Pam Schubert - Waterstone Mortgage NMLS #269649

Pam Schubert - Waterstone Mortgage NMLS #269649 It is always my goal to provide exceptional and attentive service to all of my clients.

Working with first-time homebuyers and veterans to achieve their homeownership dreams is Pam's primary goal, and it has been for the last nearly four decades of serving customers. Pam prides herself on her loan product knowledge including VA and WHEDA with down payment assistance, and her true passion for educating first-time homebuyers and veterans on the industry. She knows the importance of her

clients understanding of the homebuying process and is dedicated to her work in the Oshkosh, Fond du Lac, Winneconne, and Wautoma areas. Pam graduated with an Associate of Arts in Health Administration and Bachelor of Science in Health Administration and is a certified military home specialist from Boots Across America. She is proud to support and be involved with Homes for Heroes, the Oshkosh Chamber as an Ambassador, member of Westside Association, Helping Businesses Build Assets networking group, and Journey Together Service Dogs as the Vice President of the board. When she's not in the office or volunteering, she enjoys taking warm vacations with her husband, Fred, and spending time with her 3 children and 3 grandchildren.

Think a down payment is what's standing between you and homeownership? The reality is, there are so many down payment as...
09/09/2026

Think a down payment is what's standing between you and homeownership?

The reality is, there are so many down payment assistance programs available, but many people never realize they're eligible because they don't know where to look.

Here’s an easy place to start. ⬇️ Just answer a few quick questions, and this tool will show you programs that match your situation.

If buying a home is on your radar — even if it's a "maybe someday" — it's definitely worth checking out.

Start your search for down payment assistance here: https://bit.ly/4wdoKaK

Here is your market snapshot.
09/08/2026

Here is your market snapshot.

A weekly email detailing the weeks mortgage, real estate and business news.

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the ...
09/07/2026

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the comfort of home, have a safe and relaxing Labor Day!

5.0 star review received on Experience.com for Pam Schubert by Chad D P - Pam was absolutely amazing to work with....
09/04/2026

5.0 star review received on Experience.com for Pam Schubert by Chad D P - Pam was absolutely amazing to work with. She was always available for any questions or concerns and extremely knowledgeable. Pam was patient with us and we never felt rushed with any of the process. Thank you very much for all of the help witht the process and making this a great experience for us!

Read more: https://experience.com/reviews/pam-schubert-404076/2803f50a-a05b-4619-8fa8-b5b181529a62?V=1788488714&utm_source=facebook&utm_medium=autopost&utm_content=13487308

Would qualifying based on your property's income instead of your personal income change your investing strategy?Watersto...
09/03/2026

Would qualifying based on your property's income instead of your personal income change your investing strategy?

Waterstone Mortgage’s Cashflow Pro for Investors focuses primarily on whether the property generates enough rental income to cover the mortgage — not your W-2 or tax returns.

For the right investor, that can open doors to growing a portfolio without the same hurdles as traditional financing.

Curious if it's a fit for your investment goals? Start here: https://bit.ly/4qGzGMm

Summer may not be over just yet, but are you...☀️ Team Summeror🍂 Team Fall?Would you rather spend the afternoon by the p...
08/31/2026

Summer may not be over just yet, but are you...

☀️ Team Summer
or
🍂 Team Fall?

Would you rather spend the afternoon by the pool or curled up under a blanket with a warm drink?

Tell us which season feels more like home in the comments! 👇

A temporary buydown is a mortgage loan option in which the seller or lender reduces the interest rate for the first 1-3 ...
08/27/2026

A temporary buydown is a mortgage loan option in which the seller or lender reduces the interest rate for the first 1-3 years of the homebuyer’s loan.

What does this mean for homebuyers?

✅ Buying a house is expensive — you can use this financing option to ease into your mortgage.
✅ Temporary buydowns are especially great for those who don’t want to wait for interest rates to drop to buy a house but would like to take advantage of some savings upfront.
✅ Seller won’t go for it? Consider Smart Start, our LENDER-PAID buydown option.

Learn more: https://bit.ly/45hRPWS

Address

119 North McCarthy Road, Suite F
Appleton, WI
54913

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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