Ricky Sowers, Loan Officer - NMLS# 1598158

Ricky Sowers, Loan Officer - NMLS# 1598158 He has a deep understanding of the latest industry trends and regulations and offers a wide range of loan options to suit each client's unique needs.

Ricky Sowers, Mortgage Loan Originator,
NMLS 1598158
☀️✝️ Fueled by Jesus, coffee, & helping Floridians buy homes 🏡
Let’s make your loan process shockingly easy 😄🎉
AnnieMac Home Mortgage NMLS 338923
Equal Housing Opportunity With over 6 years of experience in the mortgage industry, Ricky Sowers is a seasoned mortgage loan officer who brings a wealth of knowledge and expertise to the table. Having helped countless clients achieve their homeownership dreams, Ricky is committed to providing exceptional customer service and guiding clients through the mortgage process with ease. With a track record of success and a dedication to ongoing support, Ricky is a trusted and reliable partner for all of your mortgage needs. With a passion for helping clients achieve their financial goals, Ricky has established a strong reputation in the mortgage industry for providing personalized solutions and exceptional service. He has built a vast network of satisfied clients and industry partners through his professionalism, integrity and attention to detail. Ricky's extensive experience spans across various loan types, including conventional, FHA, VA, USDA and more, and he is skilled at navigating complex financial situations with ease. As a trusted advisor, Ricky takes the time to understand each client's unique needs and financial situation and works tirelessly to find the best loan options and rates available. He prides himself on going the extra mile to ensure a seamless and stress-free mortgage experience for his clients, and he is committed to being a lifelong resource for all their mortgage needs.

5.0 star review received on Experience.com for Ricky Sowers by Dawn E - Ricky was like the BEST! Our conversations and m...
07/06/2026

5.0 star review received on Experience.com for Ricky Sowers by Dawn E - Ricky was like the BEST! Our conversations and meetings started with an aurora of peace. And we all realized we were all standing on the same Firm Foundation! With that security, the journey began. There was never a time, a question, or an answer he wasn't willing to provide. Us being first-time buyers, questions ran loose and free. Efficiently and promptly, Ricky was there. We enjoyed our time and learning with and through him. He really made what could have easily been a daunting time seem less overwhelming.
If ever a time would arise that homebuying becomes a thing, we would absolutely give him a call, as well recommend him to friends and family alike. THANKS RICK!!!❣️
The second part of our AMAZING TEAM!!!❣️🙌🏽🙏🏽

Click to see all 22 reviews of Ricky Sowers - AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1598158

4.83 star review received on Experience.com for Ricky Sowers by George M - Ricky  and  the  whole team with  Annnie  Mac...
07/02/2026

4.83 star review received on Experience.com for Ricky Sowers by George M - Ricky and the whole team with Annnie Mac were sm to work with and made a the process simple with ex communicatio.

Click to see all 21 reviews of Ricky Sowers - AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1598158

Today, we honor all of those who have held the office of the president of the United States. Happy President's Day!https...
02/16/2026

Today, we honor all of those who have held the office of the president of the United States. Happy President's Day!

https://myoc.io/RickySowers

Happy Valentine’s Day! Wishing you a day filled with the people and moments that make lifefeel a little lighter and a li...
02/14/2026

Happy Valentine’s Day! Wishing you a day filled with the people and moments that make life
feel a little lighter and a little more loved 🩷

https://myoc.io/RickySowers

Think your credit score or savings will hold you back? Think again. FHA + down payment helpcould get you home faster tha...
02/13/2026

Think your credit score or savings will hold you back? Think again. FHA + down payment help
could get you home faster than you think!

https://myoc.io/RickySowers

Just for fun: play the homebuyer version of MASH and see where your future could take you. Your dream home isn’t up to f...
02/07/2026

Just for fun: play the homebuyer version of MASH and see where your future could take you. Your dream home isn’t up to fate, but your plan to get there should be smart.

Ready to talk down payments, credit, or timelines? Let’s map it out!

https://myoc.io/RickySowers

Selling soon? First impressions matter. These 5 quick fixes can make a big impact on your sale price. Want help knowing ...
01/28/2026

Selling soon? First impressions matter. These 5 quick fixes can make a big impact on your sale price. Want help knowing where to start? Let’s chat!

https://myoc.io/RickySowers

There’s more than one path toward homeownership. Do you want to know your next steps or where you are in the process? I ...
01/22/2026

There’s more than one path toward homeownership. Do you want to know your next steps or where you are in the process? I can help; it’s my job.

https://myoc.io/RickySowers

5.0 star review received on Experience.com for Ricky Sowers by Jordan A - Ricky is an excellent communicator and does an...
01/21/2026

5.0 star review received on Experience.com for Ricky Sowers by Jordan A - Ricky is an excellent communicator and does an amazing job keeping everyone on the same page.

Click to see all 20 reviews of Ricky Sowers - AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 1598158

Your mortgage isn’t one-and-done. Refinancing could help you update your home, reduce your payment, or ditch PMI for goo...
01/16/2026

Your mortgage isn’t one-and-done. Refinancing could help you update your home, reduce your payment, or ditch PMI for good. Let’s see if it makes sense for your goals!

https://myoc.io/RickySowers

Address

400 Frandorson Circle Suite 4119
Apollo Beach, FL
33572

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