Clair Associates Insurance

Clair Associates Insurance Independent insurance agency serving Apollo and the Kiski Valley since 1998.

We shop multiple carriers to find you the right coverage at the right price, because you deserve more than a one-size-fits-all policy.

Telematics insurance can be a helpful way to save on auto insurance, but it’s important to know exactly how these progra...
08/25/2026

Telematics insurance can be a helpful way to save on auto insurance, but it’s important to know exactly how these programs work before you sign up. While they can reward safe driving, the benefits depend on more than just your driving habits.

We put together a quick breakdown to help you understand what telematics tracks, how discounts work, and what to think about before choosing a program.

If you have questions about your auto insurance or want to know whether telematics is a good fit, our team at Clair Associates is here to help. Give us a call at (724) 478-3262 and let’s talk through your options.

Ever wonder what your payout would actually look like after a covered loss? It usually comes down to one key detail: whe...
08/18/2026

Ever wonder what your payout would actually look like after a covered loss? It usually comes down to one key detail: whether your policy uses replacement cost value or actual cash value.

These coverage types can lead to very different outcomes, and understanding the difference can help you avoid surprises when it’s time to file a claim.

Our team at Clair Associates is here to help you make sense of your options so you can protect what matters most. Have questions about your current policy or which coverage fits your needs? Give us a call at (724) 478-3262.

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team at Clai...
08/13/2026

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team at Clair Associates wants to share a few quick reminders to help keep Pennsylvania roads safe for everyone.

As traffic patterns shift with buses, school zones, and more families on the move, a little extra awareness goes a long way. Whether you're a motorist or a parent getting young kids ready for the new school year, now is the perfect time to revisit safe driving habits and stay alert during peak travel times.

Road safety is a shared responsibility, and small choices can make a big impact. We encourage you to pass these reminders along to friends and family, and if you ever have questions about auto insurance or protecting your household, our team is always here to help.

As your student gets ready for another school year, it’s a great time to make sure their insurance coverage still fits t...
08/04/2026

As your student gets ready for another school year, it’s a great time to make sure their insurance coverage still fits their needs. Whether they’re heading to campus for the first time or returning for another semester, a quick review can go a long way.

Here are a few areas worth revisiting before move‑in day:
• Personal property coverage
• Auto insurance updates
• Renters insurance needs
• Liability protection

Taking a moment now can help give you and your student peace of mind all year long. If you’d like help reviewing your current policies or exploring additional options, our team at Clair Associates is here to guide you.

Give us a call anytime at (724) 478-3262—let’s make sure they’re set up with the right protection.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

07/16/2026

Meet Carly Bennett, owner of Bennett’s Beauty Bar in Lower Burrell, this month's Local Business Spotlight! A full-service salon built around beauty and community. ✨

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

250 years of independence! From all of us at Clair Associates, have a safe and happy 4th of July! 🎆
07/04/2026

250 years of independence! From all of us at Clair Associates, have a safe and happy 4th of July! 🎆

Address

114 North Plz
Apollo, PA
15613

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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