08/26/2026
👏 Getting started with an HSA is easier than you think:
✔ Confirm you’re eligible
✔ Open your account
✔ Start contributing what you can
With an HSA from F&M Bank, you’ll also get:
• No minimum opening deposit or balance
• Funds that roll over year after year
• A lifetime account with no spending deadlines
• Free debit Mastercard® with fraud text alerts
• $3 monthly fee waived with eStatements or a $5,000 balance
⭐ Important to know:
You’re responsible for using HSA funds on qualified medical expenses. Non-qualified purchases may result in taxes and penalties.
https://www.fm.bank/personal/bank/checking/health-savings-account