Michelle Lagos-DAC Funding

Michelle Lagos-DAC Funding Helping business owners access working capital through one simple application. Serving businesses nationwide.

Fast funding options, equipment financing, cash flow solutions, and referral opportunities.

💰 Waiting 30, 60, or 90 Days to Get Paid?For many businesses, the problem isn’t a lack of sales—it’s cash tied up in unp...
08/28/2026

💰 Waiting 30, 60, or 90 Days to Get Paid?
For many businesses, the problem isn’t a lack of sales—it’s cash tied up in unpaid invoices.
That’s where Accounts Receivable Financing may help.
Instead of waiting for customers to pay outstanding invoices, eligible businesses may be able to use their receivables to access working capital sooner. Accounts Receivable Financing is one of several business financing options available through the application. �
MyPartner
Working capital can help with payroll, inventory, supplies, operating expenses, equipment, or taking on new opportunities.
🏭 Manufacturing
👥 Staffing
📦 Wholesale & Distribution
🚛 Transportation & Logistics
If your business is doing well but slow-paying invoices are creating a cash-flow gap, it may be worth exploring your options.
💬 Have questions? Message me and I’ll be happy to help.
🔗 Ready to explore your financing options?
Apply for Business Financing Here⁠�
Applying does not obligate you to accept a financing offer.
BusinessGrowth InvoiceFinancing BusinessOwners

💰 Waiting 30, 60, or 90 Days to Get Paid?For many businesses, the problem isn’t a lack of sales—it’s cash tied up in unp...
08/28/2026

💰 Waiting 30, 60, or 90 Days to Get Paid?
For many businesses, the problem isn’t a lack of sales—it’s cash tied up in unpaid invoices.
That’s where Accounts Receivable Financing may help.
Instead of waiting for customers to pay outstanding invoices, eligible businesses may be able to use their receivables to access working capital sooner. Accounts Receivable Financing is one of several business financing options available through the application. �
MyPartner
Working capital can help with payroll, inventory, supplies, operating expenses, equipment, or taking on new opportunities.
🏭 Manufacturing
👥 Staffing
📦 Wholesale & Distribution
🚛 Transportation & Logistics
If your business is doing well but slow-paying invoices are creating a cash-flow gap, it may be worth exploring your options.
💬 Have questions? Message me and I’ll be happy to help.
🔗 Ready to explore your financing options?
Apply for Business Financing Here⁠�
Applying does not obligate you to accept a financing offer.

🏗️ Industry Insight Friday: Contractors May Need Capital Before They Get PaidContractors and service-based businesses of...
08/28/2026

🏗️ Industry Insight Friday: Contractors May Need Capital Before They Get Paid

Contractors and service-based businesses often have to spend money long before a customer’s payment arrives.

Before completing a project, they may need to cover:

🔹 Materials and supplies
🔹 Employee or subcontractor payroll
🔹 Equipment and vehicle expenses
🔹 Permits, insurance, and other job costs
🔹 Everyday business expenses

Even after the work is finished, payment may not arrive for 30, 60, or even 90 days. That gap can create cash-flow pressure—especially when another opportunity comes along before the previous invoice has been paid.

Access to working capital may help a qualified business cover upfront costs, keep projects moving, and take on new work while waiting for outstanding invoices.

Planning ahead can make it easier to say “yes” to the next opportunity without putting unnecessary strain on the business.

SmallBusinessFunding FundingWithMichelle

🎉 Welcome to the Team, Darryl Adams! 🎉I’m excited to officially welcome Darryl Adams to our David Allen Capital team as ...
08/27/2026

🎉 Welcome to the Team, Darryl Adams! 🎉
I’m excited to officially welcome Darryl Adams to our David Allen Capital team as an Independent Business Funding Broker! 💼👏
Darryl is stepping into an opportunity where he can make a real difference by helping business owners explore funding solutions for things like working capital, equipment, inventory, expansion, and cash flow needs.
One of the things I love about building this team is that it’s about more than business—it’s about relationships, helping people, and growing together. 🤝💙
Darryl, I’m so happy to have you on the team! I’m looking forward to watching you learn, grow, build relationships, and help business owners move toward their goals.
Everyone please help me give Darryl Adams a BIG welcome! 🎊🙌
Here’s to new beginnings, new opportunities, and building something amazing together! 🚀
Entrepreneurship TeamGrowth NewBeginnings

🤝 Referral Thursday: You Don’t Have to Be the Funding ExpertIf you know a business owner who may need help with cash flo...
08/27/2026

🤝 Referral Thursday: You Don’t Have to Be the Funding Expert

If you know a business owner who may need help with cash flow, equipment, inventory, payroll, or expansion, you don’t need to understand every funding option to help them.

A simple introduction is enough.

You connect us, and I’ll help the business owner:

✅ Explore potential funding options
✅ Understand how the process works
✅ Review the next steps
✅ Decide whether moving forward makes sense

There’s no pressure, and you’re never expected to answer financial questions or make promises about approval.

Sometimes the most valuable thing you can do is connect someone with the right resource at the right time. 💙

If a business owner comes to mind, feel free to send me a message or introduce us.

FundingWithMichelle

💳 Payment Choices Are Growing—but Surcharges Can Cost SalesToday’s customers expect more ways to pay. According to J.D. ...
08/26/2026

💳 Payment Choices Are Growing—but Surcharges Can Cost Sales

Today’s customers expect more ways to pay. According to J.D. Power’s 2026 Merchant Services Satisfaction Study:

📱 92% of surveyed merchants accept digital wallets
🛍️ 58% of small businesses accept buy-now-pay-later services
💳 35% of small businesses add a surcharge for credit-card payments

However, 32% of merchants reported that customers sometimes or frequently cancel a purchase after seeing a surcharge.

Dual pricing or surcharging may help a business manage processing expenses, but implementation matters. Before making a change, business owners should consider:

✅ Proper customer disclosure
✅ Applicable laws and card-network rules
✅ Staff training
✅ Point-of-sale setup
✅ The effect on customer experience and completed sales

“No-fee processing” does not necessarily mean every cost disappears. The expense may be structured differently or passed to the customer.

The right payment-processing setup should balance cost, compliance, convenience and customer satisfaction.

Read the study:
https://www.jdpower.com/business/press-releases/2026-us-merchant-services-satisfaction-study/

Today, the world says goodbye to a true American treasure, Dolly Parton. 💔Dolly was so much more than a country music le...
08/25/2026

Today, the world says goodbye to a true American treasure, Dolly Parton. 💔

Dolly was so much more than a country music legend. She was a woman of faith, compassion, humor, strength, and extraordinary generosity. Her songs gave a voice to everyday people, her kindness brought hope to countless families, and her Imagination Library opened the world of reading to millions of children.

She never forgot where she came from, and she used her blessings to lift others. Her beautiful spirit, unmistakable voice, and timeless music will live on for generations.

Rest peacefully, Dolly. Thank you for sharing your God-given gifts and making this world a brighter, kinder place. You will always be loved, deeply missed, and forever remembered. 🙏🏼🕊️

“I will always love you.” ❤️

🚨 California Small-Business Disaster Assistance UpdateThe SBA has opened Economic Injury Disaster Loan assistance for el...
08/25/2026

🚨 California Small-Business Disaster Assistance Update

The SBA has opened Economic Injury Disaster Loan assistance for eligible California businesses and private nonprofits experiencing financial losses directly connected to the 2026 Los Palos Incident.

Businesses may qualify even if they did not suffer physical property damage. Approved funds may be used for essential operating expenses such as:

✅ Payroll
✅ Fixed debts
✅ Accounts payable
✅ Other bills that cannot be paid because of the disaster

Eligible businesses may apply for up to $2 million, with interest rates as low as 4%. Loan amounts, rates and terms are determined by the SBA based on each applicant’s financial condition.

The Economic Injury Disaster Loan application deadline is May 14, 2027.

If your business was directly affected, review the government program before choosing ordinary working capital. The best funding option is the one that properly fits your circumstances—not simply the one that arrives fastest.

Official information:
https://legacy.sba.gov/article/2026/08/17/sba-offers-relief-california-small-businesses-private-nonprofits-affected-2026-los-palos-incident

Eligibility and approval are determined by the SBA.

💡 Myth vs. Fact Tuesday❌ Myth: Business owners should wait until they desperately need money before exploring funding.✅ ...
08/25/2026

💡 Myth vs. Fact Tuesday

❌ Myth: Business owners should wait until they desperately need money before exploring funding.

✅ Fact: The best time to understand your funding options is often before the need becomes urgent.

Waiting until cash flow is tight can create unnecessary pressure and may limit the choices available. Planning ahead gives business owners time to:

✔️ Compare potential options
✔️ Review costs and repayment terms
✔️ Prepare financial documents
✔️ Make a thoughtful decision
✔️ Use funding strategically—not emotionally

Exploring your options does not mean you are required to accept funding. It simply helps you understand what may be available if an opportunity or unexpected expense comes along.

Preparation gives you choices. Desperation can take them away.

FundingWithMichelle

📢 Important Update for Growing Small BusinessesThe U.S. Small Business Administration has proposed changes to the way it...
08/24/2026

📢 Important Update for Growing Small Businesses

The U.S. Small Business Administration has proposed changes to the way it defines and classifies small businesses.

The proposal would simplify industry classifications and raise certain size limits. According to the SBA, more than 110,000 additional employer businesses could potentially qualify as small businesses.

If finalized, this could allow some growing companies to remain eligible—or become newly eligible—for:

✅ SBA lending programs
✅ Federal contracting opportunities
✅ Business counseling and support programs
✅ Other government resources

This is still a proposal and is not currently in effect. Eligibility would continue to depend on a business’s industry, NAICS classification, revenue, employee count and the requirements of the specific program.

Growing businesses should never assume they are too large to qualify. Check the current requirements and stay informed as this proposal develops.

Read the SBA announcement:
https://legacy.sba.gov/article/2026/08/20/sba-proposes-overhaul-simplify-small-business-classification-expand-access-federal-programs

Address

Serving Businesses Nationwide
Antelope, CA
95843

Website

, ,

Alerts

Be the first to know and let us send you an email when Michelle Lagos-DAC Funding posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category