08/31/2026
The mortgage refinancing process involves a great deal of documentation, and homeowner's insurance verification is part of it. In some cases, coverage lapses or is disrupted during the refinancing process in ways that neither the homeowner nor the lender catches immediately. Any gap in coverage, even a brief one, carries real risk and potential consequences for the mortgage relationship. Your agent should be in the loop when a refinance is underway. Call our team to discuss: (813) 213-9600.