These are three communities that are totally under served when it comes to the knowledge of money, how to produce it, how to save it, how to make it, multiply and even how to create generational wealth and we provide the vehicles to assist in that. We are on the last leg of the totem pole and because of that, we feel like we are doing ok, but what they consider to be the middle class is right belo
w the poverty line. There is a lot of information that if we had have gotten when we were younger, it would have positioned us to be in an entirely different tax bracket and category. We don't have the information necessary to get out of the struggle so the poor are literally getting poorer, and its because of bad habits and decisions that are made. We help individuals become master stewards over their finances. I am a licensed agent (CA Lic #4275864) and provide life insurance products, financial literacy education and offer different insurance vehicles that will assist you in making your money work better for you, your future and provide generational wealth and a legacy. We also help in improving your credit score, budgeting, saving money, debt management; estate planning products (Wills & Trusts), homeowners, car, renters insurance; Attorney and ID theft protection services for individuals and small businesses. For an in-depth free consultation in becoming your own money manager, contact us as (925) 445-4018 to schedule a zoom appointment.