10/15/2026
Choosing an insurance deductible is a balancing act: a higher deductible may lower your monthly payment, but you’ll pay more out of pocket if you file a claim. A lower deductible usually means a higher monthly payment, but less to pay when the unexpected happens.
Consider your budget, emergency savings, and how much risk you’re comfortable taking on. The best deductible is one you can afford when you need it—not just one that looks good on your monthly bill.
Contact our office and we can help you navigate what is best for you and your needs!