Fleckten Insurance

06/01/2026

Your Health Insurance Claim Got Denied. Now What?

It’s like a punch in the gut. You visit a specialist or have a medical procedure done only to find your health insurer has denied your claim in a nondescript letter received in the mail. You went to the doctor, did everything you were supposed to do, and now, they say they are not going to pay.

05/25/2026

What Happens to Your Life Insurance Policy During a Divorce?

Divorce is one of the most stressful life events a person can go through, and between splitting assets, updating accounts, and navigating legal paperwork, life insurance is easy to overlook. But overlooking it can lead to serious, lasting consequences.

05/18/2026

05/18/2026

Every day is good for ice cream, today, July 21, is the sweetest of all! What's your favorite flavor?

05/18/2026

What Is Medicare, Really? A Plain-Language Breakdown for Anyone Approaching 65

If you are getting close to age 65, you have probably heard the word Medicare more times than you can count. But for something so widely mentioned, it can feel surprisingly confusing when you actually sit down to figure out what it covers, what it costs, and what you need to do.

05/13/2026

Shake, stir, sip, smile on May 13! It's World Cocktail Day! Comment your favorite cocktail recipe

05/11/2026

HSA vs. FSA: Which Tax-Advantaged Account Is Right for You?

Health care costs continue to climb, making it more important than ever to make the most of every tax break available to you. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) both let you set aside pre-tax dollars for medical expenses, but they work very differently and suit diff...

05/04/2026

Life Insurance in Your 20s: Why Starting Early Pays Off Big

You're young, healthy, and probably not thinking about life insurance. That makes complete sense, and it's also exactly why now is the best time to get it.

04/27/2026

Debunking the Top 7 Life Insurance Myths

Life insurance is one of the most misunderstood financial products out there. Misconceptions keep millions of families from getting the coverage they need, often until it's too late. Let's set the record straight.

04/20/2026

Red State, Blue State, High-Rate State: The Politics Behind Your Premium

Your health insurance premium might have less to do with your health and more to do with how your state voted in the last election. Across the country, the political decisions made by governors and state legislatures have a measurable impact on what residents pay for coverage and whether they can ac...