McHugh Family Insurance Agency, Inc.

07/27/2026

🌬️ After a Severe Wind or Hail Storm: What to Do
✔️ Stay Safe First
Watch for downed power lines, broken glass, and unstable trees or structures.
If you smell gas or see major structural damage, leave the area and call the appropriate utility or emergency services.

✔️ Document the Damage
Take clear photos and videos of all damage before cleaning up or making repairs.
Include your roof (if safely visible), siding, windows, fences, vehicles, landscaping, and any damaged personal property.

✔️ Prevent Further Damage
Make temporary repairs if it is safe to do so, such as:
Tarping a damaged roof
Boarding broken windows
Covering exposed areas to keep water out
Don't make permanent repairs until your insurance company has had a chance to inspect the damage (unless they instruct you otherwise).

✔️ Save Every Receipt
Keep receipts for emergency repairs, tarps, plywood, and any other storm-related expenses.
These costs may be reimbursable under your policy.

✔️ Contact Your Insurance Agent or Company
Report the claim as soon as practical.
Your agent can explain your coverage, next steps, and help schedule an adjuster if needed.

✔️ Review Your Deductible
Many homeowners policies have a separate Wind/Hail deductible, which may be different from your standard deductible.
Check your declarations page or ask your agent so you know what to expect.

✔️ Be Cautious of Storm Chasers
Be wary of contractors who show up uninvited, pressure you to sign contracts immediately, or ask for large upfront payments.
Verify licenses, insurance, and references before hiring anyone.

✔️ Keep a Damage Log
Write down dates, conversations, claim numbers, and the names of anyone you speak with.
Continue taking photos if additional damage becomes apparent.

Send a message to learn more

07/14/2026

🌡️ Heat Advisory? Here's how to help keep your home cool (and your energy bill a little happier)! ☀️🏡

When temperatures soar, these simple tips can make a big difference:

✅ Keep blinds and curtains closed during the hottest part of the day.
✅ Set your ceiling fans to spin counterclockwise to push cool air down.
✅ Replace your HVAC filter if it's dirty to help your system run efficiently.
✅ Avoid using the oven.
✅ Seal gaps around doors and windows to keep cool air inside.
✅ If you have programmable thermostats, avoid constantly adjusting the temperature. A steady setting is often more efficient.
✅ Stay hydrated and check on elderly neighbors, family members, and pets.

Stay safe, stay cool!! ❤️

— McHugh Family Insurance

07/02/2026

McHugh Family Insurance will be CLOSED on Friday, July 3, 2026, in observance of Independence Day.

We wish you and your family a safe, joyful, and memorable 4th of July!

❤️🤍💙 Happy Independence Day,
The McHugh Family Insurance Team

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06/29/2026

McHugh Family Insurance will be CLOSED on Friday, July 3rd as we celebrate Independence Day and enjoy time with family and friends.

As you fire up the grill, watch the fireworks, and make memories with loved ones, we wish you a safe, happy, and fun-filled holiday weekend! 🎆🌭🍔

Happy Independence Day from all of us at McHugh Family Insurance! ❤️🤍💙

#250

06/10/2026

🌩️ Wisconsin Friends: Big Storms May Develop Today! 🌩️

A little preparation now can save a lot of headaches later. Here are a few simple things to do before the storms roll in:

✅ Secure or Bring In Patio Furniture
Chairs, cushions, umbrellas, grills, and outdoor décor can become flying projectiles in strong winds.

✅ Move Potted Plants
Large pots can tip over and break, while smaller pots can be blown across your yard. Move them into a garage, shed, or sheltered area.

✅ Check Trampolines & Outdoor Toys
Anchor trampolines if possible and bring in bikes, toys, sports equipment, and anything lightweight.

✅ Park Vehicles Wisely
If hail is possible, move vehicles into a garage or covered area. If you don't have one, avoid parking under weak or damaged tree limbs.

✅ Clear Gutters & Drains
Heavy rain can cause water backup. Make sure gutters and downspouts are clear and directing water away from your home.

✅ Charge Devices
Have phones, flashlights, and portable chargers ready in case of power outages.

✅ Watch for Warning Signs
Be alert for:
⚠️ Sudden darkening skies
⚠️ Increasing wind gusts
⚠️ Large hail
⚠️ Frequent lightning
⚠️ Tornado watches or warnings

📸 If damage occurs, document everything.
Take photos and videos before making temporary repairs, and keep receipts for emergency expenses.

Stay safe, Wisconsin! 💙🌪️⛈️

Send a message to learn more

04/13/2026

⚠️🌩️ Severe Weather Awareness Week 🌩️⚠️

Severe weather can develop quickly—and being prepared is one of the best ways to protect your home, your business, and what matters most. As your insurance partner, we encourage all of our clients to take a few moments this week to review your emergency plans and readiness.

🏠 For Homeowners & Families:
• Identify the safest shelter location in your home
• Make sure you have reliable ways to receive weather alerts
• Review your emergency plan with all family members
• Check your sump pump to ensure it’s working properly
• Clear nearby sewer grates and drains to help prevent water backup during heavy rain

🏢 For Business Owners:
• Review and clearly mark shelter areas for employees and customers
• Confirm emergency communication procedures
• Ensure staff understands how to respond during severe weather warnings
• Inspect drainage areas around your building to reduce flood risks

📌 Know the Difference:
🔹 Forecast – Severe storms are possible
🟡 Watch – Conditions are favorable for severe weather
🔴 Warning – Severe weather is happening or about to happen — take action immediately

Prepared homes and businesses help reduce risk and minimize damage. If you have questions about your coverage or want to review your policy before storm season, we’re here to help.

Stay safe, stay informed, and take care of one another.

03/16/2026

Our office will be closed today due to weather.

Our office will reopen tomorrow.

Stay safe!

03/09/2026

Spring Reset Checklist – 15 Simple Things Every Homeowner Should Do

Spring is the perfect time to give your home a little refresh. A few quick seasonal checks can prevent costly repairs, protect your family, and keep everything running smoothly all year long.

Here are 15 smart spring resets every homeowner should add to their list:

✔️ Flip your ceiling fan direction
Set fans to spin counterclockwise so they push cool air down and help your home stay comfortable.

✔️ Replace batteries in smoke detectors
A simple battery swap can save lives. Test them while you're at it.

✔️ Check carbon monoxide detectors
Make sure they're working and replace batteries if needed.

✔️ Inspect your fire extinguisher
Every kitchen should have one. Check that the gauge is in the green and it's not expired.

✔️ Change your HVAC filters
Fresh filters help your system run efficiently and keep indoor air cleaner.

✔️ Schedule an AC system check-up
A quick service appointment now can prevent breakdowns during the first heat wave.

✔️ Test your sump pump
Pour a bucket of water into the pit to ensure it activates properly.

✔️ Check sump pump backup batteries
Power outages often happen during storms — make sure the backup is ready.

✔️ Inspect gutters and downspouts
Clear out leaves and debris so spring rain flows away from your home.

✔️ Look for roof damage
Winter storms can loosen shingles or flashing.

✔️ Check outdoor faucets and hoses
Look for cracks or leaks after freezing temps.

✔️ Seal gaps around windows and doors
Keeps cool air in and helps lower energy bills.

✔️ Trim trees near your home
Spring storms and heavy branches can cause unexpected damage.

✔️ Check walkways and driveways
Winter can create cracks or uneven areas that become trip hazards.

✔️ Review your home insurance coverage
Spring is a great time to make sure your policy still fits your home, lifestyle, and any recent updates.

🌼 A little spring maintenance today can prevent big headaches tomorrow.

Which of these is already on your spring to-do list? And what did we miss? Drop your best spring home reset tips in the comments!

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01/28/2026

Winter + car trouble = absolutely not. 🥶
That’s why now is the PERFECT time to join AAA!

🔥 NEW Half-Price Membership Sale + 2 FREE associates
⏳ Ends 2/9/2026

Save money. Stay prepared. Stress less.
📞 Call our office for more info!

Send a message to learn more

01/22/2026

Winter weather is here, and it's important to be prepared for the cold roads ahead! ❄️🚗

Stay safe by following this Cold Weather Car Safety Checklist. These simple steps can make a big difference in an emergency.