Melanie Brown - Premier Lending Team

Melanie Brown - Premier Lending Team Loan Officer | NMLS #325159
Servicing 📍FL, GA, KY, SC, TN
Lower Mortgage | #1124061
Equal Housing Opportunity Not an offer of credit or a commitment to lend.
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Branch Manager| NMLS #325159

Lower, LLC DBA Lower Mortgage | NMLS # 1124061

4 W. Oak Street Suite H

Arcadia, Fl 34266

Branch NMLS #2586696

GRMA # 208808 & TN License # 208808

Licensed in FL, GA GRMA #325159, KY, SC, TN #325159

All loans are subject to underwriting or investor approval. By clicking a link, you will be redirected to our company homepage, where you can access the following reso

urces via the footer: License details, NMLS information, Privacy Policy, California Privacy Policy, Terms of Use, Lender Fees, Disclaimers, SMS Terms and Conditions, SMS Privacy Policy, notices for Massachusetts Borrowers, and the Texas Consumer Complaint notice. nmlsconsumeraccess.org

Still checking on that same listing? 🏡You’ve checked the photos, the location, and the price. Now let’s talk about what ...
09/08/2026

Still checking on that same listing? 🏡

You’ve checked the photos, the location, and the price. Now let’s talk about what buying that home could look like for you.

We’ll work through your budget, an estimated monthly payment, upfront costs, and the steps toward preapproval. You can ask questions while you’re still deciding.

📲 Send me the listing that caught your eye. Let’s put some numbers to it.

All loans subject to credit approval, income verification, and program guidelines.

Today we celebrate the people who keep our communities moving forward… the builders, teachers, healthcare workers, first...
09/07/2026

Today we celebrate the people who keep our communities moving forward… the builders, teachers, healthcare workers, first responders, business owners, tradesmen, and everyone who puts in the work day after day. 💪

From all of us at the Premier Lending Team, Happy Labor Day! 🇺🇸

Our office is closed today. We’ll be back tomorrow and ready to help with all your home financing needs. 💙

In observance of Labor Day, our office will be closed Monday, September 7. 🇺🇸We hope everyone gets a chance to enjoy the...
09/05/2026

In observance of Labor Day, our office will be closed Monday, September 7. 🇺🇸

We hope everyone gets a chance to enjoy the long weekend and celebrate the hard work that keeps our communities moving forward. 💪

We’ll be back Tuesday, ready to help with your home financing needs. 🏡

Listing to Lending 🏘️📍 1102 N Arcadia Ave, Arcadia, FL 34266Listing Agent: Sarah Woppman w/ Town & Country PropertiesInt...
09/03/2026

Listing to Lending 🏘️

📍 1102 N Arcadia Ave, Arcadia, FL 34266

Listing Agent: Sarah Woppman w/ Town & Country Properties

Interested in this home? Get pre-approved with the Premier Lending Team today!

💰melaniebrownhomeloans.com

🏡 https://www.realtor.com/realestateandhomes-detail/1102-N-Arcadia-Ave_Arcadia_FL_34266_M69247-60379?cid=soc_shares_fs_ldp_Pri

Disclaimer: Lower, LLC | NMLS ID # 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower, LLC is not affiliated with, endorsed by, or acting on behalf of Relator.com, the listing broker, or the owner of the subject property. No agency, partnership, joint venture, or other relationship, express or implied, exists between Lower, LLC and any of the foregoing parties.

For Sale: View 42 photos for 1102 N Arcadia Ave, this 3 bed, 2 bath, 1462 sqft. single family home in Arcadia, FL listed at $319,900. MLS

🚨 BIG UPDATE FOR MANUFACTURED HOME BUYERS & SELLERS 🏡Freddie Mac has updated its guidelines, and certain manufactured ho...
09/03/2026

🚨 BIG UPDATE FOR MANUFACTURED HOME BUYERS & SELLERS 🏡

Freddie Mac has updated its guidelines, and certain manufactured homes that were previously moved from another site may now be eligible for conventional financing.

That’s a significant change for homes that have historically faced limited conventional financing options.

This may be worth another look if you:

✅ Own a manufactured home that was moved to its current location
✅ Are considering buying a previously relocated manufactured home
✅ Have been told before that conventional financing wasn’t an option
✅ Are trying to sell a relocated manufactured home

There are still important requirements.

The home must meet applicable Freddie Mac guidelines, including:

✅ A qualifying structural-integrity inspection
✅ Applicable wind, roof-load and thermal-zone requirements
✅ Restrictions related to financing certain relocation, setup and installation costs
✅ Borrower, appraisal, title, foundation, property and lender requirements

This does NOT mean every previously moved manufactured home will qualify. But for some buyers and sellers, it could open a financing option that wasn’t previously available.

📲 Have a manufactured home that was moved, or looking at one now? Message us “MANUFACTURED HOME” and let’s see if the property may be eligible.

☎️ 863-491-8888
🌐 melaniebrownhomeloans.com

09/02/2026

DROP IN & SEE US! 🌮 🏈

Come hang out with us TODAY at The Williamson Group Grab 2 FREE tacos while they last and snag a squishy pink football! 💕

Proud to team up with Agustin Peralta w/ Del Sol Home Inspections LLC. to help make Tacos & Touchdowns happen. See y’all soon!

We will be here until 1 PM or sold out!

Listing to Lending 🏘️ 📍 5135 SW Smith Ave Arcadia, FL 34266Listing Agent: Brandi Long w/ The Williamson GroupInterested ...
09/01/2026

Listing to Lending 🏘️

📍 5135 SW Smith Ave Arcadia, FL 34266

Listing Agent: Brandi Long w/ The Williamson Group

Interested in this home? Get pre-approved with the Premier Lending Team today!

💰melaniebrownhomeloans.com

🏡 https://www.realtor.com/realestateandhomes-detail/5135-SW-Smith-Ave_Arcadia_FL_34266_M68691-22327?cid=soc_shares_fs_ldp_Pri

Disclaimer: Lower, LLC | NMLS ID # 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower, LLC is not affiliated with, endorsed by, or acting on behalf of Relator.com, the listing broker, or the owner of the subject property. No agency, partnership, joint venture, or other relationship, express or implied, exists between Lower, LLC and any of the foregoing parties.

For Sale: View 37 photos for 5135 SW Smith Ave, this 3 bed, 1.5 bath, 1381 sqft. single family home in Arcadia, FL listed at $370,000. MLS

Address

822 E Magnolia Street
Arcadia, FL
34266

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18639908888

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