Blue Heron Financial Group

10/30/2026

Retirement is a major life transition, and navigating it together takes more than just a solid financial plan.

From spending habits and lifestyle expectations to retirement timelines and long-term goals, couples may not always see eye to eye when it comes to money.

The good news? Open communication and thoughtful financial planning can help couples get on the same page and approach their next chapter with greater clarity and confidence.

Here are a few financial moves that can help couples stay aligned in retirement.

Financial experts reveal the simple conversations and strategies that keep spouses connected and thriving after they stop working.

10/27/2026

Every major life transition carries an emotional impact, but it often carries a financial one as well.

This weekend I was privileged to attend the Southern Maryland Reviving the Community Fair to serve as a resource for financial literacy and education. It was a great reminder that access to information can empower people to make more informed decisions and create better outcomes for themselves and their families.

Attendees expressed uncertainty about retirement, shared challenges with caring for aging parents, and had questions about preparing their children for successful futures. These conversations reinforced how interconnected life's personal and financial decisions can be.

Financial knowledge should not be reserved for a select few. Everyone deserves access to resources that help them navigate life's important decisions, regardless of their financial circumstances.

To my fellow advisors and professionals, let's continue finding ways to share our expertise beyond our offices and conference rooms. When we share knowledge that helps someone make a better decision, we create a ripple effect that extends far beyond finances.

Sometimes the most meaningful impact comes from the simplest act of helping someone take their next step with greater confidence.- Joanna

10/26/2026

https://www.blueheronfinancialgroup.net/

10/22/2026

https://www.kiplinger.com/retirement/retirement-planning/financial-moves-for-a-happy-marriage-in-retirement

From minimalist vs. floral dinnerware to navigating finances in retirement, money disagreements can reveal bigger differences in a relationship. And they don’t necessarily disappear with age.

With more than one-third of divorces occurring among adults 50 and older, financial alignment matters at every stage of marriage.

Discover the money moves that can help couples strengthen their relationship and plan a more secure retirement.

Financial experts reveal the simple conversations and strategies that keep spouses connected and thriving after they stop working.

10/15/2026

Think 529 plans are just for college savings? Think again.

Beyond helping families save for education, 529 plans can offer valuable tax advantages, support multigenerational wealth planning, and even provide opportunities to jump-start retirement savings through eligible Roth IRA rollovers.

Whether you're a parent planning for your child's future or a grandparent looking to leave a meaningful legacy, understanding the full potential of a 529 plan could open the door to new financial planning opportunities.

Learn more about how these accounts work and the benefits worth considering.

When saving money for education, 529 plans offer convenience and potential tax benefits. But you’ll need to know (and follow) some important rules.

10/09/2026

Your 50s are a critical decade for retirement planning. Are you making the most of them?

With retirement getting closer, now is the time to take a closer look at your savings, investment strategy, and the lifestyle you hope to enjoy in the years ahead.

For many, this decade also comes with competing financial priorities, from supporting aging parents to helping adult children find their footing.

The good news? There's still time to make meaningful progress.

A thoughtful retirement plan can help you identify where you stand, what adjustments may be needed, and how to make the most of the years ahead.

Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here's what to do.

09/30/2026

Protecting your financial life includes protecting your personal information.

Tax identity theft can happen when a scammer gets access to sensitive information and uses it to file a fraudulent return, claim a refund, or impersonate the IRS.

And you don't have to wait until tax season to strengthen your defenses.

Knowing the warning signs, protecting your personal information, and taking a few preventative steps now can help reduce your risk.

Here’s what to know about protecting yourself from tax identity theft and refund scams.

Tax identity theft is a real threat for millions of Americans. In 2023 alone, the IRS identified over $5.5 billion in fraud resulting from tax identity theft and tax refund scams. Identity thieves use stolen information to file fraudulent tax returns in your name, or they may use the stress of ta