Jason York at OVAL Mortgage

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Jason York at OVAL Mortgage Welcome to OVAL Mortgage, the first Only VA Loan mortgage wholesaler! NMLS ID # 266806 | OVAL Mortgage NMLS ID # 69551 (www.nmlsconsumeraccess.org) | EHO

Our mission is to help fulfill the dreams of homeownership for our Service Members and Veterans. Let our Veteran experience serve yours. At OVAL Mortgage, our mission is to help fulfill the dreams of homeownership for Veterans. With a commitment to excellence and a deep appreciation for the sacrifices made by our nation’s military, we strive to support the unique needs of the Veteran community with efficient, personalized, and trustworthy loan origination for our Veteran partners and the clients they serve. NMLS ID # 266806 | Oval Mortgage is a mortgage lender. NMLS ID # 69551 (www.nmlsconsumeraccess.org). 320 N. Salem St., Suite 300, Apex, NC 27502. 888-524-2914. Arizona Mortgage Banker License No. 0942646. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the N.J. Department of Banking and Insurance. Ohio RM.804392.000. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states. Equal Housing Opportunity.

Time to flex!
09/29/2026

Time to flex!

05/01/2026

EXCITING things are happening at OVAL Mortgage! Helping veterans is our passion, and listening to our broker partners is how we continue to get better. Effective May 1st, here are two new offerings to help more veterans get into new homes:

- minimum score requirement is now 550, IF you have AUS approval!!
- charge up to 2.00%, when going Borrower-paid, IF you have seller concessions OR lender credits to cover the amount over 1.00%!!

Call or email me to see how we can help you serve more veterans!!

*LOX (not LOE) FROM THE START*I get a lot of calls on how to put together and structure the hard ones! With 20yrs of exp...
03/27/2026

*LOX (not LOE) FROM THE START*
I get a lot of calls on how to put together and structure the hard ones! With 20yrs of experience, and 80% of that being VA loans, there’s a pretty good chance I’ll set you up for success. When I suggest including an LOX from the start, it’s more than a suggestion. Giving an underwriter a heads up as to what is going on with your file to make such a difference as to how or if your loan is approved. If you have a wonky scenario, or you know there are some wrinkles in your file that aren’t instantly clear, letting the underwriter know what’s going on helps them get a clearer picture on how to best approve your loan.  you’ve likely had this loan for at least several weeks, but the underwriter is picking it up for the first time, with no history. Putting a simple letter of explanation in the file, from the beginning, gives the underwriter direction and insight as to what you are trying to accomplish. This will also get you in the good graces of that underwriter. Trust me! 

🎉Exciting news at OVAL Mortgage!We're thrilled to announce Jason York's promotion to Director of Wholesale Lending. Jaso...
03/02/2026

🎉Exciting news at OVAL Mortgage!
We're thrilled to announce Jason York's promotion to Director of Wholesale Lending. Jason will lead our national broker growth efforts and strengthen support for our partners nationwide.
If you're a mortgage broker looking for reliable ex*****on and a dependable wholesale partner, now's the time to connect.
Bonus: Our Spring VA IRRRL promotion is active through 4/30/26 — 50% off underwriting fees, ~22-day closings. Perfect for re-engaging VA clients and adding quick-turn volume.
Congrats, Jason!

🎉 Exciting news at OVAL Mortgage!We're thrilled to announce Jason York's promotion to Director of Wholesale Lending. Jas...
03/02/2026

🎉 Exciting news at OVAL Mortgage!

We're thrilled to announce Jason York's promotion to Director of Wholesale Lending. Jason will lead our national broker growth efforts and strengthen support for our partners nationwide.

If you're a mortgage broker looking for reliable ex*****on and a dependable wholesale partner, now's the time to connect.

Bonus: Our Spring VA IRRRL promotion is active through 4/30/26 — 50% off underwriting fees, ~22-day closings. Perfect for re-engaging VA clients and adding quick-turn volume.

Congrats, Jason! 🚀

02/13/2026

We’re cutting our underwriting fee in HALF on newly registered IRRRLs through April 30, 2026. On a $400,000 loan, that’s roughly a 25 bps pricing improvement!

Let’s go Monday!
02/09/2026

Let’s go Monday!

I often get asked, “What makes OVAL different from other lenders that do VA loans?” There’s a lot of different reasons ...
11/14/2025

I often get asked, “What makes OVAL different from other lenders that do VA loans?” There’s a lot of different reasons I can tell you, but it’s often hard to quantify without it just sounding like a sales pitch. Here’s a direct reason why…Not always, but typically, on a manual UW, someone needs to have a clean most recent 12-months of credit, with nothing derogatory, in order to be eligible. This borrower’s credit report showed a collection that was opened in Feb 2025, which would disqualify them, and most underwriters would toss it aside in the denial pile. However, our underwriter took the time to look at the Verizon tradeline below it, which looked similar, and do just a little extra work. From there she could see that the new collection was the same as the Verizon one, but was sold to a collection company. The original was opened in 2022, making it outside of the 12-months…Loan Approval issued!! THIS is what makes OVAL different, THIS is why OVAL’s better for your VA loans!

11/10/2025

🇺🇸Honoring Our Veteran Loan Officers with a 25bps Pricing Bonus🇺🇸

This Veterans Day, we want to take a moment to recognize and thank our Loan Officers who have served in the United States Armed Forces, Reserve, or National Guard — and who continue to serve by helping fellow service members achieve homeownership through their VA benefits. As a small token of our appreciation, we’re offering a 25bps pricing bonus to those who have proudly worn the uniform. To receive the bonus, just send documentation of your service to Jason York at [email protected], and 25bps will be added to your locked pricing. This offer starts today and runs through November 18, 2025.
Thank you for your service, your sacrifice, and your continued dedication to helping military families find a place to call home.
Happy Veterans Day from all of us at Oval Mortgage!

At Oval Mortgage, we choose to focus only on VA Loans. This allows us to fully understand and cater to the needs of our ...
10/01/2025

At Oval Mortgage, we choose to focus only on VA Loans. This allows us to fully understand and cater to the needs of our nation’s Veterans. Discover the benefits of VA loans and how we can make it a reality for you.

Address

320 N Salem Street
Apex, NC
27502

Telephone

+17575375314

Website

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