Ricky Sowers, Loan Officer - NMLS# 1598158

10/07/2026

5.0 star review received on Experience.com for Ricky Sowers by Michael K - Customer service was exceptional. I was kept informed all along the way. Instructions and needs were clear and concise. Also any needed responses were very quick. I cannot recommend Ricky and the team more.

Click to see all 23 reviews of Ricky Sowers - AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1598158

09/29/2026

The "right" home price is one that allows you to enjoy homeownership without stretching your finances too thin. Before you start shopping, take a realistic look at what monthly payment feels comfortable for you. Remember, buying a home is a long-term commitment, so it’s important to leave room for the other things that matter to you financially. A little breathing room in your budget can go a long way toward giving you greater financial flexibility as a homeowner.

09/22/2026

Homeownership can give you the opportunity to build equity over time while creating more stability in your housing costs🏡

For many buyers, it’s not just about where they live today, but what owning a home can mean for their financial future

09/15/2026

"Should I hold on to my 2.75% interest rate?" 🏠

Great question — and it's one a lot of homeowners are asking right now. A rate that low is genuinely valuable, but "holding on" doesn't have to mean "do nothing." Depending on your goals, options like a home equity loan/HELOC, a cash-out refi on just a portion of your equity or even keeping the home as a rental while buying elsewhere can let you access equity or move without giving up that rate entirely.

If you're weighing your options, I can walk you through what actually makes sense for your situation 📊

09/09/2026

Changing your status from “renter” to “owner” can be intimidating, but it comes with a lot of long-term and short-term benefits. And at the end of the day, it is so nice to come home to a place that’s yours. If you’re ready to get started, I’m ready to help!

09/01/2026

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance and utilities can all impact your monthly budget. Before you start shopping, consider the full cost of owning a home so you can set a realistic budget, avoid surprises, and find a home that fits comfortably within your finances. Curious what buying could look like for you? Reach out anytime. I’m here to help.

07/06/2026

5.0 star review received on Experience.com for Ricky Sowers by Dawn E - Ricky was like the BEST! Our conversations and meetings started with an aurora of peace. And we all realized we were all standing on the same Firm Foundation! With that security, the journey began. There was never a time, a question, or an answer he wasn't willing to provide. Us being first-time buyers, questions ran loose and free. Efficiently and promptly, Ricky was there. We enjoyed our time and learning with and through him. He really made what could have easily been a daunting time seem less overwhelming.
If ever a time would arise that homebuying becomes a thing, we would absolutely give him a call, as well recommend him to friends and family alike. THANKS RICK!!!❣️
The second part of our AMAZING TEAM!!!❣️🙌🏽🙏🏽

Click to see all 22 reviews of Ricky Sowers - AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1598158

07/02/2026

4.83 star review received on Experience.com for Ricky Sowers by George M - Ricky and the whole team with Annnie Mac were sm to work with and made a the process simple with ex communicatio.

Click to see all 21 reviews of Ricky Sowers - AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1598158

02/16/2026

Today, we honor all of those who have held the office of the president of the United States. Happy President's Day!

https://myoc.io/RickySowers

02/14/2026

Happy Valentine’s Day! Wishing you a day filled with the people and moments that make life
feel a little lighter and a little more loved 🩷

https://myoc.io/RickySowers