & Associates, Inc.

09/15/2022

Inflation is out of control!
It's killing your bottom line and crippling your ability to add more profit or surplus!
There is one area where you can attack inflation and reverse the some of the those losses and that's in the area of expenditures for group benefits for your firm.
This process can begin within 60-90 days!
Imagine saving 20-30% or more per year and with better plan designs!
What's your biggest pet peeve in this whole process?
Cost!
Crap coverage!
Crap service!
All 3!
The Time For Change Is NOW!
We can help you!

Join GroupInsurance.Club and start saving 10-20% on your annual group health insurance premium and get better plan designs too.

08/16/2022

Group Benefits Alternatives!
20-40% per year premium savings with better plan designs!
It's never too early to start!
It's time to take back control of your bottom line!
Anywhere in the US!
Group Health Plan Qualification Survey

06/29/2022

Just some food for thought!
A sample message sent to a connection(240 employees Salon business locations in Ohio) on LinkedIn.

I can do the same for your business!

Just give me a moment of your time to share with you updated info on how we can increase your bottom line profit. Let’s face it, inflation is killing the budget of most businesses right now. We can help!

We have multiple potential solutions that can be tailored to your unique situation. What types of solutions you ask? Let me briefly share examples how we HAVE helped other companies increase their profitability.

We build cost containment strategies that lower the annual cost per employee for employer provided health plans, while also improving benefits. Below are just a few instances of what we have been able to do for others…we CAN do this for you too!

We saved $314,000 for a car dealership client with 93 employees on their plan by implementing our unique claims management strategies. The employees received free outpatient surgery, imaging, prescriptions, and telemedicine all wrapped with their PPO plan.

A national furniture manufacturer with 152 employees was facing a large increase for their medical renewal. We were able to reduce their annual spend by $366,391 and lower their annual cost per employee to $7,915, well below the national average. The employees enjoyed a lower deductible and out of pocket maximum, as well as a $0 copay for their prescriptions.

We have helped a pipe manufacturer with 88 employees save $134,854 by increasing predictability of cost, improving patient outcomes, lowering risk of high claimants, and aligning vendor and carrier interests with the company.

A distribution franchisor with over 200 franchises in all 50 states was able to find $208,250 in first year savings with the same benefits. Because of the high savings, the client was able to offer a $0 out of pocket plan at no additional cost to the employer or employee.

We also have programs that are exceptional for any type of business entity, like stand-alone firms, associations, payroll companies, PEOs, staffing companies, etc. with at least 500 or more lives!

We are able, and eager, to teach you how your business can benefit greatly from our programs.

Book a brief chat with me to get a better understanding of your options.

Online appointment scheduling

06/27/2022

Wanted- Rainmaker!
Insurance consulting form
Group Benefits programs- 50+ covered lives/group
Up to $250k+/year revenue share!
Results oriented relationship!
Must be committed to having skin in the game and looking to having a vested interest and income!
Serious inquiries only!

https://go.oncehub.com/connectwithSteveUp to Up

Pick a date and time that works for you - it's fast and easy.

05/19/2022

ERTC program!
Employee Retention Tax Credit program
Free money, but there's a time limit as to how long those funds are going to be available to eligible firms with 5-500 FT employees and an unlimited amount of PTs!
As was true with the PPP program and now any loans that might have been available through the SBA, those programs as will the ERTC program, the funding by the Feds will run out and the program will be closed!
Procrastination in submitting your application will put your firm in harms way as to not receiving any funds from the ERTC program!
Click on the following link to start the process NOW!
The program within this link can provide these eligible funds to firms in 45 days or less for firms that can qualify!
Inflation is absolutely killing a firm's bottom line! And, it's only going to get worse!
Get what's yours or lose out on the opportunity to help your firm!
The Time Is NOW for you to help your firm!

ertcexperts.org

04/24/2022

ERTC program
File your claim NOW!!!!!!!!!!!!!!
Rebates to your firm within 45 days!!!!
No waiting up to to one year!
I wanted to point out that the biggest difference with our program vs others in the US, is our Rapid Rebate option.
This is significantly different from like programs in that instead of you possibly waiting up to a year for your rebate, with our Rapid Rebate option, you can receive your funds within 30-45 days!
Huge get for entities that have experienced economic hardship and need the funds NOW!

Focused solely on maximizing your refundable claims for the Employee Retention Tax Credits with a simple process that requires less than 5 Minutes of your time.

04/23/2022

RTC program
Rebates to your firm within 45 days!!!!
No waiting up to to one year!
I wanted to point out that the biggest difference with our program vs others in the US, is our Rapid Rebate option.
This is significantly different from like programs in that instead of you possibly waiting up to a year for your rebate, with our Rapid Rebate option, you can receive your funds within 30-45 days!
Huge get for entities that have experienced economic hardship and need the funds NOW!

Focused solely on maximizing your refundable claims for the Employee Retention Tax Credits with a simple process that requires less than 5 Minutes of your time.

04/20/2022

Business owners throughout the US!
Take note!
Don't delay in trying to qualify for this program!
Inflation is killing your business!
This program may provide much needed economic relief!
I wanted to point out that the biggest difference with our program vs others in the US, is our Rapid Rebate option.
This is significantly different from like programs in that instead of your clients possibly waiting up to a year for their rebates, with our Rapid Rebate option, your clients could receive their funds within 30-45 days!
Huge get for entities that have experienced economic hardship and need the funds NOW!

Act NOW to start the process to qualifying for our ERTC program!

Focused solely on maximizing your refundable claims for the Employee Retention Tax Credits with a simple process that requires less than 5 Minutes of your time.

04/19/2022

Business owners throughout the US!
Take note!
Don't delay in trying to qualify for this program!
Inflation is killing your business!
This program may provide much needed economic relief!
Check out our Rapid Rebate option!
Rebates to your firm within 30-45 days vs having to wait up to to a year or so!
Act NOW to start the process to qualifying for our ERTC program!

Focused solely on maximizing your refundable claims for the Employee Retention Tax Credits with a simple process that requires less than 5 Minutes of your time.

04/12/2022

Business owners throughout the US!
Take note!
Don't delay in trying to qualify for this program!
Inflation is killing your business!
This program may provide much needed economic relief!

04/09/2022

Business Owners, CEOs, COOs, CFOs
Inflation is absolutely killing your firm!
Anywhere in the US!
5-500 FT and an unlimited amount of PTs employees
You Can Thank Me Later -
You might be aware of the Government's PPP Program where qualifying businesses received Funds to help them retain their employees as a part of the CARES Act.
The program has been expanded and now the more generous ERTC Fund program has been revised so more businesses qualify and can receive potentially up to $26,000 PER W-2 EMPLOYEE.
The time to apply is NOW!
We work with an accounting firm that specializes in assisting businesses with the application process to ensure that they get all the money they qualify for. For example, did you know that if you provided health care benefits to your employee and their family, that the funds paid out for those benefits also count as wages in the calculations. That is why our expert accounting team is getting some sizable checks for the businesses that they work with.
To find out how much your business potentially qualifies for, just go to this website, and take 1 minute to fill out the simple initial inquiry form to see what your business qualifies to receive.
ertcexperts.org • 1 min read

11/05/2021

HR Administrators/Directors, CEOs, COOs, CFOs
The Time For Change Is NOW!
Time to take back control of your bottom line!
We can help you create "live dollars from dead dollars"!

https://groupinsurance.club