Kim Gelbke - Sr. Loan Officer

Kim Gelbke - Sr. Loan Officer Kim Gelbke
Sr. Loan Officer
NMLS ID #1066836 Home loan financing is a big deal and it has to be treated with informed decision making.

My mission is to build and create strength in long term client relationships through trust, honesty, integrity and commitment. It is my goal to keep my clients updated on loan programs with their interest in mind and to guide them through the mortgage process. My vision is to be mortgage business experts in the eyes of our clients and referral partners and with 13 years in the mortgage business, I

can be certain we are doing just that. I am dedicated to maintaining continuous contact, answering any and all questions that may arise and ensuring our clients feel comfortable and confident throughout the home financing process. I am always available to answer any questions through the duration of the loan process and long after as well. I value every single one of my clients and I hope at the end of every transaction that you will be a client for life.

🏡 In competitive markets, preparation matters.Being ready before you shop can make a huge difference.--
06/07/2026

🏡 In competitive markets, preparation matters.

Being ready before you shop can make a huge difference.
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06/06/2026

📲 "So... how's the market looking?"

I hear this question multiple times every single week, and my answer might surprise you compared to what you're reading online.

The internet loves drama, but the actual data tells a much more encouraging story. We are looking at a stabilizing economy where inflation is cooling down, employment remains dependable, and home buyers are finding fantastic opportunities to step into homeownership—even with higher interest rates.

Is it a flawless market? No, but a perfectly predictable market doesn't exist. Instead, what we have right now is a transition into a healthier, more balanced landscape with more inventory and options for you to explore.

The best time to buy isn't dictated by media headlines; it's dictated by your goals, your family's needs, and your budget.

Ready to cut through the noise and see what your options look like today? Let's chat! Send me a DM or leave a comment below to get started. 🏡✨
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🏡 Sometimes waiting feels safer — but timing the market perfectly is nearly impossible.The better question: What makes s...
05/31/2026

🏡 Sometimes waiting feels safer — but timing the market perfectly is nearly impossible.

The better question: What makes sense for YOUR goals right now?

Let’s talk strategy.
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đź’› Helping clients feel informed, supported, and confident throughout the process is always the goal.Grateful for kind wo...
05/31/2026

đź’› Helping clients feel informed, supported, and confident throughout the process is always the goal.

Grateful for kind words like this and for the trust my clients place in me every step of the way.

Whether you're ready now or planning for later, having the right guidance can make all the difference.
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🏡 Every big milestone starts with a plan.Excited to help guide another $450K home purchase toward the next chapter ✨Buyi...
05/29/2026

🏡 Every big milestone starts with a plan.

Excited to help guide another $450K home purchase toward the next chapter ✨

Buying a home is more than a transaction — it’s the beginning of new memories, new goals, and new opportunities.

Thinking about making a move this year? Let’s build a strategy that works for you.

📩 Let’s connect.
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🏡 Big milestones start with the first step.Excited to help guide another $440K home purchase toward the finish line ✨Eve...
05/23/2026

🏡 Big milestones start with the first step.

Excited to help guide another $440K home purchase toward the finish line ✨

Every home journey looks different, but having the right plan and support can make all the difference.

Thinking about buying this year? Let’s talk strategy.

đź“© Ready when you are.
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🏡 Buying a home right now may be more possible than you think.For a limited time, eligible buyers may qualify for a FREE...
05/23/2026

🏡 Buying a home right now may be more possible than you think.

For a limited time, eligible buyers may qualify for a FREE temporary rate buydown — meaning a lower rate during the first year and lower upfront monthly payments ✨

In today’s market, smart strategies matter — and this could be one worth exploring.

Curious if it fits your goals?
📩 Send me a message and let’s talk through your options.
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✨ Big goals start with small steps.Your dream home journey may be closer than you think.--
05/18/2026

✨ Big goals start with small steps.

Your dream home journey may be closer than you think.
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10 years ago I got the incredible gift of becoming part of Greyson’s life. Today I got to watch my amazing stepson gradu...
05/17/2026

10 years ago I got the incredible gift of becoming part of Greyson’s life. Today I got to watch my amazing stepson graduate from San Diego State University with a degree in Civil Engineering as Summa Cum Laude. ❤️🎓

Watching the person he has become has been such an honor. His hard work, dedication, and determination continue to amaze me and I could not be more proud of him.

Greyson, you’ve earned every bit of this moment. The future is so bright for you and I can’t wait to see all the amazing things you accomplish. I love you so much and beyond proud you. 🖤❤️

Address

Arden-Arcade, CA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 9am - 5pm

Website

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